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"When should I take my CPP/QPP payments?"

If you are retiring soon or retired, you probably have many questions about the Canada Pension Plan (CPP) or Quebec Pension Plan (QPP).

You may be wondering:

  • How do I apply?
  • How does my age affect the amount of my pension?
  • Should I postpone my pension payments?
  • Do I have to stop working or limit my monthly income before receiving pension payments?
  • Are payments adjusted for inflation?

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CPP Guide

Financial planning services and investment advice are provided by Royal Mutual Funds Inc. (RMFI). RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.

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