{"id":12479,"date":"2024-11-05T10:44:02","date_gmt":"2024-11-05T15:44:02","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/lp\/?post_type=rbc_landing_page&#038;p=12479"},"modified":"2025-05-15T14:19:23","modified_gmt":"2025-05-15T18:19:23","slug":"ion-aff","status":"publish","type":"rbc_landing_page","link":"https:\/\/www.rbcroyalbank.com\/lp\/cards\/ion\/ion-aff","title":{"rendered":"Apply for the RBC ION Visa AFF"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel mar-t-0\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h1 class=\"wp-block-heading\" id=\"h-rbc-ion-visa-card\">RBC ION Visa card<\/h1>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns mar-b-0 mob-mar-b-0 is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center mar-b-0 mob-mar-b-0 is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"315\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2024\/08\/rbc-avion-rewards-ion_en.png?quality=80&amp;w=500\" alt=\"\" class=\"wp-image-13653\" srcset=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2024\/08\/rbc-avion-rewards-ion_en.png 500w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2024\/08\/rbc-avion-rewards-ion_en.png?resize=300,189 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column mob-mar-l mar-l mob-mar-t-hlf mar-b-0 mob-mar-b-0 is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"rbc-pill-block\"><div class=\"wp-block-rbc-pill-block snipe pill is-style-ribbon-yellow pad-b-0 mar-b-0\"><span>Special Offer<\/span><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading pad-t-0 mar-t-0 mar-b-qtr\" id=\"h-get-up-to-11-000-avion-points-that-s-up-to-75-of-value-in-gift-cards\">Get up to 11,000 Avion points<sup><a href=\"#legal-20\" data-dig-id=\"LP-CreditCards-Ion-7795-0091ef26\" data-dig-label=\"*\" data-dig-action=\"link click\" data-dig-category=\"LP-CreditCards-Ion\" class=\"rbc-link-format\">^<\/a><\/sup> &#8211; that&#8217;s up to $75 of value in gift cards<sup><a href=\"#legal-11\" data-dig-id=\"LP-CreditCards-Ion-7795-74a7bbc1\" data-dig-label=\"*\" data-dig-action=\"link click\" data-dig-category=\"LP-CreditCards-Ion\" class=\"rbc-link-format\">\u2020<\/a><\/sup>!<\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p class=\" mar-b-qtr\">Get 4,000 Welcome Points and earn 7,000 bonus points when you spend $500 in your first 3 months<strong><strong><strong><strong><strong><strong><strong><sup><a href=\"#legal-20\" data-dig-id=\"LP-CreditCards-Ion-7795-0091ef26\" data-dig-label=\"*\" data-dig-action=\"link click\" data-dig-category=\"LP-CreditCards-Ion\" class=\"rbc-link-format\">^<\/a><\/sup><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong>. Apply by May 6, 2026.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>Get a response in less than 60 seconds.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" rel=\"noreferrer noopener\" data-dig-id=\"LP-18011-4b751b7d\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Apply Now\" data-pid1=\"ion\" data-asc=\"3B2055\">Apply Now<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  alignfull pad-t-0 mob-pad-t-0 pad-b-0 mob-pad-b-0 mar-t-0 has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block inner-section-cool-white section-inner  pad-t-dbl mar-t-qtr mob-mar-t-qtr mob-mar-b-qtr mob-pad-t-dbl mob-pad-b-dbl mar-b-qtr pad-b-dbl has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0x\">\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-b-0 mob-mar-b-hlf pad-r mob-pad-r-0 is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h3 class=\"wp-block-heading undefined is-style-heading-underline-left mar-b\" id=\"h-features-and-benefits\">Features and Benefits<\/h3>\n\n\n\n<p class=\" mar-b-hlf\"><strong>No annual fee<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-rbc-list is-style-default default\">\n<li class=\"wp-block-rbc-list-item\">\n<p><strong><strong>Earn Energized Rewards on Everyday Purchases<\/strong>&nbsp;<\/strong><\/p>\n\n\n\n<p>Earn 1.5X Avion points for every $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming and more. Earn 1 Avion point for every $1 spent on all other qualifying purchases.