Savings Accounts Options and Service Fees

If you are just starting to save, the RBC Day to Day Savings could be your answer. If you have been saving for a while, the RBC Enhanced Savings account offers premium tiered interest rates on balances of $5,000 and over. If you are looking to maximize your savings, the RBC High Interest eSavings account offers high interest on every dollar.

  RBC High Interest eSavings RBC Enhanced Savings RBC Day to Day Savings
Interest paid Yes. Refer to RBC Rate Setter for rates.
Free debits One free RBC ATM cash withdrawal per monthly cycle 1 per Monthly Cycle
Assisted Transactions $5 $1.50
Electronic/ Self-serve Transactions $5. Exception: Online Banking, RBC ATM funds transfers and Telephone Banking funds transfers without the assistance of an agent are free from this account to your other RBC accounts in your name $1.50 Exception: Online Banking funds transfers, RBC ATM funds transfers and Telephone Banking funds transfers without the assistance of an agent, are free from these accounts to your other RBC accounts in your name
Interac access at non-RBC ATMs $2.00
PLUS System in Canada & USA $3
PLUS System outside USA $5
Interac e-Transfer $1
Cross Border debit $1
Stop payment request you complete in Online Banking $10
Stop Payment you request the branch or a Telephone Banking agent to complete $15
Certified cheque you request $15
Overdraft Protection Not permitted The greater of $3 or monthly overdraft interest
Recordkeeping Bankbook not permitted $2 bankbook monthly fee
eStatement Free. It includes free viewing of cheque images in Online Banking.
Paper statement with cheque images $2
Paper statement without cheque images Free
RBC ATM full statement $1.50
RBC ATM mini statement $0.75

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