Supplement your day-to-day cash flow needs with a line of credit that is accessible 24 hours a day through a variety of channels.

How can this help my business?

• Provides access to additional funds through your business deposit account with a credit line starting at $5,000 that will give you the financial flexibility to support your business growth
• Access these funds anywhere, and at anytime, through ATMs, Online and Telephone Banking, and through your Client Card at branches or through Interac
• Reduces the effort required to manage your credit line by automatically checking your loan and deposit account balances every business day and paying down your line with any surplus funds

• Low monthly fee of $15 for the credit line
• Automatic transfer of surplus deposit balances to your outstanding credit line for an additional $10 per month
• All applications are based on the personal credit worthiness of the applicants/owners of the business as well as that of the business
• Minimum monthly deposits must cover the cost of interest
• The interest paid on your Royal Business Operating Line is based on the Royal Bank Prime rate plus a premium depending on your credit history
• Business Loan Insurance Plan is available (certain conditions may apply)

	To find out more: Need less than $100,000? Start with our RBC Financing Options Application and fax it to 1 888 348-3146 Need over $100,000? Discuss your options with an RBC Account Manager at your nearest Business Banking Centre Prefer to talk with us? Call us at 1 800 769-2520