Use Apple Pay on your iPhone or Apple Watch at any business that accepts contactless (tap) debit and/or credit payments.
Use your RBC credit card on your iPhone, iPad or MacBook Pro to pay using a single touch, in any app that accepts Apple Pay.
View your balance, available credit and RBC Rewards® points balance while you’re on the go using the RBC app3.
You’ll need to sign into the RBC Wallet app during the Apple Pay set up process to verify your identity and confirm your banking information.
Now there's no need to dig out your physical wallet in order to make a payment. Just use your iPhone or Apple Watch at any contactless reader and you'll be on your way in no time.See how
You also have the option to check your balance before paying by first opening the RBC Wallet app and selecting the card you want to use to see your account details.
The first card that you set up in Apple Pay will automatically become your default card therefore make sure that this is the card that you use the most for purchases.
Hold your iPhone near the contactless reader with your finger on Touch ID‡. A subtle vibration and beep will let you know the payment information was successfully sent.
On your Apple Watch, double-click the side button and hold the display up to the contactless reader. A gentle tap and beep will confirm that your payment information was sent.
Near Field Communication (NFC) is a short-range wireless technology that allows two devices to exchange information quickly, conveniently and securely at close proximity. Apple Pay uses NFC technology to transmit payment card information from the phone to a contactless payment (tap) terminal.
When you add your debit or credit cards to Apple Pay the number from the plastic card(s) is replaced with a secure digital number also called a token. This token is a virtual number to represent your VISA, MasterCard, or Client Card without using the actual number.
A digital account number or token is a substitute account number that replaces the card number and is used to make secure purchases in stores and in-app. A digital account number will not work outside of the secure payment environment.
You can make a return the same way you would with your plastic card today – contact the business directly along with your receipt. We do recommend you bring the device you used when returning items purchased with Apple Pay.
For any new or replacement cards, you will need to go through the initial set up of Apple Pay again. For a card renewal, the new expiration date will be automatically updated so there is no action required.