Shop with your eligible RBC card You’ll receive a statement credit with your savings within 30 days.
Save money on home improvement with exclusive RBC offers.
RBC® & Lowe’sRONARéno-Dépôt‡ have teamed up to bring you the tools you need to refresh your home, with exclusive offers and flexible financing options. From major renovations to finishing touches to everyday essentials, get extra value when you shop at participating Lowe’sRONARéno-Dépôt stores or online with an eligible debit or credit card.
How do I get more value from Lowe’sRONARéno-Dépôt?
RBC cardholders, get exclusive offers
Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card1
Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. 31, 20241 when you load the offer and shop.
Load your offer:
Sign in Select the yellow button “Sign in to Load Offers” to log in to RBC Online Banking
Load the offer
Scroll to find your Lowe’sRONARéno-Dépôt
offer and click “Load Offer.”
Sign into RBC Online Banking to load your offer now.
Small Business cards get 5% back when you spend up to $30003
Get up to 10% back, up to $100 in statement credits + 1% on all qualifying purchases thereafter until July 31, 20242
RBC ION Visa
- Get 10% back as a statement credit on up to $1000 in qualifying purchases+ 1% back on all qualifying purchases thereafter.2
Avion Rewards:
Pay With Points - Pay your bills, credit card balance, or Interac e-Transfer5
Shop the Avion Rewards Catalogue - Redeem your points for gift cards, merchandise, the latest Apple‡ products, over 50,000 tech products at Best Buy‡, and more through avionrewards.com
Save and Earn Faster with Offers - Load personalized offers on shopping, travel, dining and more.
Cash Advance Fee: $5.00
Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount
Dishonoured Payment Fee: $45.00
Overlimit Fee: $29.00 (No Overlimit Fee for residents of Quebec)
Additional Copies: $5 Monthly Statement, $1.50 for Statement updates at the ATM, $2 for Transaction Receipts
Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec)
RBC Cash Back MasterCard
- Get 10% back as a statement credit on up to $1000 in qualifying purchases+ 1% back on all qualifying purchases thereafter.2
Avion Rewards:
Save and Earn Faster with Offers - Load personalized offers on shopping, travel, dining, and more
Cash Advance Fee: $5.00
Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount
Dishonoured Payment Fee: $45.00
Overlimit Fee: $29.00 (No Overlimit Fee for residents of Quebec)
Additional Copies: $5 Monthly Statement, $1.50 for Statement updates at the ATM, $2 for Transaction Receipts
Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec)
Business Cash Back MasterCard
- Get 10% back as a statement credit on up to $1000 in qualifying purchases+ 1% back on all qualifying purchases thereafter.2
Annual Fee:
$0
Additional Card:
$0
(max. of 1 additional card)
Purchase Rate:
19.99%
Cash Advanced Rate:
22.99% *
RBC Offers:
Sign in with your business account to see your offers from great brands. Load offers to get cash savings or to earn bonus points faster on business spend.
Cash Advance Fee: $5.00
Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount
Dishonoured Payment Fee: $45.00
Overlimit Fee: $29.00 (No Overlimit Fee for residents of Quebec)
Additional Copies: $5 Monthly Statement, $1.50 for Statement updates at the ATM, $2 for Transaction Receipts
Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec)
Once the offer has been activated you will receive a Statement Credit, calculated on the final price of your Qualifying Purchases after taxes and shipping fees at participating Lowe’s stores in Canada and https://www.lowes.ca/ Qualifying Purchase made during the Offer Period with any RBC Royal Bank personal debit or credit card, other than an RBC US Dollar Visa card, (“Eligible RBC Card”) to receive:
a) 10% in statement credits on the first $250 spent on Qualifying Purchases, and
b) 5% in statement credits on the next $1250 spent on Qualifying Purchases (i.e., spend between $250.01 - $1,500)
(collectively, Statement Credits”).
There is no minimum spend required. Statement Credits are limited to the first $1,500 of total Qualifying Purchases during the Offer Period. Qualifying Purchases exclude payments made through PayPal for online orders, payments by Gift Cards and purchases of items that are out of stock and/or not ready for shipping within the Offer Period.
