{"id":18556,"date":"2025-10-23T09:29:53","date_gmt":"2025-10-23T13:29:53","guid":{"rendered":"https:\/\/www.rbcroyalbank.com\/lp\/?post_type=rbc_landing_page&#038;p=18556"},"modified":"2026-02-04T09:25:06","modified_gmt":"2026-02-04T14:25:06","slug":"rbc-launch-cross-border-payments","status":"publish","type":"rbc_landing_page","link":"https:\/\/www.rbcroyalbank.com\/lp\/payments\/rbc-launch-cross-border-payments","title":{"rendered":"RBC Launch Cross Border Transfers"},"content":{"rendered":"\n<section class=\"wp-block-rbc-section-block  pos-rel has-cool-white-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block inner-section-cool-white section-inner  pad-b has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0x\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column mar-r-hlf pad-r is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading pad-l-hlf mob-pad-t pad-t-dbl has-rbc-bright-blue-tint-1-color has-text-color\" id=\"h-sending-money-to-the-us-just-got-easier-nbsp\">Sending money to the US just got easier! &nbsp;<\/h2>\n\n\n\n<p class=\"mar-l-hlf pad-t-hlf\">With RBC Launch, clients with a USD account can now send International Money Transfers to the US in just a few clicks. No need to provide sensitive account information using the new Cross-Border Transfers feature.&nbsp;<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image alignright size-full is-resized pad-r pad-t\"><img loading=\"lazy\" decoding=\"async\" width=\"450\" height=\"300\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/10\/cross-border-hero-image.png?quality=80\" alt=\"\" class=\"wp-image-18558\" style=\"object-fit:cover;width:367px;height:296px\" srcset=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/10\/cross-border-hero-image.png 450w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/10\/cross-border-hero-image.png?resize=300,200 300w\" sizes=\"auto, (max-width: 450px) 100vw, 450px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel has-white-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center pad-t mob-pad-t-hlf\" id=\"h-why-use-cross-border-transfers\">Why Use Cross-Border Transfers?<\/h2>\n\n\n\n<div class=\"wp-block-columns pad-t mob-pad-t-hlf is-layout-flex wp-container-core-columns-is-layout-12f920db wp-block-columns-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-column mar-r-hlf mar-l-hlf mob-pad-t is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-full has-custom-border mar-b-hlf\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/10\/lock.png\" alt=\"\" class=\"wp-image-18559\" style=\"border-style:none;border-width:0px\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center mar-b-hlf\"><strong>Safe and Secure<\/strong> <\/p>\n\n\n\n<p class=\"has-text-align-center\">No need to share sensitive account information manually. Email money to friends and family in the US just like you do in Canada!<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column mar-r-hlf mar-l-hlf mob-pad-t is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-full is-resized mar-b-hlf\"><img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"32\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/10\/Vector.png\" alt=\"\" class=\"wp-image-18560\" style=\"width:32px;height:auto\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center  mar-b-hlf\"><strong><strong>Easy and Convenient<\/strong><\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">Recipients register only once. All future transfers are deposited directly.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column mar-r-hlf mar-l-hlf mob-pad-t is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-full mar-b-hlf\"><img loading=\"lazy\" decoding=\"async\" width=\"28\" height=\"30\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/10\/Plane.png\" alt=\"\" class=\"wp-image-18561\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center  mar-b-hlf\"><strong>$0 Transfer Fees<\/strong> <\/p>\n\n\n\n<p class=\"has-text-align-center\">Send money without any transfer fees for the sender.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner\" style=\"border-radius:0x\">\n<section class=\"wp-block-rbc-section-block  pos-rel border has-white-background-color has-background\" style=\"border-radius:1px;overflow:hidden\">\n<div class=\"wp-block-rbc-section-inner-block  section-inner mar-t-qtr\" style=\"border-radius:0x\">\n<div class=\"wp-block-columns default is-style-default mar-t-qtr is-layout-flex wp-container-core-columns-is-layout-315023c4 wp-block-columns-is-layout-flex\" style=\"border-style:none;border-width:0px;border-radius:0px;margin-top:0;margin-bottom:0;padding-top:0;padding-bottom:0\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1223\" height=\"2478\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/10\/Crossborder-mobile-2.png?quality=80\" alt=\"\" class=\"wp-image-19008\" style=\"width:251px\" srcset=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/10\/Crossborder-mobile-2.png 1223w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/10\/Crossborder-mobile-2.png?resize=148,300 148w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/10\/Crossborder-mobile-2.png?resize=768,1556 768w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/10\/Crossborder-mobile-2.png?resize=505,1024 505w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/10\/Crossborder-mobile-2.png?resize=758,1536 