Flexible, Low-cost Options to Grow Your Business

You are on: Starting a business

Starting a Business – Royal Business OperatingLine^®

• Eligibility is based on your (and your partners) personal credit history. It’s ideal for those who may not have an established credit history for their business
• A line of credit means you have access to funds when you need them – no matter if it’s to help manage expenses and cash flow, pay suppliers or make large purchases
• Credit limits start at $5,000

You are on: Financing your growing business

Financing your growing business – Royal Business OperatingLine

• Perfect when you need the flexibility and assurance that cash is available to cover unforeseen/unpredictable expenditures, such as a last-minute need to increase inventory or help cover accounts receivable and other impacts to cash flow

You are on: Accessing funds for your business

Accessing funds for your growing business – Variable and Fixed Term Loans

• Ideal for funding the purchase of long-term assets, such as equipment and machinery
• Can be structured to meet your ongoing business needs
• Your choice between one and five years to repay
• A regular payment schedule allows you to free up your cash for short-term purchases and day-to-day operating expenses
• With a variable rate term loan, you can repay the principal at any time without penalty
• If you’re concerned about interest rates going up, a fixed rate term loan is the better option