Switching your mortgage to RBC may be your
best move yet.

Did you know there are fees to switch your mortgage? At RBC, we cover up to $1,100 in switch fees on your eligible mortgage and take care of everything for you—so switching couldn’t be easier. Move your mortgage today and experience the RBC difference.

Why switch your mortgage to RBC

Whenever you’re ready to switch your eligible mortgage, we’re ready to cover your switch fees. As part of our commitment to making the mortgage process as easy as possible for our clients, these savings are always available.

Types of Switch Fees Covered
Types of Switch fees Covered Switch Fees Covered by RBC1
Processing fee (evaluation of current home)
  • Value of up to $300
Discharge fee (charged by your previous lender)
  • Value of up to $300
Title insurance fee
  • Value of up to $5001

These are typical fees paid for all switches. If you switch before your term expires you may incur additional pre-payment fees charged by your previous lender.

Complete your mortgage switch remotely


RBC Mortgage Specialists can answer any questions you might have by phone or video, and in provinces where electronic signatures are permitted, we can send you paperwork electronically and get your electronic signature. It’s a simple, convenient and safe way to switch your mortgage.

Contact an RBC Mortgage Specialist to Get Started

Start your switch today! Find a mortgage specialist in your area.

Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria.
Terms and conditions apply. See your RBC mortgage specialist for more details. Offers may be withdrawn or amended without notice at any time.