<sup><a href=\"#legal-1\" data-dig-id=\"LP-CreditCards-Ion-5933-c64ba7f7\" data-dig-label=\"**\" data-dig-action=\"link click\" data-dig-category=\"LP-CreditCards-Ion\" class=\"rbc-link-format\">**<\/a><\/sup><\/p>\n\n\n\n<p><strong><strong>Payback With Points<\/strong><\/strong><\/p>\n\n\n\n<p>Use your Avion Rewards points to pay bills, your credit card balance or even send money to friends with Interac e-transfer. Minimum redemption is only $10<sup><a href=\"#legal-2\" data-dig-id=\"LP-1275-1d69bde1\" data-dig-label=\"2\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">2<\/a><\/sup> so you can use your points where you need them most.<\/p>\n\n\n\n<p><strong><strong>Shop the Avion Rewards Catalogue&nbsp;<\/strong><\/strong><\/p>\n\n\n\n<p>Redeem your points for gift cards, merchandise, the latest Apple<sup><a href=\"#legal-\u2021\" data-dig-id=\"LP-1275-a3fd0ff4\" data-dig-label=\"\u2021\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">\u2021<\/a><\/sup> products, over 50,000 tech products at Best Buy<sup><a href=\"#legal-\u2021\" data-dig-id=\"LP-1275-a3fd0ff4\" data-dig-label=\"\u2021\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">\u2021<\/a><\/sup>, and more through <a href=\"https:\/\/www.rbcrewards.com\/#\/home\"><\/a><a href=\"http:\/\/www.avionrewards.com\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-5933-459d0486\" data-dig-label=\"avionrewards.com\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">avionrewards.com<\/a>. &nbsp;<\/p>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-rbc-callout-block section-inner callout-block campaign  pad-t-0\"><div class=\"callout  horizontal\"><div class=\"callout-content\"><div class=\"callout-copy\">\n<h4 class=\"wp-block-heading\" id=\"h-card-details\">Card Details<\/h4>\n\n\n\n<div class=\"wp-block-group  mar-b-hlf is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-cb46ffcb wp-block-group-is-layout-flex\">\n<p><strong>Annual Fee:<\/strong><\/p>\n\n\n\n<p>$0<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group  mar-b-hlf is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-cb46ffcb wp-block-group-is-layout-flex\">\n<p><strong>Additional Card:<\/strong><\/p>\n\n\n\n<p>$0<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group  mar-b-hlf is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-cb46ffcb wp-block-group-is-layout-flex\">\n<p><strong>Purchase Rate:<\/strong><\/p>\n\n\n\n<p>20.99%<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-content-justification-space-between is-nowrap is-layout-flex wp-container-core-group-is-layout-cb46ffcb wp-block-group-is-layout-flex\">\n<p><strong>Cash Advance Rate:<\/strong><\/p>\n\n\n\n<p>22.99%<\/p>\n<\/div>\n\n\n\n<p class=\"has-text-sm-font-size\">(21.99% if you reside in Quebec)<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel alignfull mob-pad-t-0 pad-t-0 pad-b-0 mob-pad-b-0 has-fff-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block inner-section-white section-inner  pad-t-dbl pad-b-dbl mob-pad-b-dbl mob-pad-t-dbl has-fff-background-color has-background\" style=\"border-radius:0x\">\n<h3 class=\"wp-block-heading has-text-align-center mar-t-0 mar-b is-style-default default\" id=\"h-get-more-cardholder-benefits-with-our-partners\">Get More Cardholder Benefits With Our Partners<\/h3>\n\n\n\n<div class=\"wp-block-columns  mar-b-0 is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-b-0 mob-mar-b-hlf pad-r mob-pad-r-0 is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large  mar-b-hlf\"><img loading=\"lazy\" decoding=\"async\" width=\"90\" height=\"68\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2024\/08\/petro-canada-logo_919ca1.png?quality=80&amp;w=90\" alt=\"\" class=\"wp-image-13517\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group is-style-inline-blocks mar-b-qtr is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-text-align-left undefined mar-b-hlf\"><strong>Save at Petro-Canada<\/strong><\/p>\n<\/div>\n\n\n\n<p class=\"has-text-align-left undefined mar-b-0\">Save 3\u00a2\/L on fuel and earn 20% more points when you pay with a linked RBC card.<a href=\"#legal-3\" data-dig-id=\"LP-1275-7e70ba03\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"3\" class=\"rbc-link-format\"><sup>3<\/sup><\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column mar-b-0 mob-mar-b-hlf pad-r mob-pad-r-0 is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large is-resized  mar-b-hlf\"><img loading=\"lazy\" decoding=\"async\" width=\"124\" height=\"42\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2024\/05\/rexall-logo-1.png?quality=80&amp;w=124\" alt=\"\" class=\"wp-image-13535\" style=\"aspect-ratio:2.9523809523809526;width:198px;height:auto\" \/><\/figure>\n\n\n\n<p class=\"undefined mar-b-hlf\"><strong><strong>Earn more Be Well points at Rexall<\/strong><\/strong><\/p>\n\n\n\n<p class=\"undefined mar-b-0\">Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked card and scan your Be Well card.