Terms and Conditions - WestJet RBC Mastercard

® Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trade-marks of Royal Bank of Canada.

‡ Registered trade-marks of WestJet Airlines Ltd. WestJet dollars, WestJet Credit Card Program and WestJet Vacations are registered trademarks of WestJet Airlines Ltd. All other trademark(s) are the property of their respective owner(s).

1) Once approved for the WestJet RBC MasterCard, please allow 4-6 weeks after the first purchase transaction date for the welcome bonus of 50 WestJet dollars to appear on your credit card statement. Additional cardholders, as well as existing WestJet RBC World Elite MasterCard and WestJet RBC MasterCard cardholders, are not eligible for the welcome bonus offer. This offer may not be combined or used in conjunction with any other offer.

2) You will earn 1% back in WestJet dollars on your everyday purchases and 1.5% back when you purchase WestJet flights or WestJet Vacations packages. The additional 0.5% back in WestJet dollars is calculated separately and is in addition to the WestJet dollars you earn on everyday purchases, however it may not be accrued under certain circumstances. In order to receive the additional 0.5% in WestJet dollars, WestJet or WestJet Vacations must appear as the merchant on your credit card statement. For complete details, please visit www.westjet.com/westjet . WestJet dollars are earned on net purchases only; they are not earned on cash advances (including RBC Royal Bank® credit card cheques, balance transfers, cash-like transactions and certain bill payments), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet dollars earned by the amounts originally charged. For complete details, please visit westjet.com/creditcard (opens external website in new window) .

3) WestJet dollars can be used to pay for all or part of the published fare of a WestJet-marketed flight or a WestJet Vacations package. WestJet dollars cannot be applied against taxes, fees or charges and can only be used for new bookings. A minimum amount of 50 WestJet dollars must be redeemed at one time.Other restrictions may apply. All terms, conditions and restrictions applicable to WestJet Rewards are established by WestJet and shall apply to all bookings, travel arrangements and other services offered or provided by WestJet. WestJet, not Royal Bank of Canada, is responsible for WestJet Rewards. For complete details, please visit westjet.com/creditcard (opens external website in new window) .

4) Advance booking requirements will vary based on the destination when purchasing a WestJet Vacations package.

5) Under 65 years of age, 15 days of coverage. For age 65 and over, 3 days of coverage. Coverage underwritten by RBC Insurance Company of Canada.

6) Coverage underwritten by RBC Insurance Company of Canada.

7) Coverage underwritten by RBC General Insurance Company in the Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.

8) Coverage underwritten by RBC General Insurance Company.

9) The FirstReport-ID‡ services are provided by D+H Limited Partnership©; they, not RBC Royal Bank, are responsible for the program.

10) BalanceProtector insurance is creditor's group insurance underwritten by Assurant Solutions and provided to eligible RBC Royal Bank cardholders. Assurant Solutions is the trade name for the Canadian Branches of American Bankers Life Assurance Company of Florida and American Bankers Insurance Company of Florida.

11) Underwritten by RBC Insurance Company of Canada. In Quebec, certain coverages underwritten by RBC General Insurance Company.