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The RBC Cash Back Mastercard is the easy way to earn cash back rewards on almost everything you buy. Use it for groceries and everyday items—big or small.

  • No annual fee
  • Earn unlimited cash back on all purchases1

Link your card and instantly save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada§.

Interest Rates & Fees

Annual Fee: $0
Additional Card: $0
Purchase Rate: 19.99%
Cash Advance Rate: 22.99%3

Cash Back is Easy

There's no complex point system to remember. Cash Back rewards are unlimited, easy to understand and easy to earn – simply spend with your card and they'll automatically accumulate.

2%

Earn up to 2% cash back on grocery store purchases2

1%

Earn up to 1% cash back on all your other everyday purchases including pre-authorized payments2; your cash back credits will accumulate quickly and effortlessly!

Download AppBuilt-in Insurances

Shop with confidence when you use your card which includes Purchase Security and Extended Warranty Protection. Eligible purchases with your card are covered up to 90 days against loss, theft or damage and the manufacturer’s warranty is automatically doubled up to one year.*

RBC Cash Back Mastercard

RBC Cash Back Mastercard

It’s easy to apply! Our safe and secure online application is 5 simple steps and you will get a response in less than 60 seconds.

Apply Now

ADDITIONAL FEES:

Cash Advance Fee: $5.00

Dishonoured Payment Fee: $45.00

Overlimit Fee: $29.00 (Effective August 1, 2019 if you reside in Quebec, fee does not apply.)

Additional Copies: $5 Monthly Statement, $1.50 for Statement updates at the ATM, $2 for Transaction Receipts

All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your Welcome Kit for complete details or visit: https://www.rbcroyalbank.com/credit-cards/cardholders/documentation.html.