<a href=\"#legal-4\" data-dig-id=\"LP-1275-9eb051f1\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"4\" class=\"rbc-link-format\"><sup>4<\/sup><\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large is-resized mar-b-hlf mob-mar-b-hlf\"><img loading=\"lazy\" decoding=\"async\" height=\"199\" width=\"1024\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/05\/doordash-1.png?quality=80&amp;w=1024\" alt=\"\" class=\"wp-image-19117\" style=\"width:226px;height:auto\" srcset=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/05\/doordash-1.png 1878w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/05\/doordash-1.png?resize=300,58 300w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/05\/doordash-1.png?resize=768,149 768w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/05\/doordash-1.png?resize=1024,199 1024w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/05\/doordash-1.png?resize=1536,299 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"undefined mar-b-hlf\"><strong><strong>Save Big on Delivery with DoorDash<\/strong><\/strong><\/p>\n\n\n\n<p class=\"undefined mar-b-0\">Get a 6-month complimentary DashPass subscription \u2013 a value of almost $60.<sup><a href=\"#legal-5\" data-dig-id=\"LP-1275-1c0a63f6\" data-dig-label=\"5\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">5<\/a><\/sup> Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card<sup><a href=\"#legal-6\" data-dig-id=\"LP-1275-614ac672\" data-dig-label=\"6\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">6<\/a><\/sup>.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:39px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center is-style-default default\" id=\"h-insurance-coverage\">Insurance Coverage<\/h3>\n\n\n\n<p><strong>Purchase Security and Extended Warranty Insurance<\/strong><sup><a href=\"#legal-7\" data-dig-id=\"LP-1275-66af8442\" data-dig-label=\"7\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">7<\/a><\/sup><\/p>\n\n\n\n<p class=\"has-text-align-left\">Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer&#8217;s original Canadian warranty by up to one additional year, to a maximum of five years.<br><br>For full insurance details, <a href=\"Users805298940DocumentsWednesday%20-%20Ion%20Launchdfsd\"><\/a><a href=\"https:\/\/www.rbcroyalbank.com\/credit-cards\/rewards\/rbc-ion-visa\/rbc-ion-visa-certificate-of-insurance.pdf\" target=\"_blank\" data-dig-id=\"LP-5933-31f8bf7d\" data-dig-category=\"LP\" data-dig-action=\"link click\" data-dig-label=\"view the certificate of insurance\" rel=\"noreferrer noopener\" class=\"rbc-link-format\">view the certificate of insurance<\/a>.<\/p>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block section-cool-white pos-rel  alignfull pad-t-dbl mob-pad-t pad-b-dbl mob-pad-b has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner pad-b-hlf pad-t-0\" style=\"border-radius:0x\">\n<div class=\"wp-block-columns  mar-b-0 justifycenter is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-b-0 mob-mar-b-hlf pad-r-dbl mob-pad-r-0 is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:370px\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"645\" width=\"1024\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2024\/05\/RBC_AvionRewards_ION_Card_FRONT_RGB_ENG-1.png?quality=80&amp;w=1024\" alt=\"\" class=\"wp-image-13690\" srcset=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2024\/05\/RBC_AvionRewards_ION_Card_FRONT_RGB_ENG-1.png 2000w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2024\/05\/RBC_AvionRewards_ION_Card_FRONT_RGB_ENG-1.png?resize=300,189 300w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2024\/05\/RBC_AvionRewards_ION_Card_FRONT_RGB_ENG-1.png?resize=768,484 768w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2024\/05\/RBC_AvionRewards_ION_Card_FRONT_RGB_ENG-1.png?resize=1024,645 1024w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2024\/05\/RBC_AvionRewards_ION_Card_FRONT_RGB_ENG-1.png?resize=1536,968 1536w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:364px\">\n<h2 class=\"wp-block-heading undefined mar-b-hlf\" id=\"h-start-your-application\">Start Your Application<\/h2>\n\n\n\n<p