Part F: myFinanceTracker - Terms and Conditions

  1. Introduction. The terms and conditions of this Part F (i) apply only after you activate and use the myFinanceTracker Service; (ii) are in addition to the general terms and conditions in Part B of this Agreement; and (iii) replace all prior agreements between you and us for the myFinanceTracker Service. If there is a conflict between this Part F and the general terms and conditions in Part B of this Agreement, this Part F will apply to the extent necessary to resolve the conflict.
  2. Proprietary Rights. You are only permitted to use content delivered to you through the myFinanceTracker Service in connection with it, and you may not copy, reproduce, distribute, or create derivative works from this content. Further, you agree not to reverse engineer or reverse compile any of the service technology.
  3. Content You Provide. You are licensing to Royal Bank of Canada and to the Third Party Service Provider of the myFinanceTracker Service (for the purposes of this Part F, "we" or "us") any Information, including Aggregation Information, data, passwords, materials or other content (collectively, "Content") you provide through or to the myFinanceTracker Service. We may use, modify, display, distribute and create new material using such Content to provide the myFinanceTracker Service to you. By submitting Content, you automatically agree, or promise that the owner of such Content has expressly agreed that, without any particular time limit and without the payment of any fees, we may use the Content in accordance with this Part F.
  4. Disclaimer of Warranties. You expressly understand and agree that your use of the myFinanceTracker Service and all Information, Aggregation Information, products and other content (including that of third parties) included in or accessible from the myFinanceTracker Service is at your sole risk, and is provided on an "as is" and "as available" basis. We expressly disclaim all warranties in connection with the myFinanceTracker Service and all information, products and other content (including that of third parties) included in or accessible from the myFinanceTracker Service, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement. No advice or information, whether oral or written, obtained by you from us through or from the myFinanceTracker Service will create any warranty not expressly stated in these terms. The myFinanceTracker Service provides personal financial management tools, recommendations and suggestions about products, services, and other choices in the field of personal finance, but you are responsible for your choices in using the recommendations and suggestions. Royal Bank of Canada does not provide tax, legal, or investment advice, or investment brokerage services through the myFinanceTracker Service, and you may not rely on it for any such purpose.
  5. Limitation of Liability. You agree that neither we nor any of our affiliates will be liable for any indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses, even if we have been advised of the possibility of such damages, resulting from: (i) the use or the inability to use the myFinanceTracker Service; (ii) the cost of getting substitute goods and services, (iii) any products, data, information or services purchased or obtained or messages received or transactions entered into, through or from the myFinanceTracker Service; (iv) unauthorized access to or alteration of your transmissions or data; (v) statements or conduct of anyone on the myFinanceTracker Service; or (vi) any other matter relating to the myFinanceTracker Service.
  6. Indemnification. You agree to protect and fully compensate us and our affiliates for any and all third party claims, liability, damages, expenses and costs (including, but not limited to, reasonable legal fees) caused by or arising from your use of the myFinanceTracker Service, your violation of these terms or your infringement, or infringement by any other user of your account, of any intellectual property or other right of any other party.
  7. myFinanceTracker Service Activation and Termination. You must click on the myFinanceTracker icon to activate the myFinanceTracker Service. Once activated, your Information will be provided to the myFinanceTracker Service on a daily basis and retained for 7 years. If you decide you no longer wish to use the myFinanceTracker Service generally, please notify us (a) through your Online Banking Message Centre; or (b) by telephone at 1-800-769-2555.
  8. Financial App Activation and Termination. You activate a Financial App by choosing to add that Financial App to your myFinanceTracker Service from the list of available Financial Apps in the myFinanceTracker Service. Depending upon its purpose and capabilities, a Financial App may use your Information or Aggregation Information available in the myFinanceTracker Service as described above, along with any content you provide, in order to function as intended. If you decide you no longer wish to use a Financial App, you must delete that Financial App from your list of selected Financial Apps in the myFinanceTracker Service.