RBC Visa Commercial Prepaid Cards
Cardholder Fees and Charges for Incentive Solutions Programs (Reloadable)

Individual cardholders will be responsible for the following fees and charges as applicable. Fees are subject to change.


Call Fees	Automated Phone System fee: A $0.50 fee is charged when you call us and use our automated phone system to access balance and transaction information. This fee will be waived if you are calling us to activate your Card. Agent Assisted Call fee: A $2 fee is charged when you call us and you are assisted by a live agent. This fee will be waived if you are calling us to report a disputed transaction, a lost, stolen or damaged Card, or unauthorized use of your Card or Card number.
Replacement Card Fee	A $15 fee is charged to replace a Card, if it is lost, stolen or damaged. You must register your Card in order for us to replace it.
Inactivity Fee	A $1.95 monthly inactivity fee is charged after 12 months of consecutive inactivity. Your Card will be considered inactive in any month where there are no debit or credit transactions (excluding the inactivity fee) on your Card.
Expiry Fee	If the Program Administrator ends the program or you are no longer a participant in the program, a fee will be charged at the end of the month shown on your Card equal to the balance remaining on your Card.
Foreign Currency Conversion	Transactions in a foreign currency will be converted into Canadian dollars no later than the date we post the transaction to the Card at an exchange rate that is 2.5% over a benchmark rate Royal Bank of Canada pays the payment card company on the date of the conversion.

RBC Visa Prepaid Cards are issued by Royal Bank of Canada.
RBC Visa Prepaid Cards may be used to make purchases anywhere in the world where Visa cards are accepted. They cannot be used to withdraw cash at an ATM or to receive any other cash withdrawal or make financial payments at a financial institution.
RBC Visa Prepaid Cards do not have any of the following fees and charges: activation fee and point-of-sale transaction fees (including online and phone purchases).
RBC Visa Prepaid Cards are not insured by the Canada Deposit Insurance Corporation.
Use of cards by recipients is governed by the terms and conditions of the agreement, which will be provided along with the cards.

Click here to view Cardholder Fees and Charges for RBC Visa Commercial Prepaid Cards for Non Reloadable Incentive Solutions Programs.