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‡ American Airlines and AAdvantage are registered trademarks of American Airlines, Inc. American Airlines is not responsible for products or services offered by other participating companies. Esso and Esso Extra are registered trademarks of Imperial Oil Limited. Used under licence. 2010 Travelocity.com LP. All rights reserved. Travelocity, the Stars design and Roaming Gnome design are trademarks of Travelocity.com LP. WestJet dollars and/or WestJet Vacations are registered trademarks of WestJet Airlines Ltd. Shoppers Drug Mart, Shoppers Optimum Program, Shoppers Optimum Card and Shoppers Optimum are trademarks or registered trademarks of 911979 Alberta Ltd., used under license. All other trademarks are the property of their respective owner(s).

† To receive the 15,000 bonus Avion points, your application form must be approved by us. Upon enrolment, 15,000 bonus Avion points will appear on your first monthly statement. Additional cardholder(s), as well as existing RBC Avion Visa Infinite, RBC Avion Visa Platinum, Cathay Pacific Visa Platinum, RBC® British Airways Visa Infinite‡, RBC Rewards Visa Preferred cardholders, applying for or transferring to an RBC Avion Visa Infinite card as of the offer eligibility period, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 15,000 points for a round trip short-haul flight in economy class with a maximum ticket price of $350. All applicable taxes, service fees and surcharges are the responsibility of the traveler. For more details, including guidelines on redeeming for business class seats, visit www.rbc.com/travelredemption (opens new window). Some restrictions apply. For completed terms and conditions that apply to the Avion Rewards Program, please visit www.rbcrewards.com (opens new window) or call 1-800-769-2512. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you.

†† To receive the 20,000 bonus Avion points, your application must be approved by us. Upon enrolment, 20,000 bonus Avion points will appear on your first credit card statement. Bonus points offer is only offered to the first Primary Business Cardholder on the account; Secondary Business Cardholder, as well as existing Visa Business Platinum cardholders as of the offer eligibility period are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you.

± To receive the 20,000 bonus Avion points, your application form must be approved by us. Upon enrolment, 20,000 bonus Avion points will appear on your first credit card statement. Additional cardholder(s), as well as existing RBC Avion Visa Infinite Privilege cardholders applying for or transferring to an RBC Avion Visa Infinite Privilege for Private Banking card, or vice versa, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to withdraw or amend this offer at any time.

±± For full details on Visa Infinite Privilege, visit www.visainfinite.ca/privilege (opens new window). You must be an eligible Visa Infinite Privilege cardholder with a valid Visa Infinite Privilege card to take advantage of the Visa Infinite Privilege offers, benefits and services. Certain benefits and services require enrolment. Offers and benefits are non-transferable and discounts cannot be combined with any other offer or discount. Neither Visa nor Royal Bank of Canada is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers, benefits and services at any time and without notice. All offers, benefits and services made available through Visa are subject to complete terms and conditions, including third party suppliers’ terms and conditions (opens new window). The Visa Infinite Privilege privacy policy (opens new window) applies to all benefits and services that require enrolment through, or are otherwise provided by, the Visa Infinite Privilege Concierge or the Visa Infinite Privilege website or mobile app. The collection, use and disclosure of cardholders’ personal information by third party suppliers of services and benefits to Visa Infinite Privilege cardholders are subject to such third parties’ own privacy policies.

~ Current as of November 14, 2013. Subject to availability.

Δ Source: Rewards Canada Top Credit Card Awards 2013. © 2013 Rewards Canada. Part of the FFB Group. All Rights reserved.

* Avion points are earned on net purchases only; they are not earned on cash advances (including RBC Royal Bank credit card cheques, balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.

^ Avion points will be cancelled if they remain unredeemed within ninety (90) days after the termination of the Avion Rewards program or after you voluntarily close your RBC Royal Bank credit card account

^^ You will earn 1.25 Avion points for every dollar spent when you use your RBC Avion Visa Infinite card to pay for travel-related purchases made at merchants classified by Visa's "Merchant Category Code" ("MCC") as "travel", which may include: airlines, accommodations, tour operators, cruise lines, travel agencies and car rental companies. Even though some merchants may sell travel products/services, purchases made at these locations may not necessarily qualify for the 1.25 Avion points per dollar if the merchant is not classified with a "travel" MCC. Also, merchants that are not classified by a "travel" MCC may be located on the premises of merchants that are classified with a "travel" MCC, and purchases made at these locations may not qualify for this added benefit.

§§ Bonus points offers may vary, and are subjective to change without notice. Bonus points are Avion points earned on purchases made at retailers linked from the Avion Rewards eMall and are in addition to standard Avion points you earn per dollar when you make a purchase with an Avion Rewards credit card. The list of participating retailers and offers is subject to change without notice. Participating retailers, not Royal Bank of Canada, establish the rules for each bonus points offer.

¤ Bonus points are Avion points earned on qualifying purchases made at CWT and Thrifty's and are in addition to standard Avion points you earn per dollar when you make a purchase with your Avion Rewards credit card. Conditions and restrictions apply. For complete details, visit Earn Bonus Points (opens new window).

≈ All rewards are subject to availability. For complete terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.rbcrewards.com (opens new window) or call 1-800-769-2512.

** RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.

ΔΔ Payback with Points redemptions are made at the rate of 1.0% (100 Avion points per CAD $1.00) and will be applied as a payment towards the balance of your RBC Avion Visa Infinite Privilege account, not towards a particular transaction. It will take two (2) to three (3) business days for your payment to be credited to your credit card account and to adjust your available credit. For more details, visit: Payback with Points.

1) Trip Cancellation insurance is subject to a limit of $1,500 for each Covered Person (to an overall maximum of $5,000 for all Covered Persons) per trip, and it protects eligible cardholders against the cost of non-refundable travel arrangements that were purchased with your RBC Avion Visa Infinite card if the trip is cancelled prior to your departure due to an unexpected or unforeseen covered risk. Coverage underwritten by RBC Insurance Company of Canada. Trip Interruption insurance is subject to a maximum limit of $5,000 for each Covered Person, per trip, for a total maximum of $25,000. This coverage provides reimbursement for the non-refundable unused portion of your prepaid travel arrangements purchased with your RBC Avion Visa Infinite card, due to a covered risk, including the extra costs of economy class transportation to your departure point. Coverage underwritten by RBC Insurance Company of Canada.

2) Coverage underwritten by RBC Insurance Company of Canada.

3) Coverage underwritten by RBC General Insurance Company in the Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.

4) All insurance coverage is subject to policy limitations and exclusions. Please refer to the insurance certificates for complete details.

5) Trip Cancellation insurance is subject to a limit of $1,500 for each Covered Person (to an overall maximum of $5,000 for all Covered Persons) per trip, and it protects eligible cardholders against the cost of non-refundable travel arrangements that were purchased with your RBC Avion Visa Business card if the trip is cancelled prior to your departure due to an unexpected or unforeseen covered risk. Trip Interruption insurance is subject to a maximum limit of $5,000 for each Covered Person, per trip, for a total maximum of $25,000. This coverage provides reimbursement for the non-refundable unused portion of your prepaid travel arrangements purchased with your RBC Avion Visa Business card, and interrupted due to a covered risk, including the extra costs of economy class transportation to your departure point. Please refer to the Insurance Certificate for complete details regarding these coverage’s.

6) Coverage underwritten by Royal & Sun Alliance Insurance Company of Canada.

7) Insurance is subject to limitations and exclusions. Please refer to your Certificate of Insurance for complete details. Underwritten by RBC Insurance Company of Canada and RBC General Insurance Company.

¥ Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 15,000 points for a round trip short-haul flight in economy class with a maximum ticket price of $350. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including guidelines on redeeming for business class seats, visit www.rbcroyalbank.com/cards/rbcrewards/avion_booking (opens new window). For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit www.rbcrewards.com (opens new window) or call 1-800 ROYAL 1-2 (1-800-769-2512).

‡‡ Discounts provided will appear as credits on future credit card statements 8-10 weeks after purchase date. All terms, conditions and restrictions applicable to the Visa SavingsEdge Program are established by Visa Canada Corporation ("Visa"). Visa, not Royal Bank of Canada, is responsible for the Program. For details, visit www.visasavingsedge.ca (opens external website in new window).

◊ If the first RBC Avion Visa Business card on the account is a Primary Business Cardholder's card and such Primary Business Cardholder also has a personal RBC Avion Visa Platinum or RBC Avion Visa Infinite card, then the annual fee for the first RBC Avion Visa Business card is reduced from $120 to $50, each year, as along as the Primary Business Cardholder remains a personal RBC Avion Visa Platinum or RBC Avion Visa Infinite cardholder and both cards are in good standing. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you.

◊◊ This feature is only available to Primary Business Cardholders. Employees who also have a personal RBC Avion Visa Platinum or RBC Avion Visa Infinite card are not eligible to combine points. If there are multiple Primary Business Cardholders on a RBC Avion Visa Business account, this points roll-up feature is limited in that (i) all Avion points earned by all Primary Business Cardholder(s) and Employee(s) for that Business Applicant can only be rolled-up into the Avion Rewards Account of one (1) designated Primary Business Cardholder, and (ii) only that Primary Business Cardholder can also roll-up all the Avion points contained in that Avion Rewards Account into an Avion Rewards Account tied to a personal RBC Avion Visa Platinum or RBC Avion Visa Infinite account, and for which that designated Primary Business Cardholder is also the applicant or co-applicant.

≠ Credit card fees such as annual fees may be tax deductible in Canada if your credit card is solely used for business purposes; please consult your tax professional for more information.

≠≠ When you book your travel through Avion Rewards, you may redeem Avion points at the rate of 100 points per CAD $1.00 to pay for any taxes and service fees (including sales, GST, departure and transportation taxes and fees, airport improvement fees, or other taxes), excess baggage charges, immigration fees, governmental fees and levies, customs charges and passenger facilities charges, health or other inspection fees, fuel surcharges and other non-ticket costs or charges which may be imposed.

Ф For complete details, visit: Avion Rewards Redemption, Return and Exchange Terms and Conditions (opens PDF in new window) for Best Buy.

** RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.

∆∆ Payback with Points redemptions are made at the rate of 1.0% (100 Avion points per CAD $1.00) and will be applied as a payment towards the balance of your RBC Avion Visa Infinite Privilege account, not towards a particular transaction. It will take two (2) to three (3) business days for your payment to be credited to your credit card account and to adjust your available credit. For more details, visit: Payback with Points (opens new window).