class=\"undefined mar-b\">Apply for the RBC ION Visa credit card in 5 simple steps and get a result in under 60 seconds<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><div>\n<div class=\"wp-block-button is-style-primary primary btn before\"><a class=\"wp-block-button__link wp-element-button\" rel=\"noreferrer noopener\" data-dig-id=\"LP-18011-df4970a1\" data-dig-category=\"LP\" data-dig-action=\"button click\" data-dig-label=\"Apply Now\" data-pid1=\"ion\" data-asc=\"3B2055\">Apply Now<\/a><\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<section class=\"wp-block-rbc-rbc-legal-collapsible disclaimer\" aria-label=\"Legal Disclaimers\"><div class=\"section-inner\"><p><button class=\"collapse-toggle collapsed\" data-target=\"#collapseDisclaimer\" data-toggle=\"collapse\" aria-expanded=\"false\" aria-controls=\"collapseDisclaimer\" data-dig-id=\"LP-18011-4e6ed046\" data-dig-category=\"LP\" data-dig-action=\"legal close\" data-dig-label=\"legal close\" action-closed=\"legal close\" action-opened=\"legal open\" label-close=\"legal open\" label-open=\"legal close\"><span>View Legal Disclaimers<\/span><span>Hide Legal Disclaimers<\/span><\/button><\/p><div class=\"collapse-content collapse\" id=\"collapseDisclaimer\"><div class=\"collapse-inner\"><div class=\"table-wpr\">\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-0\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup><\/sup><\/div><div class=\"table-cell\">\n<p>\u00ae\/\u2122 Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-20\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>^<\/sup><\/div><div class=\"table-cell\">\n<p>This offer only applies to new applications for an RBC ION Visa credit card received between January 21, 2026 and May 6, 2026 (\u201cOffer Period\u201d) and approved by Royal Bank of Canada (\u201cRoyal Bank\u201d), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC ION Visa credit card account, as well as existing cardholders on any RBC Royal Bank personal credit card transferring to an RBC ION Visa credit card during the Offer Period, are not eligible for this offer.<\/p>\n\n\n\n<p>4,000 Avion points (\u201cWelcome Points\u201d) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your RBC ION Visa credit card account (\u201cCredit Card Account\u201d) remains open and in good standing at the time the Welcome points are credited to your account, \u201cgood standing\u201d meaning that your Credit Card Account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.<\/p>\n\n\n\n<p>7,000 additional Avion points (\u201cBonus Points\u201d) will be awarded to you if a total of $500 or more (\u201cQualifying Transaction Amount\u201d) in qualifying net purchases and\/or pre-authorized bill payment transactions (\u201cQualifying Transactions\u201d) are posted to your Credit Card Account within the first three (3) months from your Credit Card Account opening date (\u201cPeriod\u201d). The Bonus Points will appear on your monthly credit card statement within sixty (60) days after you reach $500 in Qualifying Transactions, provided your Credit Card Account is in good standing at the time the Bonus Points are credited to your account.<\/p>\n\n\n\n<p>Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.<\/p>\n\n\n\n<p>If you close or change your RBC ION Visa credit card for another type of RBC Royal Bank credit card before the Welcome Points and\/or the Bonus Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit&nbsp;<a href=\"https:\/\/www.avionrewards.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">www.avionrewards.com<\/a>&nbsp;or call&nbsp;1-800-769-2512.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-11\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>\u2020<\/sup><\/div><div class=\"table-cell\">\n<p>To get $75 worth of gift cards\/certificates, you will need a total of 11,000 Avion points. Minimum redemption of 1,400 Avion points for most $10 gift cards\/certificates. Some exceptions apply. Point redemption values may fluctuate. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, as well as for current point redemption values, please visit&nbsp;<a href=\"https:\/\/www.avionrewards.com\/terms-and-conditions.html\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.avionrewards.com\/terms-and-conditions.html<\/a>&nbsp;or call&nbsp;1-800-769-2512.