| Feature | Benefit |
| High rate of interest guaranteed for the investment period chosen. | Maximizes earning power. |
| Choice of maturities, rates and minimum deposits. | Provides multiple options to meet the client's individual needs. |
| Interest rates are competitive. | Ensures a rate that is higher than savings accounts with the security of a fixed rate. |
| Short-term investment periods for excess or investment funds. | Offers flexible investment terms. |
| Automatically renewable. | Offers convenience of not having to visit branch on maturity. |
