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Get 6,000 Avion points on approval* – that’s $40 of value in gift cards!

Apply by November 4, 2024.

Features and Benefits

No annual fee

  • Earn Energized Rewards on Everyday Purchases 

    Earn 1.5X Avion points for every $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming and more. Earn 1 Avion point for every $1 spent on all other qualifying purchases.**

    Payback With Points

    Use your Avion Rewards points to pay bills, your credit card balance or even send money to friends with Interac e-transfer. Minimum redemption is only $102 so you can use your points where you need them most.

    Shop the Avion Rewards Catalogue 

    Redeem your points for gift cards, merchandise, the latest Apple products, over 50,000 tech products at Best Buy, and more through  

Card Details

Annual Fee:


Additional Card:


Purchase Rate:


Cash Advance Rate:


(21.99% if you reside in Quebec)

Cash Advance Fee: $5.00

Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount

Dishonoured Payment Fee: $45.00

Overlimit Fee: $29.00 (No Overlimit Fee for residents of Quebec)

Additional Copies: $5 Monthly Statement, $1.50 for Statement updates at the ATM, $2 for Transaction Receipts

Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec)

Get More Cardholder Benefits With Our Partners

Save at Petro-Canada

Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.3

Earn more Be Well points at Rexall

Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked card and scan your Be Well card.4

Save Big on Delivery with DoorDash

Get a 3-month complimentary DashPass subscription – a value of almost $30.5 Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card6.

Insurance Coverage

Purchase Security and Extended Warranty Insurance7

Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.

For full insurance details, view the certificate of insurance.

Start Your Application

Apply for the RBC ION Visa credit card in 5 simple steps and get a result in under 60 seconds