758w, https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/uploads\/sites\/3\/2025\/10\/Crossborder-mobile-2.png?resize=1011,2048 1011w\" sizes=\"auto, (max-width: 1223px) 100vw, 1223px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column pad-r is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading pad-b-qtr\" id=\"h-how-it-works\">How it Works <\/h2>\n\n\n\n<div class=\"wp-block-group is-style-default default pad-b-hlf is-nowrap is-layout-flex wp-container-core-group-is-layout-82a6b71b wp-block-group-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-rbc-icon-block\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-40\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-number-1.svg\" alt=\"icons\/icon-number-1\" \/><\/div>\n\n\n\n<p>Log into the RBC Launch app and go to the <strong>Payments<\/strong> <strong>tab<\/strong> and select the new <strong>Cross-Border Transfers<\/strong> feature.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group pad-b-hlf is-nowrap is-layout-flex wp-container-core-group-is-layout-1dd286b6 wp-block-group-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:0;padding-bottom:var(--wp--preset--spacing--50);padding-left:0\">\n<div class=\"wp-block-rbc-icon-block\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-40\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-number-2.svg\" alt=\"icons\/icon-number-2\" \/><\/div>\n\n\n\n<p>Add the recipient\u2019s <strong>name<\/strong>, <strong>email<\/strong>, <strong>phone number<\/strong>, along with a security question and answer.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group pad-b-hlf is-nowrap is-layout-flex wp-container-core-group-is-layout-fa171eb5 wp-block-group-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-rbc-icon-block\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-40\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-number-3.svg\" alt=\"icons\/icon-number-3\" \/><\/div>\n\n\n\n<p>Your eligible USD account will be shown, enter the amount and send!&nbsp;<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group pad-b-hlf is-nowrap is-layout-flex wp-container-core-group-is-layout-b4d0b298 wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-rbc-icon-block\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-40\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-number-4.svg\" alt=\"icons\/icon-number-4\" \/><\/div>\n\n\n\n<p>The recipient will receive an email to complete a one-time registration to receive money from RBC clients.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group pad-b-hlf is-nowrap is-layout-flex wp-container-core-group-is-layout-efd2a1c1 wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-rbc-icon-block\"><img loading=\"lazy\" decoding=\"async\" width=\"75\" height=\"75\" class=\"icon icon-40\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/icons\/icon-number-5.svg\" alt=\"icons\/icon-number-5\" \/><\/div>\n\n\n\n<p>Once registration is completed, the funds will be received within 3 to 5 business days.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group pad-b-qtr is-nowrap is-layout-flex wp-container-core-group-is-layout-efd2a1c1 wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--50)\">\n<p>Going forward, the recipient will not need to register, and funds will be sent immediately. Making it even easier and faster in the future!<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel has-cool-white-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block inner-section-cool-white section-inner  has-f-5-f-8-f-9-background-color has-background\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center mar-t-qtr\" id=\"h-download-the-rbc-launch-app-and-get-started\">Download the RBC Launch app and Get Started<\/h2>\n\n\n\n<div class=\"wp-block-rbc-app-download-buttons-block aligncenter app-download-buttons-block\"><ul class=\"inline mar-t\"><li><a href=\"https:\/\/apps.apple.com\/ca\/app\/rbc-launch\/id1022830198\" aria-label=\"Download on the App Store\" rel=\"noopener\" target=\"_blank\" data-dig-id=\"LP-Payments-18556-a06926a7\" data-dig-category=\"LP-Payments\" data-dig-action=\"click\" data-dig-label=\"rbc launch - apple download\"><img loading=\"lazy\" decoding=\"async\" width=\"152\" height=\"45\" src=\"https:\/\/www.rbcroyalbank.com\/lp\/wp-content\/plugins\/rbc-blocks\/\/assets\/img\/misc\/apple-store.png\" alt=\"Download on the App Store\" \/><\/a><\/li><\/ul><\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-rbc-section-block  pos-rel has-white-background-color has-background\" style=\"border-radius:0px\">\n<div class=\"wp-block-rbc-section-inner-block inner-section-white section-inner  has-fff-background-color has-background\" style=\"border-radius:0x\">\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-frequently-asked-questions\">Frequently Asked Questions<\/h2>\n\n\n\n<section class=\"wp-block-rbc-rbc-tabs-block alignfull  section-tabs full-width is-style-default\" aria-label=\"Section Tabs\"><div class=\"section-inner \"><ul class=\"tab-nav \" role=\"tablist\"><li role=\"presentation\"><a href=\"#section-content-3d4f6671\" id=\"section-tab-3d4f6671\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-3d4f6671\" aria-controls=\"section-content-3d4f6671\" aria-selected=\"false\" data-dig-id=\"LP-Payments-18556-3d4f6671\" data-dig-category=\"LP-Payments\" data-dig-action=\"tab