Enhanced Security to protect your accounts
Sign-up for Enhanced Security for RBC Digital Banking By May 21st, 2019 to enjoy access to ALL RBC Digital Banking features.
Sign-up for Enhanced Security for RBC Digital Banking by:
May 21, 2019:
Cayman Islands, Antigua, Dominica, Montserrat,
St. Kitts, St. Lucia, Nevis, St. Vincent & the Grenadines, Grenada
June 4, 2019:
The Bahamas and Turks & Caicos Islands
June 18, 2019:
Barbados
October 16, 2019:
Trinidad & Tobago
Cayman Islands, Antigua, Dominica, Montserrat,
St. Kitts, St. Lucia, Nevis, St. Vincent & the Grenadines, Grenada
The Bahamas and Turks & Caicos Islands
Barbados
Trinidad & Tobago
There’s no such thing as too safe.
Ensure you continue to have access to all that RBC Digital Banking has to offer by signing up for an Entrust Token today!
Learn how to obtain your RBC token by registering for 2-factor authentication. Select your client type below.
Select your client type to find more:
Select your client type to find more:
Personal Clients
RBC Royal Bank is pleased to introduce the RBC Token which is a one-time use code that is unique for you and only for only short time. The RBC Token is accessed via an App you load on your smart phone/ tablet and you are required to use it every time you log in to Digital Banking, whether on your desktop, phone or tablet.
How do I get my Soft Token?
Download your RBC Soft Token by installing the Entrust Identity Guard Mobile app from your device app store.
How do I register for my Soft Token?
Call the Advice Centre and we will register your Soft Token for you.
When do I use my Soft Token?
Once the Soft Token is registered, you will need to use it every time you log in to Online Banking and Mobile Banking. You will no longer be required to answer a Personal Verification Question (PVQ) upon login.
Two factor authentication is an added security feature that allows the online banking user to access his/her account using not only a user ID and password but a unique security code generated by a token.
RBC takes the privacy and the security of personal and financial information seriously. We are continuously working to improve our systems and security especially when it comes to digital banking. Two Factor Authentication will give our clients additional protection against threats such as identity theft and phishing so that they can bank digitally with confidence.
The Tokens are free of charge to all our customers.
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After you’ve downloaded the Token/ Entrust Identity Guard Mobile app from the following app stores to your smartphone, call the Advice Centre.
- Google Play
- Apple App Store
- Windows app store
- Blackberry World
-
The Advice Centre representative will provide you with the information needed to setup your Soft Token including:
- Name: RBC User ID
- Serial Number
- Activation Code
- When prompted, choose a PIN and confirm it. The PIN is mandatory whenever you open the app. Then, a registration code will be generated, which you will need to provide to the Call Centre Representative to activate the token.
- Go to Online Banking: https://caribbean.rbcroyalbank.com or download the RBC Caribbean Mobile Banking app.
- Please enter your user ID and password.
- Then you will be prompted to enter the one-time security code from your Soft Token. Note that the lifetime of each one-time security code is 30 seconds, therefore give yourself enough time.
- You are in!
You can have several devices (laptop, tablet, smart phone and so on). The Soft Token will be downloaded on only one smart phone or tablet. When you are prompted for your second-factor authentication on any of the devices you are logged into Digital banking on, you will enter the one-time security code from your Soft Token downloaded on the chosen smart phone or tablet. Note that the lifetime of each one-time security code is 30 seconds, therefore give yourself enough time.
Users can add more than one ID (for instance, both personal and business IDs) into the Soft Token app on their device. Once the additional ID is registered by Advice Centre, they can use it in the same Soft Token app. There is no need to use separate devices for each ID.
Once the Soft Token is activated, you will no longer be required to answer a Personal Verification Question (PVQ) upon login; instead you will only be required to enter the security code generated by your Soft Token.
If you enter the incorrect one-time security code, a message will appear asking try again. After 3 incorrect entries, your account will be disabled and you need to contact the Advice Centre to unlock your Digital Banking account.
In case of loss or theft of your Soft Token immediately call Advice Centre.
Please call the Advice Centre in order to reset your PIN.