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-\u2021\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>\u2021<\/sup><\/div><div class=\"table-cell\">\n<p>All other trademarks are the property of their respective owner(s).<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-1\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>**<\/sup><\/div><div class=\"table-cell\">\n<p>You will earn 1.5 Avion points for every $1.00 in Grocery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming &amp; Subscriptions Purchases you make on your RBC ION Visa credit card at merchants classified by Visa\u2019s \u201cMerchant Category Code\u201d (MCC). Depending on how certain merchants are categorized by Visa\u2019s \u201cMerchant Category Code\u201d (MCC) they may not qualify as an eligible MCC. Eligible MCCs are listed as:&nbsp;<\/p>\n\n\n\n<p>(i) \u201cGrocery Stores and Supermarkets\u201d (MCC 5411) are \u201cGrocery Purchases\u201d;<\/p>\n\n\n\n<p>(ii) \u201cService Stations (With or without Ancillary Services)\u201d (MCC 5541), \u201cAutomated Fuel Dispensers\u201d (MCC 5542), \u201cTaxicabs and Limousines\u201d (MCC 4121), \u201cLocal and Suburban Commuter Passenger Transportation, Including Ferries\u201d (MCC 4111), Electric Vehicle Charging\u201d (MCC 5552) are \u201cRides, Gas &amp; Electric Vehicle Charging Purchases\u201d. Non-commuter passenger railway purchases and non-commuter bus line purchases do not qualify as part of \u201cRides, Gas &amp; Electric Vehicle Charging Purchases\u201d;<\/p>\n\n\n\n<p>(iii) \u201cDigital Goods Media \u2013 Books, Movies, Music\u201d (MCC 5815), \u201cDigital Goods \u2013 Games\u201d (MCC 5816), \u201cDigital Goods \u2013 Applications (Excludes Games)\u201d (MCC 5817), \u201cDigital Goods \u2013 Large Digital Goods Merchants\u201d (MCC 5818), \u201cCable, Satellite, and Other Pay Television\/Radio\/Streaming Services\u201d (MCC 4899) are \u201cStreaming, Digital Gaming &amp; Subscriptions Purchases\u201d. The \u201cDigital Goods \u2013 Games\u201d MCC does not include games of chance and gambling.<br><\/p>\n\n\n\n<p>You will earn 1 Avion point for every $1.00 on all other purchases (including pre-authorized bill payments) you make on your RBC ION Visa credit card.<br><\/p>\n\n\n\n<p>Even though some merchants may sell Grocery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming &amp; Subscriptions merchandise, purchases made at these locations may not necessarily qualify as Eligible MCCs if the merchant is not classified as such by Visa. Also, you may make a purchase at a merchant that is not classified as an Eligible MCC but is located on the premises of a merchant that is classified as an Eligible MCC, in which case your purchase would not qualify as an Eligible MCC. We cannot guarantee that any merchant, operating in whole or in part as a Grocery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming &amp; Subscriptions merchant is classified as an Eligible MCC and in no event will we be liable or responsible for any claims with respect to a Grocery, Rides, gas, Electric Vehicle Charging, Streaming, and Digital Gaming &amp; Subscriptions purchase made at a merchant that is not classified as an Eligible MCC. Avion points are earned on net purchases only; they are not earned on cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-2\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>2<\/sup><\/div><div class=\"table-cell\">\n<p>Please note that it will take two (2) to three (3) business days for your payment to be credited to your credit card account and to adjust your available credit. Redemptions are final and cannot be cancelled or reversed once submitted. Not all Avion Rewards cards are eligible for these services. For details, visit the <a href=\"http:\/\/www.avionrewards.com\/terms-and-conditions.html\"><\/a><a href=\"https:\/\/www.avionrewards.com\/terms-and-conditions.html\" target=\"_blank\" rel=\"noreferrer noopener\" data-dig-id=\"LP-5933-3d1f5b99\" data-dig-label=\"RBC Avion Rewards Terms and Conditions\" data-dig-action=\"link click\" data-dig-category=\"LP\" class=\"rbc-link-format\">RBC Avion Rewards Terms and Conditions<\/a>.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-3\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>3<\/sup><\/div><div class=\"table-cell\">\n<p>To participate in this offer, you must have an RBC debit card or a credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (\u201cRBC Card\u201d). RBC business clients will only be able to link up to two (2) RBC business credit cards and one (1) RBC business debit card to a Petro-Points card.