select\" data-dig-label=\"Sender\">Sender<\/a><\/li><li role=\"presentation\"><a href=\"#section-content-b130f502\" id=\"section-tab-b130f502\" role=\"tab\" data-toggle=\"tab\" data-bs-toggle=\"tab\" data-bs-target=\"#section-content-b130f502\" aria-controls=\"section-content-b130f502\" aria-selected=\"false\" data-dig-id=\"LP-Payments-18556-b130f502\" data-dig-category=\"LP-Payments\" data-dig-action=\"tab select\" data-dig-label=\"Receiver\">Receiver<\/a><\/li><\/ul><div class=\"tab-content\">\n<div class=\"wp-block-rbc-rbc-tab-content  mar-l-qtr\"><div role=\"tabpanel\" class=\" mar-l-qtr tab-pane show active\" aria-labelledby=\"section-tab-3d4f6671\" id=\"section-content-3d4f6671\" tabindex=\"0\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlec7b0d15b\" class=\"collapse-toggle collapsed\" data-target=\"#accordionc7b0d15b\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-c7b0d15b\" aria-controls=\"accordionc7b0d15b\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"Am I eligible to use this feature?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Am I eligible to use this feature?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionc7b0d15b\" role=\"region\" aria-labelledby=\"accordion-titlec7b0d15b\"><div class=\"collapse-inner\">\n<p>Currently the Cross-Border Transfers are enabled for: RBC clients with a Canada-domiciled USD account and have the RBC Launch App installed (available to RBC clients on iOS App store).<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlea25025ac\" class=\"collapse-toggle collapsed\" data-target=\"#accordiona25025ac\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-a25025ac\" aria-controls=\"accordiona25025ac\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"How long will it take for the money transfer to send?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>How long will it take for the money transfer to send?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordiona25025ac\" role=\"region\" aria-labelledby=\"accordion-titlea25025ac\"><div class=\"collapse-inner\">\n<p>Once the recipient completes their registration, the transfer may take up to 3-5 business days to reflect in their account depending on their financial institution and transaction processing times.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title22c35777\" class=\"collapse-toggle collapsed\" data-target=\"#accordion22c35777\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-22c35777\" aria-controls=\"accordion22c35777\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"Can I cancel a money transfer?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Can I cancel a money transfer?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion22c35777\" role=\"region\" aria-labelledby=\"accordion-title22c35777\"><div class=\"collapse-inner\">\n<p>You may cancel the transfer if the recipient has not registered. Once the recipient registers, the transfer is initiated automatically and it cannot be cancelled. Please confirm all the details on the money transfer review screen before sending.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title19a240ea\" class=\"collapse-toggle collapsed\" data-target=\"#accordion19a240ea\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-19a240ea\" aria-controls=\"accordion19a240ea\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"Does the recipient in the US need to have an RBC account?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Does the recipient in the US need to have an RBC account?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion19a240ea\" role=\"region\" aria-labelledby=\"accordion-title19a240ea\"><div class=\"collapse-inner\">\n<p>No, your recipient can receive the money into the US financial institution of their choice as part of the registration process. Over 1,500 financial institutions are supported for this service. If the desired financial institution is not on the list, you will need to send them money through traditional Online banking or Mobile banking processes.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title9295f16b\" class=\"collapse-toggle collapsed\" data-target=\"#accordion9295f16b\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-9295f16b\" aria-controls=\"accordion9295f16b\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"Where can I get help with this service?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Where can I get help with this service?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion9295f16b\" role=\"region\" aria-labelledby=\"accordion-title9295f16b\"><div class=\"collapse-inner\">\n<p>For assistance with your payment online, call us at 1-800-769-2555. We&#8217;re here 24 hours a day, 7 days a week.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlebc9c6422\" class=\"collapse-toggle collapsed\" data-target=\"#accordionbc9c6422\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-bc9c6422\" aria-controls=\"accordionbc9c6422\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"Are there any fees for the transfer?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Are there any fees for the transfer?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionbc9c6422\" role=\"region\" aria-labelledby=\"accordion-titlebc9c6422\"><div class=\"collapse-inner\">\n<p>No, there are no fees applied by RBC as part of this money transfer service. The receiving bank may apply fees for the transfer.