Benefits of RBC Wallet

Tap to Pay Icon
Tap to Pay

Load your RBC debit or credit cards into the RBC Wallet1 app and pay for purchases, up to $100, with your mobile device.

Gift box
Send or Gift Money

If you have an Apple mobile device you can easily send money, plus make your transfers more personalized by adding games or gift-wrapping.

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Store and Use Gift Cards

Keep all of your gift cards in one spot. Add your plastic cards to your RBC Wallet and use them whenever you like.

Features of the RBC Wallet app


  • Pay with a tap of your Android or iOS mobile device
  • Send or gift money
  • Add, manage and store your gift cards

Wallet Features

NEW! Payback with Points at Point of Sale

Easily redeem points through RBC Wallet on day-to-day contactless transactions completed using your Android or iOS device. Redeem for the full amount or any lesser value, while still earning points on your entire purchase. See your redemption credited to your account within 2-3 business days. See how it works

Pay Using Your Mobile Device

Pay for everyday purchases at any location that accepts contactless payments (tap), up to $100.

Send Money to Friends and Family

If you have an Apple mobile device you can send money to existing payees, including other RBC Royal Bank clients.

Send a Personalized Gift

Add gift-wrapping and digital games to an Interac e-Transfer. You can also buy a gift card to send or re-gift a card you no longer want.

Keep Your Gift Cards in One Spot

Add your plastic gift cards to your RBC Wallet, then pay with them at participating stores and restaurants. You can also track your gift card balances and keep a record of your gift card activity.

Stay On Top Of Your Banking Wherever You Are

View your account balance, available credit and RBC Rewards Points balance at any time

Additional Information


  • Compatible with all Android devices operating on OS 5.0 or later.
View Android Permissions and Uninstall Instructions

iPhone, iPod Touch, MacBook Pro

  • Compatible with iPhone, and iPod touch. Requires iOS 8.0 or later.
  • Apple Pay works with iPhone 6 / iPhone 6 Plus and later and Apple Watch in stores and iPhone 6 / iPhone 6 Plus and later as well as the MacBook Pro in-app. For a list of compatible Apple Pay devices, see
View iOS Permissions and Uninstall Instructions

Your Money is Always Safe

RBC Digital Banking Security Guarantee

Should something ever happen, we’ve got you covered. We’ll fully reimburse you for any unauthorized transactions 2 made through the RBC Mobile app or RBC Online Banking

Find Out More

RBC Secure Cloud

The RBC Wallet uses RBC Secure Cloud, which is a leading-edge technology used to encrypt and protect your account and payment information.

RBC Wallet app FAQs

Yes, you can. The balances will be shown with the images of your cards. Here’s how to set it up:

  • Go to “Settings”
  • Sign in
  • Toggle on “Display Card Balances” for Payment Cards

While this is a great way to check on your balances more quickly, just keep in mind that the added cards can be viewed without signing in so anyone using your device will be able to see your balances.

Using a mobile phone is just like using the equivalent plastic card for a contactless payment. Any eligible card you add to your RBC Wallet will operate just as its plastic counterpart, and will access the same account.

A contactless payment is an easy way to pay using your smartphone, for small purchases which uses Near Field Communications (NFC): a wireless technology that sends information between two devices when brought within a few centimeters of each other.

You can use an iPhone 6 and 6 Plus, 6s and 6s Plus, MacBook Pro, and Apple Watch paired with an iPhone 5 or later. Requires iOS 9.0 or later.

To claim an RBC eGift, tap or click on the link you received via gift notification text or email and follow the instructions. RBC eGift will appear in your RBC Wallet app, if you’re an RBC client that has already registered for Wallet.

Please note: If you register with RBC eGift, you’ll be able to view all of your gift transactions within 1 year in your ‘Gift History’. As a guest user, you won't have access to the 'Gift History' but you‘ll still be able to claim your gift(s).

The gift cards feature is available on Near Field Communications (NFC) enabled Android devices across all wireless carriers. If your operating system is older than Android 5.0, you’ll need to update it before being able to use the feature.

More Help

RBC Wallet App

Make purchases, send money, manage your gift cards and more. Discover the RBC Wallet app today

What's New

Select your device below to view the latest updates and enhancements for the RBC Wallet app:

  • Android
  • iOS

Android and Google Play are trademarks of Google Inc. Samsung Galaxy S III and Samsung Galaxy S4 are trademarks of Samsung Electronics Canada, Inc. and/or its related entities used with permission/. All other trademarks are the property of their respective owner(s).

Apple, Apple Pay, iPhone, iPad and MacBook Pro are trademarks of Apple Inc., registered in the US and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. All other trademarks are the property of their respective owner(s).

View the full list of Terms and Conditions for use of RBC Royal Bank credit cards and/or debit cards with Apple Pay.