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Lock Your Rate On a Fixed Rate Mortgage For 120 Days, Guaranteed.1

Get up to $3,500 and 55,000 Avion points, only with an RBC mortgage.*

Apply between February 15th and October 31st, 2023

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Great rates and peace of mind

Enjoy a great rate and peace of mind with an RBC Royal Bank® fixed rate mortgage. A fixed rate mortgage offers an interest rate that is "locked-in" for the term of your mortgage, so you won't have to think about future interest rate fluctuations during your mortgage term.

With a fixed rate mortgage, you'll know:

  • Your interest rate and regular payment amount
  • What you're paying toward principal and interest
  • How long it will take to pay off your mortgage

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Reasons to choose an RBC Royal Bank® mortgage:

We’ll honour the quoted rate on a fixed rate mortgage for up to 120 days, even if rates go up. If rates go down, you'll get the lowest rate in effect for your chosen term1.

A mortgage specialist will help with your mortgage application, explain what to expect, and guide you through finalizing your purchase.

Save in interest costs with flexible payment options such as Double-Up® Payments.

Applicable to residential mortgages only and subject to Royal Bank of Canada standard lending criteria for residential properties.
We guarantee your interest rate for the selected mortgage type and term for up to 120 days from the application date. If the mortgage is not funded within the 120-day period, the interest rate guarantee expires.

®/™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.