This may happen very rarely to some clients and you will be required to call the Advice Centre to have the token synchronized again.
For additional resources on how to protect yourself against Phishing and Website Fraud please click here.
Business Clients
What are my Two Factor Authentication options?
You can choose from a Soft Token or Hard Token to enhance your online banking security.
- Soft Token is installed on your smart phone/ tablet. You are required to use it every time you log in to Online Banking and Mobile Banking. OR
- Hard Token is a physical device and you are required to use it every time you log in to Online Banking and Mobile Banking.
How do I get my Soft Token/ Hard Token?
- You can download your Soft Token by installing the Entrust Identity Guard Mobile app from your device app store.
- Hard Token will be provided to you by your Relationship Manager.
How do I register for my Soft Token/ Hard Token?
- For Soft Token users, please call the Advice Centre and we will register it for you.
- For Hard Token users, note that the device will be automatically activated by RBC in two business days after you receive it from the Relationship Manager.
When do I use my Soft Token/ Hard Token?
Once the Soft Token/ Hard Token is registered, you will need to use it every time you log in to Online Banking and Mobile Banking. You will no longer be required to answer a Personal Verification Question (PVQ) upon login.
Two factor Authentication is an added security feature that allows the online banking users to access their account using not only a user ID and password but a unique security code generated by a token.
RBC takes the privacy and the security of personal and financial information seriously. We are continuously working to improve our systems and security especially when it comes to digital banking. Two Factor Authentication will give our clients additional protection against threats such as identity theft and phishing so that they can bank digitally with confidence.
- The Tokens are free of charge to all our customers.
- There is a fee to replace lost or stolen Hard Tokens.
- After you’ve downloaded the Soft Token/ Entrust Identity Guard Mobile app from one of the following app stores to your smartphone, call the Advice Centre
- Google Play
- Apple App Store
- Windows app store
- Blackberry World
-
The Advice Centre representative will provide you with the information needed to setup your Soft Token including:
- Name: RBC User ID
- Serial Number
- Activation Code
- When prompted, choose a PIN and confirm it. The PIN is mandatory whenever you open the app. Then, a registration code will be generated, which you will need to provide to the Call Centre Representative to activate the token
You can have several devices (laptop, tablet, smart phone and so on). The Soft Token will be downloaded on only one smart phone or tablet. When you are prompted for your second-factor authentication on any of the devices you are logged into Digital banking on, you will enter the one-time security code from your Soft Token downloaded on the chosen smart phone or tablet. Note that the lifetime of each one-time security code is 30 seconds, therefore give yourself enough time.
Users can add more than one ID (for instance, both personal and business IDs) into the Soft Token app on their device. Once the additional ID is registered by Advice Centre, they can use it in the same Soft Token app. There is no need to use separate devices for each ID.
After you've received your Hard Token from the Relationship Manager, it will be automatically activated in two business days.
- Go to Online Banking: https://caribbean.rbcroyalbank.com or download the RBC Caribbean Mobile Banking app.
- Please enter your user ID and password.
- Then you will be prompted to enter the one-time security code from your Soft Token or Hard Token. Note that the lifetime of each one-time security code is 30 seconds, therefore give yourself enough time.
- You are in!
Once the Soft Token/ Hard Token is activated, you will no longer be required to answer a Personal Verification Question (PVQ) upon login; instead you will only be required to enter the security code generated by your Token.
If you enter the incorrect one-time security code, a message will appear asking try again. After 3 incorrect entries, your account will be disabled and you need to contact the Advice Centre to unlock your Digital Banking account.
In case of loss or theft of your Soft Token call the Advice Centre immediately.
In case of loss or theft of your Hard Token call the Advice Centre immediately.
Tokens have a built in battery and life span of 5 years. When your token expires, RBC will replace the Token at no cost.
Please call the Advice Centre in order to reset the PIN.
This may happen very rarely to some clients and you will be required to call the Advice Centre to have the token synchronized again.
No, users are allowed one type of token only.
If a user wishes to switch from a Hard Token to a Soft Token or vice versa, they will be required to contact their Relationship Manager.
For additional resources on how to protect yourself against Phishing and Website Fraud please click here.