Annual Fee:
$165
Additional Card:
$75
Purchase Rate:
20.50%
Cash Advance Rate:
22.99% Legal Disclaimer *
Minimum Income requirement: $60,000 (personal) or $100,000 (household). Please note, this premium card can impose higher acceptance costs on merchants.
Card Highlights
-
Receive up to 60,000 Avios Legal Disclaimer 1, here’s how:
- Collect 30,000 Welcome Bonus Avios when you spend $5,000 CAD in the first 90 days of account opening.
- Collect a further 30,000 bonus Avios when you spend $5,000 CAD between 91 and 180 days of account opening.
If you do not meet the $5,000 CAD spend in the first 90 days, you can still collect 30,000 bonus Avios if you meet the spend requirement between 91 and 180 days.
- Earn a Companion Voucher when you spend $30,000 CAD annually Legal Disclaimer 3. You can either take a companion with you on the same Reward Flight for no additional Avios or reduce the amount Avios needed for a Reward Flight by 50% as a solo traveller. Taxes, fees and carrier charges apply.
- Collect 3 Avios for every $1 CAD you spend with British Airways and British Airways Holidays Legal Disclaimer 2
- Collect 2 Avios for every $1 CAD you spend on dining Legal Disclaimer 2
- Collect 1 Avios for every $1 CAD you spend on all other qualifying purchases Legal Disclaimer 2
- 10% off British Airways flights when you book and pay with your card Legal Disclaimer 4
- Redeem for travel on British Airways and oneworld partner airlines Legal Disclaimer 5
Discover Travel with Avios
Turn everyday spending into extraordinary adventures. Collect Avios with every purchase and watch your travel dreams take flight Legal Disclaimer 2.
Flights
Use your Avios towards Reward Flights with British Airways or any of the oneworld partner airlines to almost 1,000 destinations worldwideLegal Disclaimer 5.
Upgrades and Partial Payments
Avios can be used towards premium cabin upgrades or to reduce the price of selected regular cash bookings on British Airways flightsLegal Disclaimer 5.
Holiday Bookings
Get even more out of your Avios by using them for hotels, dining, shopping, and other travel experiencesLegal Disclaimer 5.
Additional Benefits
- Comprehensive Insurances including 31–day out of country/province emergency medical insurance Legal Disclaimer 6
- Luxury Visa Infinite benefits such as first in line service for exclusive events and hotel and dining exclusives via www.visainfinite.ca
- Visa Infinite Luxury Hotel Collection — Enjoy exclusive benefits at a selection of the world’s most intriguing and prestigious properties Legal Disclaimer ^
- Complimentary 24/7 Concierge Service Legal Disclaimer ^
Exclusive Offers From Brands You Love
Our partner rewards offer great savings and perks from well-known brands.
Link your card and instantly save 3¢/L on fuel Legal Disclaimer 7 and always earn 20% more Petro-Points at Petro-Canada Legal Disclaimer 8
Link your card to earn 50 Be Well points on every $1 spent on eligible purchases at Rexall Legal Disclaimer 9
Add your eligible RBC credit card to your DoorDash account and get a 12-month complimentary DashPass subscription Legal Disclaimer 10 plus unlimited deliveries with $0 delivery fees on orders of $15 or more Legal Disclaimer 11
Apply for the RBC British Airways Visa Infinite
Interest Rates & Fees
| Annual Fee: | $165 |
| Additional Card Fee: | $75 |
| Purchase Rate: | 20.50% |
| Cash Advance Rate: | 22.99% Legal Disclaimer * |
| Min. Income Required: | $60,000 (personal) or $100,000 (household) |
View Legal DisclaimersHide Legal Disclaimers
This offer only applies to new applications for a RBC British Airways Visa Infinite credit card received and approved by Royal Bank of Canada (“Royal Bank”) between July 23, 2025 and May 31, 2026 (“Offer Period”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC British Airways Visa Infinite credit card account are not eligible for this offer. Existing cardholders on any RBC Royal Bank personal credit card account transferring to a RBC British Airways Visa Infinite credit card, are not eligible for the offer.