Please allow up to 30 days from transaction, provided your debit or credit card account was in good standing at that time, for the Statement Credit to appear on the account statement tied to your Eligible RBC Card. Please note that if you paid for your Qualifying Purchase using an Eligible RBC Card that is a credit card, the Statement Credit will not be applied as a payment towards the balance of your credit card account.
This offer may be combined or used in conjunction with any other offers, but cannot be applied retroactively to previous purchases. Returns or price adjustments of your Qualifying Purchase may cancel your Statement Credit.
“Qualifying Purchase” is the final price of your purchases after taxes and shipping fees at participating Lowe’s stores in Canada and https://www.lowes.ca/ , but exclude payments made through PayPal for online orders, payments by Gift Cards, and purchases of items that are out of stock and/or not ready for shipping within the Offer Period.
RONA inc., not Royal Bank of Canada (“RBC”), is responsible for the sales, returns and shipping terms and conditions applicable to your Qualifying Purchase. RBC reserves the right to cancel, modify or withdraw this offer at any time, even after you have activated it.
“Qualifying Purchase” is the final price of your purchases after taxes and shipping fees at participating Lowe’s stores in Canada and https://www.lowes.ca/ , but exclude payments made through PayPal for online orders, payments by Gift Cards, and purchases of items that are out of stock and/or not ready for shipping within the Offer Period.
(i) “Grocery Stores and Supermarkets” (MCC 5411) are “Grocery Purchases”;
(ii) “Service Stations (With or without Ancillary Services)” (MCC 5541), “Automated Fuel Dispensers” (MCC 5542), “Taxicabs and Limousines” (MCC 4121), “Local and Suburban Commuter Passenger Transportation, Including Ferries” (MCC 4111), Electric Vehicle Charging” (MCC 5552) are “Rides, Gas & Electric Vehicle Charging Purchases”. Non-commuter passenger railway purchases and non-commuter bus line purchases do not qualify as part of “Rides, Gas & Electric Vehicle Charging Purchases”;
(iii) “Digital Goods Media – Books, Movies, Music” (MCC 5815), “Digital Goods – Games” (MCC 5816), “Digital Goods – Applications (Excludes Games)” (MCC 5817), “Digital Goods – Large Digital Goods Merchants” (MCC 5818), “Cable, Satellite, and Other Pay Television/Radio/Streaming Services” (MCC 4899) are “Streaming, Digital Gaming & Subscriptions Purchases”. The “Digital Goods – Games” MCC does not include games of chance and gambling.
You will earn 1 Avion point for every $1.00 on all other purchases (including pre-authorized bill payments) you make on your RBC ION Visa credit card. Even though some merchants may sell Grocery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions merchandise, purchases made at these locations may not necessarily qualify as Eligible MCCs if the merchant is not classified as such by Visa. Also, you may make a purchase at a merchant that is not classified as an Eligible MCC but is located on the premises of a merchant that is classified as an Eligible MCC, in which case your purchase would not qualify as an Eligible MCC. We cannot guarantee that any merchant, operating in whole or in part as a Grocery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions merchant is classified as an Eligible MCC and in no event will we be liable or responsible for any claims with respect to a Grocery, Rides, gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions purchase made at a merchant that is not classified as an Eligible MCC. Avion points are earned on net purchases only; they are not earned on cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.
To consult the list of participating merchants, please visit: www.rbc.com/nofeecashbackinfo. Provided your New Cash Back Balance is $25.00 or more, Cash Back Credits earned during the year will i) automatically be credited to your January Account balance and appear on your February monthly statement, ii) and/or be credited to your account at any other time, upon request. Cash Back Credits are not earned on cash advances (including balance transfers, cash-like transactions and certain bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the Cash Back Credits earned by the amounts originally charged. For complete details, please refer to the RBC Cash Back Program Terms and Conditions at www.rbc.com/cashbackterms.