All the benefits of a guaranteed investment - and more

Whatever your investing needs and timeframe, RBC Royal Bank has a GIC that’s right for you. The following selection of GICs are available at special rates for a limited time only.

Limited Time GIC Specials	Interest Rate
18-Month Non-Redeemable GIC	2.500 %
Cashable RateAdvantage GIC® Cashable at each anniversary.	1st Year – 2.150 % 2nd Year – 2.800 % 3rd Year – 2.850 % Yield to Maturity – 2.5940%
Cashable RateAdvantage GIC® This GIC is an “escalator” or “step-rate” GIC — it offers competitive interest rates that are guaranteed to increase each year. They may be either cashable, giving you flexibility to access your funds on each anniversary date should the need arise, or non-redeemable.
5-Year Non-Redeemable GIC	2.750 %

* Terms and Conditions:

• Limited-time offer.
• Offer may be changed or withdrawn at any time without notice.
• CDIC eligible.
• Interest paid at maturity is compounded annually.
• Interest rates are per annum.
• 18-month non-redeemable GIC, 3-Year non-redeemable GIC are available for non-registered and registered investment plans.
• Cashable RateAdvantage and Five-in-One GIC are available for non-registered investments only.
• Subject to applicable GIC product minimums.
• Offer not available for US funds.
• Not offered in conjunction with any other rate bonus or promotion.

Rates effective 29 January 2026

For more information, please visit www.rbcroyalbank.com/products/gic