Credit Protection Selector

Help protect your family and your achievements against life’s what-ifs.

Take a few minutes to see the type of insurance coverage that’s recommended for your mortgage, personal loan or line of credit with RBC Royal Bank®.

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Which RBC lending product do you have (or plan to get)?

Tell us about your RBC Mortgage.

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Tell us a bit about your finances:

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What insurance coverage do you have today? (Select all that apply)
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Based on what you’ve told us, you might consider:

Business Loan Insurance Plan - Life Coverage Only

Your [product]:

Current Balance:

Monthly Payment:

How This Coverage Protects You

  • Life Insurance

Pays off or reduces your outstanding business [product] balance (up to $1,000,000) if you or an insured person passes away. 

  • Up to 25 business owners, guarantors or key employees can be insured for life coverage.
  • Also includes up to $50,000 in accidental dismemberment insurance at no additional cost.

Based on what you’ve told us, you might consider:

Business Loan Insurance Plan - Life and Critical Illness Coverage

Your [product]:

Current Balance:

Monthly Payment:

How This Coverage Protects You

  • Life Insurance

Pays off or reduces your outstanding business [product] balance (up to $1,000,000) if you or an insured person passes away. 

  • Up to 25 business owners, guarantors or key employees can be insured for life coverage.
  • Also includes up to $50,000 in accidental dismemberment insurance at no additional cost.
  • Critical Illness Insurance

Pays off or reduces your outstanding business [product] balance (up to $500,000) if you or an insured person are diagnosed with cancer, heart attack or stroke.

  • Up to 25 business owners, guarantors or key employees can be insured for critical illness coverage.
  • Not available to borrowers or key employees over age 59.

Based on what you’ve told us, you might consider:

Business Loan Insurance Plan - Life and Disability Coverage

Your [product]:

Current Balance:

Monthly Payment:

How This Coverage Protects You

  • Life Insurance

Pays off or reduces your outstanding business [product] balance (up to $1,000,000) if you or an insured person passes away. 

  • Up to 25 business owners, guarantors or key employees can be insured for life coverage.
  • Also includes up to $50,000 in accidental dismemberment insurance at no additional cost.
  • Disability Insurance

Covers your business [product] payment(s) (up to $7,000 per month for up to 24 months) if you or an insured person can’t work due to an illness or injury.

  • Up to 3 business owners can be insured for disability coverage.
  • There is a lifetime maximum of 48 months of disability benefits per insured person.

Based on what you’ve told us, you might consider:

Life Insurance

Rates are based on age and begin at:

[value]/month

Your [product]:

Current Balance:

Monthly Payment:

How This Coverage Protects You

  • Life Insurance

Pays off or reduces your outstanding [product] balance (up to $500,000) if you or an insured co-borrower passes away.

Based on what you’ve told us, you might consider:

Life and Critical Illness Insurance

Rates are based on age and begin at:

[value]/month

Your [product]:

Current Balance:

Monthly Payment:

How This Coverage Protects You

  • Life Insurance

Pays off or reduces your outstanding [product] balance (up to $500,000) if you or an insured co-borrower passes away.

  • Critical Illness Insurance

Pays off or reduces your insured outstanding [product] balance (up to $300,000) if you or an insured co-borrower are diagnosed with cancer (life-threatening), heart attack or stroke.

Based on what you’ve told us, you might consider:

Life and Disability Insurance

Rates are based on age and begin at:

[value]/month

Your [product]:

Current Balance:

Monthly Payment:

How This Coverage Protects You

  • Life Insurance

Pays off or reduces your outstanding [product] balance (up to $500,000) if you or an insured co-borrower passes away.

  • Disability Insurance

Covers your [product] payment(s) (up to $3,000 per month for a maximum of 24 months) if you or an insured co-borrower become disabled due to an injury or illness and can’t work.

About Your Current Business Insurance Coverage

Here’s what you said about your existing coverage:

Life Insurance: 0

Monthly Disability Benefit: 0

Critical Illness Insurance: 0

Would your business be impacted if another business owner, or a key employee were unable to work for a period of time?:

Additional Coverage Options

How This Coverage Protects You

Customize Quote Now

Call 1-800-769-2523 to apply or get a quote for more than 1 person

View Terms & Conditions
  • Life Insurance

Pays off or reduces your outstanding business [product] balance (up to $1,000,000) if you or an insured person passes away. 

  • Up to 25 business owners, guarantors or key employees can be insured for life coverage.
  • Also includes up to $50,000 in accidental dismemberment insurance at no additional cost.

How This Coverage Protects You

Customize Quote Now

Call 1-800-769-2523 to apply or get a quote for more than 1 person

View Terms & Conditions
  • Life Insurance

Pays off or reduces your outstanding business [product] balance (up to $1,000,000) if you or an insured person passes away. 

  • Up to 25 business owners, guarantors or key employees can be insured for life coverage.
  • Also includes up to $50,000 in accidental dismemberment insurance at no additional cost.
  • Critical Illness Insurance

Pays off or reduces your outstanding business [product] balance (up to $500,000) if you or an insured person are diagnosed with cancer, heart attack or stroke

  • Up to 25 business owners, guarantors or key employees can be insured for critical illness coverage.
  • Not available to borrowers or key employees over age 59.

How This Coverage Protects You

Customize Quote Now

Call 1-800-769-2523 to apply or get a quote for more than 1 person

View Terms & Conditions
  • Life Insurance

Pays off or reduces your outstanding business [product] balance (up to $1,000,000) if you or an insured person passes away. 

  • Up to 25 business owners, guarantors or key employees can be insured for life coverage.
  • Also includes up to $50,000 in accidental dismemberment insurance at no additional cost.
  • Disability Insurance

Covers your business [product] payment(s) (up to $7,000 per month for up to 24 months) if you or an insured person can’t work due to an illness or injury.

  • Up to 3 business owners can be insured for disability coverage.
  • There is a lifetime maximum of 48 months of disability benefits per insured person.

Why Consider this Coverage

Here’s what you said about your finances and why you might want to consider [insurance product]:

Additional Coverage Options

Your [product]:

Current Balance:

Monthly Payment:

How This Coverage Protects You

Rates are based on age and begin at:

[value]/month

  • Life Insurance

Pays off or reduces your outstanding [product] balance (up to $500,000) if you or an insured co-borrower passes away.

Your [product]:

Current Balance:

Monthly Payment:

How This Coverage Protects You

Rates are based on age and begin at:

[value]/month

  • Life Insurance

Pays off or reduces your outstanding [product] balance (up to $500,000) if you or an insured co-borrower passes away.

  • Critical Illness Insurance

Pays off or reduces your insured outstanding [product] balance (up to $300,000) if you or an insured co-borrower are diagnosed with cancer (life-threatening), heart attack or stroke.

Your [product]:

Current Balance:

Monthly Payment:

How This Coverage Protects You

Rates are based on age and begin at:

[value]/month

  • Life Insurance

Pays off or reduces your outstanding [product] balance (up to $500,000) if you or an insured co-borrower passes away.

  • Disability Insurance

Covers your [product] payment(s) (up to $3,000 per month for a maximum of 24 months) if you or an insured co-borrower become disabled due to an injury or illness and can’t work.

We’re Here to Help

Customize your quote or apply
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