To receive the initial offer of 30,000 Avios points (“Initial Bonus”), (i) a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 90 days of your Credit Card Account opening date (“Initial Period”), and (ii) your Credit Card must remain open and in good standing, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time. If you are not currently a member of The British Airways Club, you will be enrolled automatically once you are approved for the RBC British Airways Visa Infinite credit card. Please note that the address your British Airways Club account is registered under must match the one for your RBC British Airways Visa Infinite account at all times for the Avios to be posted to your British Airways Club account. The Initial Bonus will be awarded to your British Airways Club account, approximately 15 weeks after the date you reach $5,000 in Qualifying Transactions within the Initial Period.
To receive the additional 30,000 Avios points (“Additional Bonus”), (i) a separate amount totaling $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within 91 - 180 days of your Credit Card Account opening date (“Subsequent Period”), and (ii) your Credit Card must remain open and in good standing at the time the Additional Bonus are awarded to your British Airways Club account, approximately 15 weeks after the date you reach $5,000 in Subsequent Qualifying Transactions.
For greater certainty, you may qualify for the Additional Bonus notwithstanding not having qualified for the Initial Bonus and likewise, you may qualify for the Initial Bonus and not qualify for the Additional Bonus where the Qualifying Transaction Amount has not been reached.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.
If you close or change your RBC British Airways Visa Infinite credit card for another type of RBC Royal Bank credit card before the Initial Bonus and/or the Additional Bonus have been credited to your British Airways Club account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. Royal Bank of Canada and British Airways reserve the right to modify, cancel or withdraw this offer at any time. British Airways, not Royal Bank of Canada, is responsible for this offer and The British Airways Club programme. For all British Airways Club Terms and Conditions, please click here.
You will earn 3 Avios points for every $1.00 spent on British Airways purchases, including British Airways Holidays purchases (“British Airways Purchases”) you make on your RBC British Airways Visa Infinite credit card, provided that these purchases have been made directly through British Airways, classified by Visa’s Merchant Category Code MCC 3005 (“BA MCC”). Even though some merchants as a travel agency or a third-party booking site may sell British Airways flights and products, as well as British Airways Holidays purchases, purchases made at these merchants may not necessarily allow you to earn 3 Avios points for every $1 spent if the merchant is not classified as the BA MCC. Royal Bank of Canada cannot guarantee whether a merchant is classified as the BA MCC and in no event will Royal Bank of Canada be liable or responsible for any claims with respect to a British Airways Purchases made at a merchant that is not classified as the BA MCC.
You will earn 2 Avios points for every $1.00 spent on dining and food delivery purchases (“Food and Delivery purchases”) you make on your RBC British Airways Visa Infinite credit card at merchants that are classified by the following eligible Visa’s Merchant Category Code (“Eligible MCCs”): “Eating Place sand Restaurants” (MCC 5812), “Drinking Places (Alcoholic Beverages) – Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques” (MCC 5813), “Fast Food Restaurants” (MCC 5814), are “Dining and Food Delivery”. Government liquor agencies and package stores that sell beer, wine, and liquor do not qualify as part of the “Drinking Places (Alcoholic Beverages)– Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques”.
Even though some merchants may sell meals and food delivery, purchases made at these merchants may not necessarily allow you to earn 2 Avios points for every $1 spent if the merchant is not classified an Eligible MCC. Also, a merchant that is not classified by an Eligible MCC may be located on the premises of a merchant that is classified by an Eligible MCC, in which case a purchase made at this merchant would not qualify as Food and Delivery purchases. Royal Bank of Canada cannot guarantee whether a merchant is classified by an Eligible MCC and in no event will Royal Bank of Canada be liable or responsible for any claims with respect to Food and Delivery purchases made at a merchant that is not classified as an Eligible MCC.
You will earn 1 Avios per $1 CAD spent on all other qualifying net purchases when you use your RBC British Airways Visa Infinite card. Avios are earned on qualifying net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the Avios earned by the amounts originally charged.
