Banking Accounts

banking accounts

A banking account is a safe place to keep funds for everyday use. It is designed to make it easy for you to get cash, make transfers to other accounts, or pay bills. We offer some banking accounts in both local and foreign currency denominations.

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A basic banking account to transact day-to-day business.

Features & Benefits:

  • Initial opening deposit of $100.00
  • Account features a monthly service charge*
  • No minimum balance requirement
  • 5 free cheques
  • Overdraft facility available once qualifying criteria is met
  • Free monthly statements for easy record keeping
  • Cheque writing facility
  • Free Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card

*Please refer to our schedule of fees and service charges available in branch and online.

Additional information:

This is a non-interest bearing account.

Account Opening Requirements:

  • Two (2) forms of valid ID such as Passport, Driver's License or Voter's Registration Card
  • Proof of residential address (e.g. utility bill)
  • Valid permit (if applicable)

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An enhanced banking account that offers unlimited free in branch, cheque and debit transactions, as well as free banking at RBC Royal Bank ATMs.

Features & Benefits

  • Initial opening deposit of $500.00
  • Account features a monthly service charge*
  • No minimum balance requirement
  • Unlimited free branch/cheques items
  • Unlimited free local ATM withdrawals using RBC Visa Debit Card
  • Overdraft facility available once qualifying criteria is met
  • Free monthly statements for easy record keeping
  • Cheque writing facility
  • Free Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card 

*Please refer to our schedule of fees and service charges available in branch and online.

Additional information:

This is a non-interest bearing account.

Account Opening Requirements:

  • Two (2) forms of valid ID such as Passport, Driver's License or Voter's Registration Card
  • Proof of residential address (e.g. utility bill)

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An exclusive package designed to simplify your banking including unlimited debit transactions, credit card rebates, unlimited debits at RBC Royal Bank and other bank ATMS and much more.

Features & Benefits:

  • Initial opening deposit of $500.00
  • Account features a monthly service charge*
  • No minimum balance requirement
  • Unlimited free branch/cheques items
  • Unlimited free RBC ATM withdrawals using RBC Visa Debit Card
  • Overdraft facility available once qualifying criteria is met
  • Free monthly statements for easy record keeping
  • Cheque writing facility
  • Free Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card
  • 50% discount on annual fee of a small safety deposit box/equivalent discount on larger boxes
  • No service charge on local and foreign currency drafts and standing orders
  • Plus much more

*Please refer to our schedule of fees and service charges available in branch and online.

Additional information: 

This is a non-interest bearing account.

Account Opening Requirements:

  • Two (2) forms of valid ID such as Passport, Driver's License or Voter's Registration Card
  • Proof of residential address (e.g. utility bill)

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A banking account specially designed for persons 18-25 years old enrolled in a full-time, post-secondary programme.

Features & Benefits:

  • Initial opening deposit of $100.00
  • Account features a monthly service charge*
  • No minimum balance requirement
  • 5 free cheques
  • Two (2) free local RBC ATM withdrawals using RBC Visa Debit Card
  • Free monthly statements for easy record keeping
  • Cheque writing facility
  • Free Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card

 *Please refer to our schedule of fees and service charges available in branch and online.

Additional information:

This is a non-interest bearing account.

Account Opening Requirements:

  • Two (2) forms of valid ID such as Passport, Driver's License or Voter's Registration Card
  • Proof of residential address (e.g. utility bill)

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A banking account specially designed for senior citizens ages 60 plus.

Features & Benefits:

  • Initial opening deposit of $500.00
  • Pay no monthly service charge and bank for FREE by maintaining your account balance requirement*
  • Unlimited free local RBC ATM withdrawals using RBC Visa Debit Card
  • Unlimited free in-branch/cheque items
  • Make deposits and withdrawals from RBC Royal Bank ATMs at any branch, at any time day or night
  • Free quarterly statements for easy record keeping
  • Free Digital Banking
  • International access to ATMs and Point of Sale through RBC Visa Debit Card

*Please refer to our schedule of fees and service charges available in branch and online.

Additional information:

This is a non-interest bearing account.

Account Opening Requirements:

  • Two (2) forms of valid ID such as Passport, Driver's License or Voter's Registration Card
  • Proof of residential address (e.g. utility bill)
 

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