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Features and Benefits

  • Competitive interest rates while in school and throughout your grace period
  • Get 2 years after graduation before you have to start repaying the principal, with full access to your credit line during the grace period
  • Flexible credit limits that meet your borrowing needs depending on program, budget and qualifications*disclaimer
  • Co-signor may be required for certain programs2disclaimer

Health Sciences

Programs Included

  • Audiology
  • Chiropractic
  • Clinical psychologist
  • Naturopathy
  • Nurse practitioner
  • Occupational therapy
  • Pharmacy
  • Physiotherapy
  • Podiatry
  • Speech language pathology

What You Need to Apply

To apply for the Royal Credit Line for Students you will need to provide:

  • Confirmation that you are enrolled at a Canadian post-secondary educational institution

    • Invoice or receipt of payment for tuition
    • Proof of enrolment letter from the Registrar’s Office
    • Registered Education Savings Plan Verification of Enrolment Form
    • Course schedule
  • An estimate of your education costs (including tuition, supplies, fees, accommodations, food, travel, etc.) Get started with our Student Budget Calculator.
  • A list of your financial resources (including RESPs, scholarships/bursaries, government funding, summer employment, etc.)
  • Proof that you are a Canadian citizen or landed immigrant

Note: Applications are subject to credit approval. If your credit history is limited, or you are studying at an educational institution outside of Canada, a co-signor may be required.

Studying Outside of Canada?

We have solutions to help you pay for school abroad!

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Student Budget Calculator

Figure out how much money you'll need to get through the school year

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Get Student Focused Advice

For more tips on financial wellness check out our Student Solutions site

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Talk to a Credit Specialist Today

Our credit specialists will help you select the credit solution that is right for you.

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