<br><br>You must be enrolled in RBC Online Banking or the RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. A linked RBC Card means an RBC Card linked to a Petro-Points Account. Your linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your linked RBC Card at Petro-Canada locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your linked RBC Card.<\/p>\n\n\n\n<p>Each time you use your linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction.<\/p>\n\n\n\n<p>Each time you use your linked RBC Card to pay for qualifying purchases at a Petro-Canada location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points terms and conditions available at <a href=\"http:\/\/www.petro-canada.ca\/en\/personal\/terms-conditions\">www.petro-canada.ca\/en\/personal\/terms-conditions<\/a>.<\/p>\n\n\n\n<p>Petro-Points are not awarded on tobacco products, vaping products, gift cards, transit tickets and taxes on non-petroleum purchases.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-4\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>4<\/sup><\/div><div class=\"table-cell\">\n<p class=\" mar-b-hlf\">To participate in this offer, you must have an eligible RBC Debit Card, Personal Credit Card or Business Credit Card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (\u201cRBC Card\u201d). RBC Business Owners will only be able to link up to two (2) Business Credit Cards and one RBC Debit Card to a Be Well Card.<\/p>\n\n\n\n<p class=\" mar-b-hlf\">Eligible RBC Debit Cards are debit cards tied to a personal banking or savings account or a business banking or savings account in good standing that is set up to pay for goods and services at a store or merchant that has point of sale or other designated debit card terminals that accept debit card payments.<\/p>\n\n\n\n<p class=\"mar-b-hlf\">You must be enrolled in RBC Online Banking or the RBC Mobile app in order to link your RBC Card to your Be Well Card. Card linking may take up to 2 business days to process before Be Well points can be applied to purchases. Each time you scan your Be Well Card and pay with your Linked RBC Card, you will earn 50 Be Well points for every $1 spent on eligible purchases at Rexall Locations, in accordance with the Be Well Terms and Conditions available at&nbsp;<a href=\"https:\/\/www.letsbewell.ca\/terms-conditions\">https:\/\/www.letsbewell.ca\/terms-conditions<\/a>.<br><\/p>\n\n\n\n<p class=\"mar-b-0\">Be Well points are not awarded on taxes; tobacco products; products containing codeine; lottery tickets; alcohol; bottle deposits; gift cards; prepaid cards and wireless or long distance phone cards; event tickets; transit tickets and passes; post office transactions; stamps; passport photos; cash back; gifts with purchases; delivery charges; environmental levies; Home Health Care services\/rentals and any other products or services that we may specify from time to time or where prohibited by law.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-5\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>5<\/sup><\/div><div class=\"table-cell\">\n<p class=\" mar-b-hlf\">To receive a complimentary DashPass subscription for $0 delivery fees on orders of $15 or more at eligible restaurants when you pay with your Eligible RBC Credit Card, you must subscribe to DashPass by adding an Eligible RBC Credit Card, accept the DoorDash terms and conditions, and activate your benefit by clicking \u201cActivate Free DashPass\u201d before November 16, 2028 (\u201cOffer Period\u201d). If you are an existing DashPass subscriber and have already added an Eligible RBC Credit Card to your account you must activate your benefit by clicking \u201cActivate Free DashPass\u201d during the Offer Period. If you have been charged for DashPass you will receive a refund to the method of original payment, in the amount of the monthly subscription fee for the month you activate your complimentary subscription. For all clients, by clicking on \u201cActivate Free DashPass\u201d you agree to the DoorDash terms and conditions which can be found at&nbsp;<a href=\"https:\/\/help.doordash.com\/consumers\/s\/terms-and-conditions-ca?language=en_US\">https:\/\/help.doordash.com\/consumers\/s\/terms-and-conditions&nbsp;<\/a>.