Enjoy the income from your savings with an RBC Royal Bank® RRIF.

You've spent years saving for your retirement. Now, you can enjoy the benefits of these savings to help maximize your retirement income.

Key Features and Benefits

  • Tailored Advice. An RBC advisor can help you maximize your retirement income through tax-efficient planning.
  • Tax-Deferred Growth. Your retirement nest egg can continue growing on a tax-deferred basis.
  • Control Over Your Income. You can make withdrawals as often as you like. Use our calculator to determine your minimum annual RRIF payments at various ages throughout retirement.
  • Tax-Free Transfer to Spouse. If you pass away, your RRIF assets can be transferred to your spouse–tax-free.