Card Details
Annual Fee:
Additional Card:
Purchase Rate:
Cash Advance Rate:
Cash Back is Unlimited2
There’s no complex point system to remember. Cash Back rewards are unlimited, easy to understand and easy to earn – simply spend with your card and they’ll automatically accumulate.
Earn 2% cash back on groceries, 1% cash back on gas, EV charging, rideshare, and transit1 and 0.5% cash back on all other purchases
Redeem your cash back by calling us, with a minimum redemption amount of $25, or through annual auto-redemption in January3
Built-in Insurances
Shop with confidence when you use your card which includes Purchase Security and Extended Warranty Protection4. Eligible purchases paid in full with your card have coverage up to 90 days against loss, theft or damage and the manufacturer's warranty is automatically doubled up to one year.
Get More Cardholder Benefits With Our Partners
Unlock Great Value When You Link Your Cards with Avion Rewards
Save on gas at Petro-Canada™
Instantly save 3 c/L5 and earn 20% more Petro-Points™6 on every fill-up
Get 3x Canadian Tire Money®
Get rewarded on qualifying purchases at Canadian Tire, Sport Chek, Mark’s and more with Triangle Rewards®7
Save big on delivery with DoorDash
Get a complimentary DashPass8 with your eligible RBC credit card and enjoy $0 delivery fees for 6 months on eligible orders and reduced service fees9
Get 5x more Be Well points
Get 50 Be Well points for every $1 spent on eligible purchases at Rexall10
Top RBC Cash Back Mastercard Questions
When you make a purchase with your RBC Cash Back Mastercard, you earn unlimited cash back on a percentage of the purchase. You’ll earn:
2% cash back1 on eligible purchases at:
- Grocery stores
1% cash back1 on eligible purchases on:
- Gas
- EV charging
- Transit
- Rideshare
0.5% cash back1 on:
- All other eligible purchases
You’ll be able to earn unlimited cash back credits on all eligible net purchases with no maximum limit.
Redeeming your cash back rewards is easy. Here’s how to redeem it:
- Phone redemption: Once the cash back balance on your credit card reaches $25 or more, you can have the full amount credited to your account at any time by calling 1-800-769-2512
- Auto-redemption: Your cash back will automatically be credited to your account every January and appear on your February monthly statement
You can easily check your cash back balance on your monthly statement, or by calling in.
Link your card to Avion Rewards to access and load exclusive offers, including percentage-off deals from participating brands. To learn more about Avion Rewards and how you can access the program, click here.
Start Your Application
Our online application is safe and secure and you’ll get a response in less than 60 seconds.