Minimum Investment Amounts

 

RBC Funds

Funds Minimum Balance

Minimum Transaction Amounts

RBC Premium Money Market Fund
RBC $U.S. Premium Money Market Fund* 		$100,000 $100
All other funds+ $500 in a registered plan and $1,000 in a non-registered plan $25

* All minimums for these funds are in U.S. dollars.

Guaranteed Investment Certificates

Registered GICs*
Non-Redeemable and Redeemable GIC minimum balances
30 to 364 days $500
1 to 5 years, 7 years, 10 years $500
Canadian Market-Linked GIC $1,000

RBC Canadian Banking
MarketSmart GIC

$1,000

RBC Canadian Utilities
MarketSmart GIC

$1,000
RBC U.S. MarketSmart GIC $1,000

*RRIF/LIF minimum is $1000

Non-registered GICs
Non-Redeemable and Redeemable GIC minimum balances
1 to 29 days $100,000
30 to 364 days $5,000
1 to 5 years, 7 years, 10 years $1,000
$5,000 for clients who wish to receive interest monthly
One-year Cashable $1,000
Rate Advantage GIC $1,000
Prime-Linked Cashable GIC $5,000
Canadian Market-Linked GICs $1,000
RBC Canadian Banking MarketSmart GIC $1,000
RBC Canadian Utilities MarketSmart GIC $1,000
RBC U.S. MarketSmart GIC $1,000

 

Savings Deposits

RBC Savings Deposits
Daily interest savings account minimum balances (RSP, RIF, RESP, RDSP & TFSA)
There are no minimum balances applied to Registered Savings Deposits $ nil

Mutual funds are distributed through Royal Mutual Funds Inc. RBC Funds and PH&N Funds are offered by RBC Global Asset Management Inc. Please read the fund facts or Fund Facts before investing. Guaranteed Investment certificates and other investments such as RBC Investment Savings AccountTM (RISA) investments are offered by Royal Bank of Canada.

For information on any applicable fees, please refer to the fund facts or Fund Facts and/or other fee disclosure documents. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Read the fund facts or Fund Facts before investing. Unit values change frequently and past performance may not be repeated. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you.