Baggage & Personal Effects

Applies to the Enhanced coverage only

1. Loss of or Damage to Baggage & Personal Effects

   Reimbursement of your losses up to $1,000 per trip ($2,000 per family per trip), subject to a maximum of $500 for any one item or set of items (items which are purchased for use together, and commonly used together).

2. Replacement of Travel Documents

   Reimbursement of up to $300 in total, towards the replacement of one or more of the following documents: passport, driver's license, birth certificate or travel visa, in the event any one of these is lost or stolen.

3. Delay of Baggage & Personal Effects

   Reimbursement up to $400 for necessary toiletries and clothing when your checked baggage is delayed by the carrier for 12 hours or more while en route and before returning to your departure point.

Please refer to the Certificate of Insurance for full details.