<br><\/p>\n\n\n\n<p class=\" mar-b-hlf\">The DashPass monthly subscription fee will be waived (\u201c<strong>Complimentary DashPass Subscription<\/strong>\u201d) and you will receive either a 6 month or 12 month Complimentary DashPass Subscription based on the Eligible RBC Credit Card you use to subscribe to DashPass. DashPass subscriptions purchased through third parties, including third-party payment accounts, or online or mobile digital wallets (like Apply Pay and Google Pay) are not eligible for the Complimentary DashPass Subscription.<\/p>\n\n\n\n<p class=\" mar-b-hlf\"><strong>Eligible RBC Credit Cards:<\/strong>&nbsp;Your Eligible RBC Credit Card may only be used with one DoorDash account to receive a Complimentary DashPass Subscription. Once you have received a Complimentary DashPass Subscription you cannot use the same eligible RBC Credit Card to obtain a Complimentary DashPass Subscription with another DoorDash account. Eligible RBC Credit cardholders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on an Eligible RBC Credit Card account.<br><a href=\"https:\/\/www.rbcroyalbank.com\/credit-cards\/documentation\/pdf\/full-doordash-tcs-en.pdf\">View eligible RBC credit cards &gt;<\/a><br><\/p>\n\n\n\n<p class=\" mar-b-hlf\">You are only eligible for one 12 month Complimentary DashPass Subscription and one 6 month Complimentary DashPass Subscription during the Offer Period. The Complimentary DashPass Subscription commences on the date you subscribe to receive the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 6 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.<\/p>\n\n\n\n<p class=\"mar-b-0\">In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0.50 charge to validate your card enrollment. This charge will be reversed in 3 to 5 days once your account has been validated. For full details on the Complimentatry DashPass Subscription visit: <a href=\"https:\/\/www.rbcroyalbank.com\/credit-cards\/documentation\/pdf\/full-doordash-tcs-en.pdf\">rbcroyalbank.com\/credit-cards\/documentation\/pdf\/full-doordash-tcs-en.pdf<\/a><br><br>DoorDash not Royal Bank of Canada, is responsible for (i) services and products provided through DoorDash; (ii) DashPass, including the DashPass Benefits, the administration of DashPass and (iii) the DoorDash terms and conditions. The Complimentary DashPass Subscription offer may be amended or withdrawn at any time. To learn more about DashPass, visit&nbsp;<a href=\"https:\/\/www.doordash.com\/en-CA\/dashpass\">www.doordash.com\/dashpass<\/a>. For full DashPass for RBC Program Terms and Conditions, visit&nbsp;<a href=\"https:\/\/www.rbcroyalbank.com\/credit-cards\/documentation\/pdf\/full-doordash-tcs-en.pdf\">rbcroyalbank.com\/credit-cards\/documentation\/pdf\/full-doordash-tcs-en.pdf<\/a>.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-6\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>6<\/sup><\/div><div class=\"table-cell\">\n<p>DashPass is a DoorDash subscription service that offers unlimited deliveries for $0 delivery fee on eligible restaurant purchases (minimum order amount of $15.00 CAD before taxes and fees) at a monthly subscription fee of $9.99 CAD. To learn more about DashPass visit&nbsp;<a href=\"http:\/\/www.doordash.com\/dashpass\">www.doordash.com\/dashpass<\/a><\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-disclaimer-block\"><div class=\"table-row\" id=\"legal-7\"><div class=\"table-cell\"><span class=\"offscreen\">Legal Disclaimer<\/span><sup>7<\/sup><\/div><div class=\"table-cell\">\n<p>Coverage underwritten by RBC Insurance Company of Canada.<\/p>\n\n\n\n<p>All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your printed Welcome Kit for complete details or online at <a href=\"https:\/\/www.rbcroyalbank.com\/credit-cards\/cardholders.html\">https:\/\/www.rbcroyalbank.com\/credit-cards\/cardholders.html<\/a><\/p>\n<\/div><\/div><\/div>\n\n\n\n<p><\/p>\n<\/div><\/div><\/div><\/div><\/section>\n<\/div>\n<\/section>\n","protected":false},"author":126,"featured_media":0,"template":"","categories":[22,138],"rbc_internal_tag":[155,150],"class_list":["post-12479","rbc_landing_page","type-rbc_landing_page","status-publish","hentry","category-cards","category-ion","rbc_internal_tag-affiliates","rbc_internal_tag-prm"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Apply for the RBC ION Visa - Royal Bank<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, 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