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Key Benefits You Get as a Canadian Making a Move to the U.S.

Whether you have a TN, L1, H1-B, O1, F1 or other type of U.S. immigration visa, setting up your banking and credit relationship in the U.S. before your move can make your life simpler.

RBC Bank U.S. Bank Account – Direct CheckingU.S. Bank Account
Direct Checking

Whether you are paid in Canada or the U.S., an account to provide you unlimited instant online exchange and transfers2 between the U.S. and Canada

Annual Fee: $0 for the first year1

No more drafts and wires. Enjoy free transfers between your RBC Royal Bank and your RBC Bank U.S. accounts - 24/7 with no delayLegal Disclaimer 2 from your computer or mobile device.

Watch How Easy It Is

Visit our no-fee ATM5 locator to find one near you. It’s convenient to get cash at popular nationwide retailers like Target, Walgreens and CVS.

While there is no Interac e-Transfer in the States, there are several ways to send money between U.S. accounts including bill pay and wire transfers. Most popular, though, are third party apps used in the U.S. to transfer money person-to-person. These include but aren’t limited to Venmo, PayPal, Apple Cash and Cash AppLegal Disclaimer ^.

With Online Banking and Bill Pay you can make your U.S. payments from your desktop or mobile device, through our website or on the RBC Mobile App and even deposit U.S. checks with your smartphone or tablet.

RBC Bank U.S. Credit Card – Visa Signature BlackU.S. Credit Card
Visa Signature Black

A No-Annual-Fee3 U.S.-based rewards credit card that uses your Canadian credit history to qualify.

Annual Fee: $03

Introductory APR: 0% for 6 months

Save 2-3% on U.S. purchases by avoiding foreign transaction fees4 – and make returns in USD, without concern for currency fluctuations.

Redeemable for travel, gift cards, merchandise, unlimited 1% cash back7.

  • No blackout periods or seat restrictions.
  • Redeem points for flights and hotels.
  • Easily manage and redeem your points for travel through Online Banking.
  • A U.S. credit card will help you establish a credit history in the U.S., although you don’t need a U.S. credit history to get one.

Thinking of Buying a U.S. Home?

We're with you. With the relative affordability of U.S. homes and low interest rates, now may be a great time to invest in a U.S. home. RBC U.S. HomePlusTM Advantage is built exclusively for Canadians to provide full-service support through every step of the U.S. home buying process.

The Only U.S.-Based Bank Designed Specifically for Cross-Border Canadians

Making the move to the U.S. from Canada and wanting to make a smooth transition? Whether you’re moving for a new career, school or to retire, we’re with you. We make cross-border banking easy and secure.

  • Easy access to cash with over 50,000 no-fee ATMs5 in all 50 states
  • Use your Canadian credit history, address and ID to apply
  • Manage your money anywhere, anytime through mobile, online and telephone banking

play buttonHow we make cross-border banking easy

Check out this video to see how we make cross-border banking easy

The Only U.S.-Based Bank Designed Specifically for Cross-Border Canadians

Making the move to the U.S. from Canada and wanting to make a smooth transition? Whether you’re moving for a new career, school or to retire, we’re with you. We make cross-border banking easy and secure.

  • Easy access to cash with over 50,000 no-fee ATMs2 in all 50 states
  • Use your Canadian credit history, address and ID to apply
  • Manage your money anywhere, anytime through mobile, online and telephone banking

play buttonHow we make cross-border banking easy

Apply Online In Just 5 Minutes

It's easy and quick. You can start your no obligation application online right now. It usually takes less than 5 minutes and you can even open your U.S. bank account immediately.

Apply by October 31st, 2021 and enjoy no-annual-fee cross-border banking for 1 year1.

Legal Disclaimer
RBC Bank, Equal Housing Lender Lender Member FDIC.
Legal Disclaimer
RBC Bank is RBC Bank (Georgia), National Association (“RBC Bank”), a wholly owned U.S. banking subsidiary of Royal Bank of Canada, and is a member of the U.S. Federal Deposit Insurance Corporation (“FDIC”). U.S. deposit accounts are insured by the FDIC up to the maximum amount permissible by law. U.S. banking products and services are offered and provided by RBC Bank. Canadian banking products and services are offered and provided by Royal Bank of Canada. U.S. deposit accounts are not insured by the Canada Deposit Insurance Corporation (“CDIC”).
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