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleacb50873\" class=\"collapse-toggle collapsed\" data-target=\"#accordionacb50873\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-acb50873\" aria-controls=\"accordionacb50873\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"How will I know when the recipient completes registration?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>How will I know when the recipient completes registration?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionacb50873\" role=\"region\" aria-labelledby=\"accordion-titleacb50873\"><div class=\"collapse-inner\">\n<p>You will receive both an email and a push notification on RBC Launch once your recipient has completed registration (please ensure you have push notifications enabled for your RBC Launch app in iOS settings).<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlee8e0739e\" class=\"collapse-toggle collapsed\" data-target=\"#accordione8e0739e\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-e8e0739e\" aria-controls=\"accordione8e0739e\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"Do I have to send an invite to each recipient I want to send money to?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Do I have to send an invite to each recipient I want to send money to?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordione8e0739e\" role=\"region\" aria-labelledby=\"accordion-titlee8e0739e\"><div class=\"collapse-inner\">\n<p>No, recipients need to register only once. Subsequent transfers to registered recipients will be sent directly. Registered Recipients do not need to register again if they are sent money from another RBC sender.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-tab-content\"><div role=\"tabpanel\" class=\"tab-pane\" aria-labelledby=\"section-tab-b130f502\" id=\"section-content-b130f502\" tabindex=\"0\">\n<div class=\"wp-block-rbc-rbc-collapsible-accordion accordion\" id=\"&quot;accordionSet1\">\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title7bc136e1\" class=\"collapse-toggle collapsed\" data-target=\"#accordion7bc136e1\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-7bc136e1\" aria-controls=\"accordion7bc136e1\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"I received a registration email from RBC for Cross Border Transfers. What next?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>I received a registration email from RBC for Cross Border Transfers. What next?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion7bc136e1\" role=\"region\" aria-labelledby=\"accordion-title7bc136e1\"><div class=\"collapse-inner\">\n<p>If you receive a registration email from RBC Cross-Border Transfers, it is because an RBC client wants to send you money. To receive your funds, you will need to complete a one-time registration on the link that was sent to you via email. The link allows you to securely share the details of your U.S. banking institution where you wish to receive funds from the sender in Canada. RBC partners with MX Technologies to receive this information safely and securely from your financial institution directly once you agree to do so.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlee6dbe3ac\" class=\"collapse-toggle collapsed\" data-target=\"#accordione6dbe3ac\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-e6dbe3ac\" aria-controls=\"accordione6dbe3ac\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"Is it secure? How do I know it is not a scam?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Is it secure? How do I know it is not a scam?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordione6dbe3ac\" role=\"region\" aria-labelledby=\"accordion-titlee6dbe3ac\"><div class=\"collapse-inner\">\n<p>Only respond to registration requests you are expecting from your acquaintances. RBC has strict policies and procedures to ensure your data is safe. RBC will never ask for or store any of your log in credentials. You will only be asked to share the information required for a transfer by directly logging in to your financial institution.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title46185dfc\" class=\"collapse-toggle collapsed\" data-target=\"#accordion46185dfc\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-46185dfc\" aria-controls=\"accordion46185dfc\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"What information do I need to provide?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What information do I need to provide?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion46185dfc\" role=\"region\" aria-labelledby=\"accordion-title46185dfc\"><div class=\"collapse-inner\">\n<p>After successful authentication using the unique link emailed to you and providing the OTP and answer to the security question set by the sender, you will need to verify that the information provided by the RBC client is correct. Please make sure that your name matches the one on your bank account. Next, we need your banking details to complete the payment. You can provide this information securely within the registration flow by logging into your financial institution and authorizing RBC to access your information.