If you want to eliminate worries about fluctuations in the exchange rate when you travel or you have to make payments in U.S. dollars, the U.S Personal Account will let you write cheques in U.S. dollars that are negotiable in Canada only.

If you are looking to maximize your savings, the RBC US High Interest eSavings account offers high interest on every dollar. This account is offered exclusively online.

Fees are charged in US dollars.

	RBC US High Interest eSavings	U.S. Personal Account
Interest paid	Yes. Refer to RBC Rate Setter for rates.	No interest paid
Free debits	One per Monthly Cycle, thereafter $3 each.	1 per automated payroll credit
Monthly fee	Not applicable	$2
Assisted transactions include: in-branch withdrawal and fund transfers; fund transfers assisted by an agent over the phone; cheques.	$3 Exception: Cheques are not permitted.	6 transactions of any kind, per Monthly Cycle. Each additional debit in excess of 6, is charged $0.75
Electronic/ self-serve transactions are limited to: ATM withdrawals, funds transfers, and bill payments Online Banking bill payments and funds transfers; Pre-authorized payments (PAD).	$3 Exception: RBC ATM and Online Banking funds transfers are free from this account to your other RBC accounts in your name.
Overdraft protection	Not permitted	The greater of $3 or monthly overdraft interest
Stop Payment request you complete in Online Banking	$10
Stop Payment you request the branch or a Telephone Banking agent to complete	$15
Certified cheque you request	Cheques are not permitted	$15
Recordkeeping	Bankbook not permitted	$2 bankbook monthly fee
eStatement	Free
Paper statement with cheque images	Free	$2
Paper statement without cheque images	Free
RBC ATM full statement	$1.50
RBC ATM mini statement	$0.75
Personalized cheques	Cheques are not permitted on this account	Cheques available for a fee.

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