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Apply for a PayPlan by RBCTM loan for your membership purchases

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  • Find out how much you qualify for in minutes
  • Spread the cost of larger purchases over time
  • No hidden fees or early repayment penalty
  • Use your mobile device
  • Spread out the cost of select Kia Service purchases over time1
  • Find out how much you qualify for in minutes
  • No hidden fees or early repayment penalty
  • Easily apply using your mobile device
  • Spread out the cost of eligible Memory Express purchases over time1
  • Find out how much you qualify for in minutes
  • No hidden fees or early repayment penalty
  • Easily apply using your mobile device
  • Spread out the cost of membership over time1
  • Find out how much you qualify for in minutes
  • No hidden fees or early repayment penalty
  • Easily apply using your mobile device

Getting Started

1. Start an application on your mobile device – applying will not affect your credit score1

2. Select the plan that works for you and your budget

  • Select your maximum loan amount
  • Select your interest rate and timeline for repaying your loan

3. Review and accept the terms of your PayPlan by RBC Loan1

4. Load your funds to your mobile wallet2

  • Tap and Pay with your phone using your PayPlan by RBC virtual card at checkout. Your loan will start when you make a purchase and will only be for the amount you spend.
  • PLEASE NOTE: After you are approved for the loan you’ll have 3 days to use the funds on your virtual card (during IKEA store business hours). Unused virtual cards are cancelled after 3 days. It may take up to 48 hours to process the cancellation and your loan application will remain on your credit profile with PayPlan until that time. If you have additional questions visit our FAQs.
Apply Today

PayPlan by RBC loans are provided by RBC Ampli Inc., a wholly owned subsidiary of Royal Bank of Canada, or Royal Bank of Canada as applicable, and are subject to its standard lending criteria.

Getting Started

1. Start an application on your mobile device – applying will not affect your credit score2

2. Select the plan that works for you and your budget

  • Select your maximum loan amount
  • Select your interest rate and timelines for repaying your loan from the options presented

3. Review and accept the terms of your PayPlan by RBC loan

4. Load your funds to your mobile wallet3

  • When you’re ready to pay, simply tap and pay with your phone using your one-time use PayPlan by RBC virtual Visa card. Your loan will start when you make a purchase and will only be for the amount you spend (up to the amount for which you were approved).
  • After you are approved for the loan, you’ll have 30 days to use the funds on your virtual card. Unused virtual cards are cancelled after 30 days (with no fees or penalties). Once the card has been cancelled, you will need to wait an additional 48 hours before you can re-apply for a PayPlan by RBC loan. The original loan will remain on your credit profile during that time. If you have additional questions visit our FAQs.
Apply Today

Getting Started

1. Start an application on your mobile device – applying will not affect your credit score2

2. Select the plan that works for you and your budget

  • Select your maximum loan amount
  • Select your interest rate and timelines for repaying your loan from the options presented

3. Review and accept the terms of your PayPlan by RBC loan

4. Load your funds to your mobile wallet3

  • When you’re ready to pay, simply tap and pay with your phone using your one-time use PayPlan by RBC virtual Visa card. Your loan will start when you make a purchase and will only be for the amount you spend (up to the amount for which you were approved).
  • After you are approved for the loan, you’ll have 3 days to use the funds on your virtual card. Unused virtual cards are cancelled after 3 days (with no fees or penalties). Once the card has been cancelled, you will need to wait an additional 7 days before you can re-apply for a PayPlan by RBC loan. The original loan will remain on your credit profile during that time.
Apply Today

Getting Started

1. Start an application on your mobile device – applying will not affect your credit score2

2. Select the plan that works for you and your budget

  • Select your maximum loan amount
  • Select your term for repaying your loan from the options presented

3. Review and accept the terms of your PayPlan by RBC loan

4. Load your funds to your mobile wallet3

  • When you’re ready to pay, simply tap and pay with your phone using your one-time use PayPlan by RBC virtual Visa card. Your loan will start when your membership begins and will only be for the amount of your membership (up to the amount for which you were approved).
  • After you are approved for the loan, you’ll have 30 days to use the funds on your virtual card. Unused virtual cards are cancelled after 30 days (with no fees or penalties). Once the card has been cancelled, you will need to wait 48 hours before you can re-apply for a PayPlan by RBC loan. The original loan will remain on your credit profile during that time. If you have additional questions visit our FAQs.
Apply Today

Legal Disclaimer
All physical store locations that are part of New Look Vision Group Inc. operate under the business names: New Look, Greiche & Scaff, The Vision Clinic, Vogue Optical, IRIS, and physical store locations in its Luxury Group (being, as of the SS Effective Date, Pineault avec Rouleau, Tris Coffin, Karir, Eyes On, Chaninni, Glazier, Brass Monocle, Maycock Eyecare, Josephson Opticians, VIVA Optical, Artsee ) that operate in any province or territory in Canada. Their respective eligible in-store membership programs, include: (1) under the INFINILOOK™ membership program offered by New Look Eyewear / Lunetterie New Look®; (2) under the IRIS Privilege membership program offered by IRIS®; (3) under the Greiche & Scaff GS+™ membership program offered by Greiche & Scaff®; (4) under the Vision Value Club membership program offered by the Vision Clinic®.