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title9d13800e\" class=\"collapse-toggle collapsed\" data-target=\"#accordion9d13800e\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-9d13800e\" aria-controls=\"accordion9d13800e\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"Do I need to register again for future payments?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Do I need to register again for future payments?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion9d13800e\" role=\"region\" aria-labelledby=\"accordion-title9d13800e\"><div class=\"collapse-inner\">\n<p>This is a one-time registration process. You will be able to receive money from RBC clients in Canada using this service by providing just your email.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-title4a9dfe87\" class=\"collapse-toggle collapsed\" data-target=\"#accordion4a9dfe87\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-4a9dfe87\" aria-controls=\"accordion4a9dfe87\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"Will I need a CAD account, or can I receive the payment in USD?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Will I need a CAD account, or can I receive the payment in USD?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordion4a9dfe87\" role=\"region\" aria-labelledby=\"accordion-title4a9dfe87\"><div class=\"collapse-inner\">\n<p>You do not need a CAD account. You will receive the payment in USD and deposited into your linked U.S bank account.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlece866530\" class=\"collapse-toggle collapsed\" data-target=\"#accordionce866530\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-ce866530\" aria-controls=\"accordionce866530\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"Will I be notified when a payment is made to me?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Will I be notified when a payment is made to me?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionce866530\" role=\"region\" aria-labelledby=\"accordion-titlece866530\"><div class=\"collapse-inner\">\n<p>Yes, you will receive an email to confirm when an RBC client has sent you a money transfer. Please note: The transfer may take up to 3-5 business days to reflect in your account depending on your banking institution and transaction processing times.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titlefde83e35\" class=\"collapse-toggle collapsed\" data-target=\"#accordionfde83e35\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-fde83e35\" aria-controls=\"accordionfde83e35\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"What if I linked to the wrong bank account?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>What if I linked to the wrong bank account?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionfde83e35\" role=\"region\" aria-labelledby=\"accordion-titlefde83e35\"><div class=\"collapse-inner\">\n<p>If you linked the wrong account, you can use the registration link we sent you via email to delete your profile. The RBC client can invite you to register again and you would have to restart the process.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titled01b9438\" class=\"collapse-toggle collapsed\" data-target=\"#accordiond01b9438\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-d01b9438\" aria-controls=\"accordiond01b9438\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"Are there any fees for me as a recipient?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Are there any fees for me as a recipient?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordiond01b9438\" role=\"region\" aria-labelledby=\"accordion-titled01b9438\"><div class=\"collapse-inner\">\n<p>RBC will not charge any fees for this transaction, however your bank could charge fees when receiving the funds.<\/p>\n<\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-rbc-rbc-collapsible-panel\"><div class=\"accordion-panel\"><button id=\"accordion-titleac0eb44a\" class=\"collapse-toggle collapsed\" data-target=\"#accordionac0eb44a\" data-toggle=\"collapse\" data-parent=\"#accordionSet1\" aria-expanded=\"false\" data-dig-id=\"LP-Payments-18556-ac0eb44a\" aria-controls=\"accordionac0eb44a\" data-dig-category=\"LP-Payments\" data-dig-action=\"collapsible closed\" data-dig-label=\"Can I track the payment status?\" action-closed=\"collapsible closed\" action-opened=\"collapsible open\"><div>Can I track the payment status?<\/div><\/button><div class=\"collapse-content collapse\" id=\"accordionac0eb44a\" role=\"region\" aria-labelledby=\"accordion-titleac0eb44a\"><div class=\"collapse-inner\">\n<p>Currently, you cannot track the payment status. However, the RBC sender can track it on their RBC Launch app in the cross-border payments history tab and keep you informed.<\/p>\n<\/div><\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div><\/section>\n<\/div>\n<\/section>\n\n\n\n<p><\/p>\n","protected":false},"author":146,"featured_media":0,"template":"","categories":[147],"rbc_internal_tag":[],"class_list":["post-18556","rbc_landing_page","type-rbc_landing_page","status-publish","hentry","category-payments"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>RBC Launch Cross Border Transfers - Royal Bank<\/title>\n<meta name=\"description\" content=\"With RBC Launch, clients with a USD account can now send International Money Transfers to the US in just a few clicks. 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