Part F: myFinanceTracker - Terms and Conditions

  1. Introduction. The terms and conditions of this Part F (i) apply only when you use the myFinanceTracker Service; (ii) are in addition to the general terms and conditions in Part B of this Agreement; and (iii) replace all prior agreements between you and us for the myFinanceTracker Service. If there is a conflict between this Part F and the general terms and conditions in Part B of this Agreement, this Part F will apply to the extent necessary to resolve the conflict.
  2. Use of and Disclosure of Information. Except as varied by Section 2(a) below, the consents and authorizations contained in this Section 2 will not change any other consent, authorization or preference you have given or may give to us regarding the collection, use and disclosure of your personal information.

    (a) You authorize us to collect, use and disclose any Information for the following purposes only: (i) to share Information with any Third Party Service Provider for the purpose of providing or assisting us in providing the myFinanceTracker Service to you; (ii) to prepare the reports described in paragraph (b) of this Section; and (iii) to comply with valid requests for information about you from regulators and other persons who have a right to issue such requests.

  3. (b) You also authorize any Third Party Service Provider who works with or for us in providing you with the myFinanceTracker Service to use Information for preparing, using and distributing statistical, profiling, performance or operation reports about the myFinanceTracker Service, provided that if such reports are distributed to a participant in the myFinanceTracker Service other than us, the information contained in all such reports will not be attributable to you.

  4. Email Alerts. You may set up the myFinanceTracker Alert Service (“Alerts”) to notify you of certain events or conditions. Alerts will be sent to your email address. Alerts are not encrypted and can be read by anyone with access to your email account. Depending on which Alerts you select, information such as account balance or the due date for your credit card payment may be included. You may disable future Alerts at any time. You may receive up to [number] alerts per day.
  5. Proprietary Rights. You are only permitted to use content delivered to you through the myFinanceTracker Service in connection with it, and you may not copy, reproduce, distribute, or create derivative works from this content. Further, you agree not to reverse engineer or reverse compile any of the service technology.
  6. Content You Provide. You are licensing to Royal Bank of Canada and to the Third Party Service Provider of the myFinanceTracker Service (for the purposes of this Part F, “we” or “us”) any Information, data, passwords, materials or other content (collectively, “Content”) you provide through or to the myFinanceTracker Service. We may use, modify, display, distribute and create new material using such Content to provide the myFinanceTracker Service to you. By submitting Content, you automatically agree, or promise that the owner of such Content has expressly agreed that, without any particular time limit and without the payment of any fees, we may use the Content for the purposes set out above.
  7. Activation and Cancellation. You must click on the myFinanceTracker icon to activate the myFinanceTracker Service. Each time you click on the myFinanceTracker icon, ninety (90) days worth of information will be collected and used for the purpose of providing the myFinanceTracker Service to you. Such information will be retained for 7 years. If you decide that you do not wish to continue with the myFinanceTracker Service after initiating it, simply do not click on the myFinanceTracker icon at subsequent online banking sessions, and no additional transactional information will be collected for that purpose. The myFinanceTracker Service will not be provided unless you activate the icon.
  8. Disclaimer of Warranties. You expressly understand and agree that your use of the myFinanceTracker Service and all Information, products and other content (including that of third parties) included in or accessible from the myFinanceTracker Service is at your sole risk, and is provided on an "as is" and "as available" basis. We expressly disclaim all warranties in connection with the myFinanceTracker Service and all information, products and other content (including that of third parties) included in or accessible from the myFinanceTracker Service, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement. No advice or information, whether oral or written, obtained by you from us through or from the Service will create any warranty not expressly stated in these terms. The myFinanceTracker Service provides personal financial management tools, recommendations and suggestions about products, services, and other choices in the field of personal finance, but you are responsible for your choices in using the recommendations and suggestions. Royal Bank of Canada does not provide tax, legal, or investment advice, or investment brokerage services through the myFinanceTracker Service, and you may not rely on it for any such purpose.
  9. Limitation of Liability. You agree that neither we nor any of our affiliates will be liable for any indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses, even if we have been advised of the possibility of such damages, resulting from: (i) the use or the inability to use the myFinanceTracker Service; (ii) the cost of getting substitute goods and services, (iii) any products, data, information or services purchased or obtained or messages received or transactions entered into, through or from the myFinanceTracker Service; (iv) unauthorized access to or alteration of your transmissions or data; (v) statements or conduct of anyone on the myFinanceTracker Service; or (vi) any other matter relating to the myFinanceTracker Service.
  10. Indemnification. You agree to protect and fully compensate us and our affiliates for any and all third party claims, liability, damages, expenses and costs (including, but not limited to, reasonable legal fees) caused by or arising from your use of the myFinanceTracker Service, your violation of these terms or your infringement, or infringement by any other user of your account, of any intellectual property or other right of any other party.