Royal Trust Accounts No Longer Offered for Sale
| Alliance Plan | Royal Trust accounts not for sale since May 1998 | ||||
|---|---|---|---|---|---|
| Not for sale since July 1995 | Daily Interest Chequing | Daily Interest Savings | T-Bills Savings | U.S. Daily Interest Fees are in $US | |
| Important note | Canadian and U.S. dollar accounts may be combined in one Plan for the purpose of earning greater interest. Clients may also keep a separate Plan of accounts in U.S. dollars only. The U.S. dollar balance used in the calculation of interest is considered at par with Canadian dollar balances; however, the interest paid on U.S. accounts is in U.S. dollars. | No Assisted Transaction or Electronic Self-serve Transaction fees are charged if the account average daily closing credit balance for the Monthly Cycle equals or exceeds $1,200, calculated on the day before the Monthly Cycle ends; if the balance is less than $1,200 the per item fee applies. | |||
| Monthly fee | Free, including all Canadian dollar and US dollar accounts currently attached to the Plan | Per item fee only | |||
| Assisted Transaction | Not applicable | $1 | $1.50 | $0.75 each: in-branch withdrawal and fund transfers; fund transfers assisted by an agent over the phone; cheques. | |
| Electronic /Self-serve Transaction | Not applicable | $0.50 | $1.50
Exception :: Online Banking funds transfers, RBC ATM funds transfers and Telephone Banking funds transfers without the assistance of an agent, are free from these accounts to your other RBC accounts in your name |
$0.75 each: RBC ATM withdrawal, funds transfers and bill payment Online Banking bill payment and funds transfer; Pre-authorized payment (PAD). | |
| Interest paid | Yes. Each interest-bearing account in the plan earns the Alliance Plan interest. Refer to RBC Rate Setter under Royal Trust accounts not offered for sale, Alliance Plan. | Yes, refer to RBC Rate Setter insert under Royal Trust accounts not offered for sale. | |||
| Interac access at non-RBC ATMs | $1.50 | $1.50 | Not available | ||
| PLUS System in Canada & USA | $3 | $3 | Not available | ||
| PLUS System outside USA | $5 | $5 | Not available | ||
| Interac e-Transfer | $1 | $1 | Not available | ||
| Cross Border Debit | $1 | $1 | Not available | ||
| Stop Payment request you complete in Online Banking | $10 | ||||
| Stop Payment you request the branch or a Telephone Banking agent to complete | $15 | ||||
| Certified cheque you request | $15 | ||||
| Overdraft protection | The greater of $3 or monthly overdraft interest. | ||||
| Recordkeeping | Free Bankbook | ||||
| eStatement | Free. It includes free viewing of cheque images in Online Banking. | ||||
| Paper statement with cheque images | Free | $2 | |||
| Paper statement without cheque images | Free | ||||
| RBC ATM full statement | $1.50 | ||||
| RBC ATM mini statement | $0.75 | ||||