Disability Insurance Premium Rate Chart
Premium rates per $100 of mortgage payment.
| Age | Single Coverage | Joint Coverage |
|---|---|---|
| 18-30 | $1.41 | $2.68 |
| 31-36 | $1.79 | $3.40 |
| 37-41 | $2.24 | $4.26 |
| 42-45 | $2.84 | $5.40 |
| 46-50 | $3.47 | $6.59 |
| 51-55 | $4.34 | $8.25 |
| 56-60 | $5.48 | $10.41 |
| 61-65 | $6.38 | $12.12 |
| 66-69(1) | $6.83 | $12.98 |
Provincial sales tax will be added to your premium where applicable.
1. Age Band Rates 66-69 apply to refinancing clients only — new clients are not eligible.
Royal Bank of Canada Website, © 1995-2025
Text size: 