Optional Insurance on Your RBC Royal Bank® Credit Card

Protection so your Credit Card does not become a burden to you or your family should the unexpected happen.

BalanceProtector Premiere Plus covers you for:

Loss of Life Critical Illness Accidental Dismemberment
Loss of Life
Critical Illness
Accidental Dismemberment1
  • Receive up to a $25,000 lump-sum payment on your outstanding balance
  • Spousal coverage included at no extra cost
Total Disability Involuntary Unemployment Loss of Self-Employment Income
Total Disability
Involuntary Unemployment2
Loss of Self-Employment Income
  • Receive a monthly benefit of up to 10% of your outstanding balance, for up to 10 months (to a maximum of $25,000)
Disability Requiring Hospitalization for Accidental Injury
Disability Requiring
Hospitalization
for Accidental Injury
  • Receive a single payment of up to 10% of your account balance for each 24-hour period of hospitalization (to a maximum of $25,000)
For Sale image

We celebrate your Lifetime Milestones!

For Sale image

Each time you reach a Lifetime Milestone (such as the purchase of a new home), you will receive a single payment of up to 10% of your outstanding credit card balance (to a maximum of $25,000)!

  • Your coverage: $25,000 maximum benefit; up to 10% of your outstanding balance paid for up to 10 months
  • You pay: $1.19 per $100 of your average daily card balance3. At age 70 the monthly premium rate is $0.59 per $100 of your average daily balance.

Example: If your average daily balance is $500, you pay $5.95 per month + applicable taxes for coverage.

You do not have to pay a premium during months when you have no card activity and no previous balance has been carried forward. Plus, you will receive a refund in the amount of the premium charged to your account while on a claim for Total Disability, Involuntary Unemployment, Loss of Self-Employment Income and Lifetime Milestones Service.

Apply today...it’s quick and easy!

Your acceptance is automatic and you can cancel at any time.

  • PhoneCall 1-888-896-2766 (Mon-Fri: 8am-8pm, EST)

Under “My Accounts” select the credit card for which you want coverage. Scroll down and select “Apply for BalanceProtector Premiere Plus”.