The RBC New U.S. eSavings Client Cash Bonus Offer (the “Offer”) is only available to existing clients of Royal Bank of Canada (the “Bank”) who are notified of their eligibility for the Offer by email directly from the Bank and/or when they log in to RBC Online Banking (“Eligible Clients”). This Offer is particular to the Eligible Client to whom it was presented by the Bank, and may not be transferred to or shared with any other party. The Offer is available to Eligible Clients who were not the Primary Owner of an RBC U.S. High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC U.S. High Interest eSavings Account (“Eligible RBC U.S. High Interest eSavings Account”) as the Primary Owner between March 14, 2023, and 3:00 PM EST on June 30, 2023 (the “Qualifying Period”). (Note: For added clarity, you will not qualify for this Offer by switching from another account type to an Eligible RBC U.S. High Interest eSavings Account.) The Cash Bonus equivalent to ten times the dollar amount earned as interest at the Regular Interest Rate between March 14, 2023, and 3:00 PM EST on June 30, 2023 (the “Cash Bonus Eligibility Period”), by the Eligible Client in the Eligible RBC U.S. High Interest eSavings Account will be deposited up to a maximum of USD $5000.00 into the Eligible RBC U.S. High Interest eSavings Account between July 15, 2023 and July 31, 2023. The Eligible RBC U.S. High Interest eSavings Account must remain open as of the Cash Bonus deposit date in order to receive the Cash Bonus. Notwithstanding the terms and conditions of any separate promotion for which you may qualify, this Offer does not alter the Regular Interest Rate applicable to your Eligible RBC U.S. High Interest eSavings Account. Interest earned at the Regular Interest Rate in your Eligible RBC U.S. High Interest eSavings Account will be calculated daily and paid monthly in your Eligible RBC U.S. High Interest eSavings Account. Offer may be withdrawn at any time. Conditions apply. For other defined terms and complete terms and conditions that apply to this Offer, please visit rbc.com/mar23highinterestesavings.

Fees may apply on the account from which the money has been transferred.

Transaction fees may apply for bill payments or funds transfers made through Online Banking and are separate from access fees.

RBC Virtual Visa Debits, Third-party payment Debits, RBC Royal Bank loan payments, RBC Royal Bank mortgage payments, pre-authorized and self-serve RBC Royal Bank credit card payments and contributions to RBC investment accounts (such as GICs, Royal Mutual Funds, Registered Savings Plans, Registered Education Savings Plans, Registered Disability Savings Plans and Tax-Free Savings Accounts) from your RBC Day to Day Banking Account, U.S. Personal Account, Leo’s Young Savers Account or RBC Student Banking Account are free of charge. All other Debit Transactions from these Accounts are counted as Debit Transactions towards the free monthly Debit Transactions included in the Account, and give rise to an Excess Debit Transaction Fee if the total free monthly Debit Transactions are exceeded.