RBC Royal Bank
Customer Support
What is HomeProtector Insurance?
Why do I need protection?
Am I eligible?
How do I apply?
Do I have to answer any health questions?
How are premiums calculated?
What if I'm refinancing my mortgage?
When does my coverage begin and end?
What are the limitations and exclusions?
How do I submit a claim?
Am I eligible?

Both the borrower of a RBC Royal Bank eligible mortgage and the co-borrower or guarantor, to a maximum of two persons, are eligible and at the date of application must be:

  • At least 18 years old and less than 66 years old

  • A Canadian resident (living in Canada at least 6 months out of the year)

Can I apply for disability insurance?

To apply for disability insurance, you must also:

  • Have HomeProtector Life Insurance coverage

  • Be actively working, on the date of application, in full-time employment, self-employment, or seasonal employment
Self Service
Take Action
Apply for coverage
Submit a claim
Related Links
Mortgage Centre
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