Chequing/Banking Accounts

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A personal chequing account* to transact day-to-day business. Ideal for clients who wish to have a separate transactional account from their savings account.

Features and benefits

• Minimum balance required to open account $200.00
• FREE in-branch credit transactions
• FREE access to Digital Banking
• FREE monthly statements for easy record keeping
• Optional overdraft limit available once qualifying criteria is met

Additional Information:

• This is a non-interest bearing account
• This account features a minimum monthly service charge

Alternative Channels for Accessing Your Account:

• ATM: You can use our debit card at any of our ATM machines to:
  • Make cash and/or cheque deposits
  • Withdraw cash, up to your daily limit
  • Transfer money between your accounts
  • Make bill payments and receive cash advances
• Digital Banking: With our Digital Banking service you can access account information, pay bills, and transfer funds between your accounts.

Is the Personal Chequing Account the ideal account for you?
Yes if:
- You require a transactional account
- You wish to be able to write cheques against your account
- You wish to benefit from overdraft protection

To compare our deposit accounts and to ensure you make the right account selection, please refer to our Guide on Account Selection:

*Available only in Nevis

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A basic pay-as-you-go banking account* designed specifically for low transaction clients.

Features:

• Minimum opening balance – XCD$200.00
• Monthly Fee – XCD$25.00
• Five (5) FREE cheques

Benefits:

• Unlimited FREE deposits at RBTT Bank ATMs
• Overdraft facility available once qualifying criteria is met
• Free monthly statements for easy record keeping
• Cheque writing facility
• Free access to Digital Banking

Additional Information:

This is a non-interest bearing account

Other Services Provided

• ATM – You can use your ATM Debit Card at any RBTT ATM to:
  • Make cash and/or cheque deposits
  • Withdraw cash up to your daily limit
  • Transfer money between accounts

*Not available in Nevis

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An all-inclusive package* designed to simplify your banking requirements.  

Features:

• Minimum opening balance XCD$500.00
• Monthly Fee – XCD$65.00

 Benefits: 

• Unlimited FREE in branch & cheque transactions
• Unlimited FREE ATM & POS transactions
• Overdraft facility available once qualifying criteria is met
• Free monthly statements for easy record keeping
• Cheque writing facility
• Free access to Digital Banking

Additional Information

• This is a non-interest bearing account

 Other Services Provided

• ATM – You can use your ATM Debit Card at any of our ATM machines to:
  • Make cash and/or cheque deposits
  • Withdraw cash up to your daily limit
  • Transfer money between accounts

*Not available in Nevis

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A basic banking account* specifically designed for persons 60 years and over, to transact day to day tranactions. Ideal for clients who wish to have a separate transactional account from their savings account.

Features:

• Minimum opening balance XCD$5000.00
• Monthly Fee – XCD$12.50

 Benefits: 

• Unlimited FREE in branch, POS & ATM
• Free monthly statements for easy record keeping
• Free access to Digital Banking

 Additional Information

• This is a non-interest bearing account

 Other Services Provided

• ATM – You can use your ATM Debit Card at any of our ATM machines to:
  • Make cash and/or cheque deposits
  • Withdraw cash up to your daily limit

*Not available in Nevis