Terms and Conditions - RBC Visa Cash Back

1) You will earn $1.00 back for every $100.00 (1% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), up to a maximum Cash Back Credit of $250 per Annual Period, when you use your RBC Visa Cash Back card to pay. Cash Back Credits earned during the year will automatically be credited to your January Account balance and appear on your February monthly statement. Cash Back Credits are not earned on cash advances (including RBC Royal Bank credit card cheques, balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the Cash Back Credits earned by the amounts originally charged. For complete details, please refer to the RBC Cash Back Program Terms and Conditions at: www.rbc.com/cashbackinfo (opens new window).

2) Coverage underwritten by RBC General Insurance Company in the Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.

3) The FirstReport-ID‡ services are provided by D+H Limited Partnership©; they, not RBC Royal Bank, are responsible for the program.

4) The BalanceProtector Premiere plan is creditor's group insurance underwritten by Assurant Solutions and provided to eligible RBC Royal Bank cardholders. Assurant Solutions is the trade name for the Canadian Branches of American Bankers Life Assurance Company of Florida and American Bankers Insurance Company of Florida.

6) The FirstReport-Credit‡ services are provided by D+H Limited Partnership©; they, not RBC Royal Bank, are responsible for this program.

7) Cash advances from an ATM can be made up to your available credit and daily limits. There is no interest-free period for cash advances, which means that interest is charged from the day the cash advance is made until we receive your payment for the total amount you owe. Cash advance fees apply and will be charged to your credit card account. Please refer to your RBC Royal Bank Credit Card Agreement for more details.

RBC Road Assist services are provided by Dominion Automobile Association. Member accounts are administered by D+H Limited Partnership, an independent third party service provider. Royal Bank of Canada and its affiliates accept no liability in respect of these services.