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Your step-by-step guide to buying a home

From saving for a down payment to decorating your brand new home, discover tools and resources to guide you along your home buying journey. Plus, our special partner offers can help you save time and money along the way.

What's your next move?

Whether you’re buying your first home, upgrading, investing, or renewing your mortgage, we can walk you through your options and help you find the solutions that best fit your needs.

Experience the RBC Difference

We want to help you fulfill your goals, where and when it's convenient for you. That’s why RBC has introduced the option to complete a mortgage transaction remotely – from advice to application to funding.

Home Value Estimator

Find out the estimated value of your home by answering a few questions.

Get Started
True House Affordability

Get an estimate of how much you can afford in 60 seconds.

Get Prequalified
Special Offers

View all offers and benefits that you could be eligible for when you get a Mortgage with RBC.

View Offers
Manage Your Mortgage

Pay off your mortgage even sooner or use your home equity to consolidate debt or fund renovations.

Learn More

View our Rates

The charts below show current purchase and switch special offers and posted rates for fixed and variable rate mortgages.

2 yr fixed closed

2.090%

5 yr fixed closed

2.290%

5 yr variable closed

RBC Prime Rate - 0.350% (2.100%)

Mortgage Payment Calculator

Quickly See What Your Mortgage Payments Might Look Like

Access your credit score for FREE, conveniently and securely through RBC Online Banking.

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Check In with an RBC Advisor

See how a Check In could help make the purchasing of your home easier. A Check In is about you—not a one-size fits-all conversation.


Mortgage Specialist Locator

Speak to a Mortgage Specialist by phone or video, and in provinces where electronic signatures are permitted, send your paperwork and sign your documents electronically.

 
Advanced Search Options

 
Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. Some conditions apply.
We guarantee your interest rate for the selected mortgage type and term for up to 120 days from the application date. If the mortgage is not funded within the 120-day period, the interest rate guarantee expires.