1) You will earn $1.00 back for every $100.00 (1% cash back credit) in net purchases you make, up to a maximum of $25,000 in net purchases per annual period, when you use your RBC Visa Cash Back card to pay, including when you arrange for pre-authorized payments on your Cash Back account. Cash back credits are not earned on cash advances (including RBC Royal Bank credit card cheques, balance transfers, cash-like transactions and certain bill payments), interest charges or fees, and credits for returns and adjustments will reduce or cancel the cash back credits earned by the amounts originally charged. For complete details, please refer to the RBC Cash Back Program Terms and Conditions.

5) The maximum amount of Cash Back Credit you can earn per Annual Period is $250.00, based on the maximum of $25,000.00 in Net Purchases. However, we may decide that some promotions will allow you to earn Cash Back Credits in addition to the maximum amount of $25,000.00 in Net Purchases.