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Key Benefits for Canadians Studying in the U.S.

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As an international student in the U.S., you’ll want to concentrate on school and not your banking. We make cross-border banking easy and secure in all 50 states.

No worrying about drafts and wires. Enjoy free transfers between your RBC Royal Bank and your RBC Bank U.S. accounts - 24/7 with no delay1.
While there is no Interac e-Transfer in the States, there are several ways to send money between U.S. accounts, including bill pay and wire transfers. Most popular, though, are third party apps used in the U.S. to transfer money person-to-person. These include but aren’t limited to Venmo, PayPal, Apple Cash and Cash App9.
Visit our no-fee ATM2 locator to find one near you. Use your RBC Bank Visa debit card.

play buttonWatch: How we make cross-border banking easy

Cross-Border Bundle for Students

Premium Bundle for Students

Premium Bundle for Students

Choose this bundle if you:
  • Want worry-free banking with unlimited transactions
  • Want one of RBC’s best foreign exchange rates – especially helpful when exchanging large amounts for tuition or living expenses
  • Apply by October 31st, 2021 and receive a $50 rebate on your first year3
RBC Bank U.S. Bank Account – Direct CheckingU.S. Bank Account
Premium Checking

An account to provide you unlimited and instant online exchange and transfers1 between the U.S. and Canada

Annual Fee: $49.95 for the first year3
  • Unlimited debits and transactions
  • Preferred foreign exchange rates
  • $0 minimum balance; $50 required to open
RBC Bank U.S. Credit Card – Visa Signature BlackU.S. Credit Card
Visa Signature Black

A no annual fee4 U.S.-based rewards credit card that uses your Canadian credit history to qualify – or you can apply with a co-signer

Annual Fee: $04

Introductory APR: 0% for 6 months

  • No foreign transaction fees on U.S. purchases6
  • 1 RBC Rewards point for every $1 spent7
  • Redeem points for travel with any airline, any flight, any time or unlimited 1% cash back8
Premium Bundle for Students

Direct Bundle for Students

Choose this bundle if you:
  • Have fewer than 10 transactions a month or don’t mind paying an extra $1 for additional debits over your first 1013
  • Want RBC’s competitive foreign exchange rates and to waive your annual account fee for the first year
  • Apply by October 31st, 2021 and get no-annual-fee U.S. banking for a year14
RBC Bank U.S. Bank Account – Direct CheckingU.S. Bank Account
Direct Checking

An account to provide you unlimited instant online exchange and transfers1 between the U.S. and Canada

Annual Fee: $0 for the first year14
  • 10 debits/month; $1 per additional debit13
  • Pay your U.S. credit card and other bills and deposit U.S. checks online
  • $0 minimum balance; $50 deposit required to open
RBC Bank U.S. Credit Card – Visa Signature BlackU.S. Credit Card
Visa Signature Black

A no-annual-fee4 U.S.-based rewards credit card that uses your Canadian credit history to qualify – or you can apply with a co-signer.

Annual Fee: $04

Introductory APR: 0% for 6 months

  • No foreign transaction fees on U.S. purchases6
  • 1 RBC Rewards point for every $1 spent7
  • Redeem points for travel with any airline, any flight, any time or unlimited 1% cash back8

Partners & Perks

Apply Online In Just 5 Minutes

It’s easy and quick. Use your Canadian credit history, address and ID to apply

Select the bundle you want to open:

Legal Disclaimer
RBC Bank, Equal Housing Lender Lender Member FDIC.
Legal Disclaimer
RBC Bank is RBC Bank (Georgia), National Association (“RBC Bank”), a wholly owned U.S. banking subsidiary of Royal Bank of Canada, and is a member of the U.S. Federal Deposit Insurance Corporation (“FDIC”). U.S. deposit accounts are insured by the FDIC up to the maximum amount permissible by law. U.S. banking products and services are offered and provided by RBC Bank. Canadian banking products and services are offered and provided by Royal Bank of Canada. U.S. deposit accounts are not insured by the Canada Deposit Insurance Corporation (“CDIC”).