Terms and Conditions - WestJet RBC World Elite Mastercard

® Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

‡ Registered trademarks of WestJet Airlines Ltd. WestJet dollars and WestJet Vacations are registered trademarks of WestJet Airlines Ltd. All other trademark(s) are the property of their respective owner(s).

1) Only available to residents of Canada. Once approved for the WestJet RBC MasterCard, please allow 4-6 weeks after the first purchase transaction date for the welcome bonus of 50 WestJet dollars to appear on your credit card statement. Once approved for the WestJet RBC World Elite MasterCard, please allow 4-6 weeks after the first purchase transaction date for the welcome bonus of 250 WestJet dollars to appear on your credit card statement, and for the welcome companion voucher (the "Flight Voucher") to appear on your WestJet account, accessible at www.westjet.com (opens external website in new window). The Flight Voucher is offered to new WestJet RBC World Elite MasterCard cardholders only, and annually thereafter upon their credit card anniversary date. Primary cardholder may use the companion voucher only once on their choice of A) $99 (plus taxes, fees and charges) round-trip flight for travel in Canada and the continental U.S.; B) $299 (plus taxes, fees and charges) round-trip flight for travel to/from Mexico, Central America, the Caribbean and Hawaii; or C) $399 (plus taxes, fees and charges) round-trip flight to/from Europe. The Flight Voucher may only be used if the companion is travelling with you on the same itinerary. Applicable taxes, fees and charges on the Flight Voucher are the responsibility of the traveller and must be paid at time of booking. Flight Voucher is available on all published eligible fares marketed and operated by WestJet. Flight Voucher is available on all published eligible Econo, Flex or Plus fares wholly marketed and operated by WestJet and may only be used if the companion is travelling with you on the same itinerary. Flight Voucher pricing differs based on origin and destination. The Flight Voucher is only valid for new bookings made through WestJet's Sales Super Centre, cannot be applied to existing reservations or on new reservations made on www.westjet.com (opens external website in new window) and is not valid for group bookings or WestJet Vacations bookings. Additional cardholders, as well as existing WestJet RBC World Elite MasterCard and WestJet RBC MasterCard cardholders, are not eligible for the welcome bonus offer or welcome Flight Voucher offer. This offer may not be combined or used in conjunction with any other offer. Terms and conditions of the Flight Voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. Visit westjet.com/creditcard (opens external website in new window) for complete details.

2) You will earn up to 1.5% back in WestJet dollars on your everyday purchases and up to 2.0% back when you purchase WestJet flights or WestJet Vacations packages, depending on the card you choose. The additional 0.5% back in WestJet dollars is calculated separately and is in addition to the WestJet dollars you earn on everyday purchases, however it may not be accrued under certain circumstances. In order to receive the additional 0.5% in WestJet dollars, WestJet or WestJet Vacations must appear as the merchant on your credit card statement. For complete details, please visit www.rbc.com/westjet (opens new window). WestJet dollars are earned on net purchases only; they are not earned on cash advances (including RBC Royal Bank® credit card cheques, balance transfers, cash-like transactions and certain bill payments), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet dollars earned by the amounts originally charged. For complete details, please visit www.rbc.com/westjet (opens new window).

3) WestJet dollars can be used to pay for all or part of the published fare of a WestJet-marketed flight or a WestJet Vacations package. WestJet dollars cannot be applied against taxes, fees or charges and can only be used for new bookings. A minimum amount of 50 WestJet dollars must be redeemed at one time.Other restrictions may apply. All terms, conditions and restrictions applicable to WestJet Rewards are established by WestJet and shall apply to all bookings, travel arrangements and other services offered or provided by WestJet. WestJet, not Royal Bank of Canada, is responsible for WestJet Rewards.

4) Advance booking requirements will vary based on the destination when purchasing a WestJet Vacations package.

5) Under 65 years of age, 15 days of coverage. For age 65 and over, 3 days of coverage. Coverage underwritten by RBC Insurance Company of Canada.

6) Coverage underwritten by RBC Insurance Company of Canada.

7) Coverage underwritten by RBC General Insurance Company in the Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.

8) Coverage underwritten by RBC General Insurance Company.

10) BalanceProtector insurance is creditor's group insurance underwritten by Assurant Solutions and provided to eligible RBC Royal Bank cardholders. Assurant Solutions is the trade name for the Canadian Branches of American Bankers Life Assurance Company of Florida and American Bankers Insurance Company of Florida.

11) Underwritten by RBC Insurance Company of Canada. In Quebec, certain coverages underwritten by RBC General Insurance Company.

12) Valid for primary cardholders of the WestJet RBC World Elite MasterCard and up to eight (8) additional guests travelling on the same reservation; not valid for companions when travelling on a group booking (10+ guests on the same reservation). Eligible member's 9-digit WestJet Rewards ID must be on the reservation at the time of check-in. Valid on itineraries marketed and wholly operated by WestJet; not valid when travelling with WestJet's codeshare or interline partners. Size and weight of baggage must comply with WestJet's standard checked baggage allowance. Any piece of baggage exceeding the size or weight allowance is subject to all applicable oversized weight and size restrictions and fees. May only be used as described and has no monetary or other exchange value.