Chequing/Banking Accounts

Chequing/banking accounts can be used for keeping funds for spending/transactions separate from your savings. It’s all about choice, our account options let you choose features you want to suit your needs.

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A personal chequing account* to transact day-to-day business. Ideal for clients who wish to have a separate transactional account from their savings account.

Features and benefits

  • Minimum balance required to open account $200.00
  • FREE in-branch credit transactions
  • FREE access to Digital Banking
  • FREE monthly statements for easy record keeping
  • Optional overdraft limit available once qualifying criteria is met

Additional Information:

  • This is a non-interest bearing account
  • This account features a minimum monthly service charge

Alternative Channels for Accessing Your Account:

  • ATM: You can use our debit card at any of our ATM machines to:
    • Make cash and/or cheque deposits
    • Withdraw cash, up to your daily limit
    • Transfer money between your accounts
    • Make bill payments and receive cash advances
  • Digital Banking: With our Digital Banking service you can access account information, pay bills, and transfer funds between your accounts.

Is the Personal Chequing Account the ideal account for you?
Yes if:
- You require a transactional account
- You wish to be able to write cheques against your account
- You wish to benefit from overdraft protection

To compare our deposit accounts and to ensure you make the right account selection, please refer to our Guide on Account Selection:

RBCRBTT
Antigua Grenada
Dominica Nevis
Montserrat St. Vincent & the Grenadines
St. Kitts  
St. Lucia  

*Available in Nevis, Antigua & St. Lucia

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A basic pay-as-you-go banking account* designed specifically for low transaction clients.

Features:

  • Minimum opening balance – XCD$200.00
  • Monthly Fee – XCD$25.00
  • Five (5) FREE cheques

Benefits:

  • Unlimited FREE deposits at RBTT Bank ATMs
  • Overdraft facility available once qualifying criteria is met
  • Free monthly statements for easy record keeping
  • Cheque writing facility
  • Free access to Digital Banking

Additional Information:

This is a non-interest bearing account

Other Services Provided

  • ATM – You can use your ATM Debit Card at any RBTT ATM to:
    • Make cash and/or cheque deposits
    • Withdraw cash up to your daily limit
    • Transfer money between accounts

*Not available in Nevis, Antigua & St. Lucia

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An all-inclusive package* designed to simplify your banking requirements.  

Features:

  • Minimum opening balance XCD$500.00
  • Monthly Fee – XCD$65.00

 Benefits: 

  • Unlimited FREE in branch & cheque transactions
  • Unlimited FREE ATM & POS transactions
  • Overdraft facility available once qualifying criteria is met
  • Free monthly statements for easy record keeping
  • Cheque writing facility
  • Free access to Digital Banking

Additional Information

  • This is a non-interest bearing account

 Other Services Provided

  • ATM – You can use your ATM Debit Card at any RBTT ATM to:
    • Make cash and/or cheque deposits
    • Withdraw cash up to your daily limit
    • Transfer money between accounts

*Not available in Nevis, Antigua & St. Lucia

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A basic banking account* specifically designed for persons 60 years and over, to transact day to day tranactions. Ideal for clients who wish to have a separate transactional account from their savings account.

Features:

  • Minimum opening balance XCD$5000.00
  • Monthly Fee – XCD$12.50

 Benefits: 

  • Unlimited FREE in branch, POS & ATM
  • Free monthly statements for easy record keeping
  • Free access to Digital Banking

 Additional Information

  • This is a non-interest bearing account

 Other Services Provided

  • ATM – You can use your ATM Debit Card at any RBTT ATM to:
    • Make cash and/or cheque deposits
    • Withdraw cash up to your daily limit

*Not available in Nevis, Antigua & St. Lucia

 

Client Agreements - RBC

(Applies to Antigua, Dominica, Montserrat, St. Lucia and St. Kitts)

 
 

Branch & ATM Locator