Where applicable, Avios are awarded based on the Canadian dollar equivalent of foreign currency purchase transactions. Avios are not refundable, transferable, and have no cash value. Please allow up to eight weeks after transactions are processed to your credit card account for the Avios to be posted to your British Airways Club account.
Eligible Members who spend a minimum of $30,000 CAD on qualifying purchases on their Card in a calendar year (“calendar year” refers to the time period starting from 1 January through to 31 December) will receive a maximum of one Companion Voucher for that calendar year. As an Eligible Member, you will be able to apply the Companion Voucher towards the purchase of a flight for a companion travelling with you, on the same Reward Flight (“Companion Ticket”).
Alternatively, for all valid Companion Vouchers earned, you can choose to use your Companion Voucher to make a solo Reward Flight booking, which will entitle you to a 50% discount on the Avios fare for your journey. Taxes fees and charges for you will still be payable (if travelling solo) or on your companion’s ticket (if travelling with a companion).
Please note that qualifying purchases exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the spend amount by the amounts originally charged.
When booking a Companion Ticket with a Companion Voucher, you can choose to make a full Avios redemption or from other Avios and cash price options (subject to payment of the Taxes, Fees and Charges for each seat).
Only one Companion Voucher can be earned in any calendar year. If an Eligible Member reaches their spend target before the end of the calendar year then further spends, it will not accumulate towards another Companion Voucher. Eligible Members can begin earning towards their next Companion Voucher from 1 January each year. Please allow six (6) to eight (8) weeks for the Companion Voucher to be added to The British Airways Club account after meeting the spending requirement.
The Companion Voucher entitles the Eligible Member to purchase a Companion Ticket at the time of booking a Reward Flight, without having to pay for the price of the companion’s flight. The Companion Voucher will be issued in the name of the primary cardholder, who must travel on any Companion Voucher booking. Reservations and bookings for both the Reward Flight of the Eligible Member and the Companion Ticket of the companion must be made at the same time, for the same flight, on the same date, in the same class and cabin and on the same passenger name record (PNR) for travel on the same itinerary.
Eligible Members will be responsible for paying, without limitation, the taxes, fees and carrier charges, related to the Companion Ticket. Prices shown are Reward Flight redemptions. Reward Flight offers customers great value flights with a low, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount. To be eligible for Reward Flight, you need to have collected at least one Avios in the past 12 months. To find out more about Reward Flights, click here. At the time of publication, a standard Reward Flight booking or a standard Companion ticket booking (non-Reward Flight) would be subject to taxes of approximately $870 return travel from Vancouver to London in economy class and approximately $1,900 per person based on business class travel. To make a booking, (including the Companion Ticket) Eligible Members must visit ba.com and log in using their membership number and PIN/Password. It is not possible to book a Reward Flight or a Companion Ticket by contacting a travel agent, or at the airport.
The Companion Award Voucher may be used for flights operated by British Airways only. Travel on franchise, codeshare or alliance airlines is not permitted. Return flights must be booked at the same time the outward journey is booked. All travel must originate in and return to Canada. Companion Vouchers can be used on a one way or return flight. Return flights must be booked at the same time the outward journey is booked. All travel must originate in and return to Canada.
A Companion Voucher can only be used if and when an Eligible Member is booking a Reward Flight using Avios and cannot be combined with any other offer, promotion, mileage or frequent flyer programme. Full details of fare rules can be found on ba.com. All Reward Flights and Companion Tickets are subject to availability and there is no guarantee Eligible Members will be able to book a flight for a companion on the Eligible Member’s choice of flight and destination. The Companion Voucher is only valid if it has been acquired in accordance with these Terms and Conditions.
A Companion Voucher is valid for twenty-four (24) months from the date it is issued and must be exchanged for a Companion Ticket with travel commencing from Canada before the expiry date on the Companion Voucher. Eligible Members must still have a Card in good standing at the time of travel. British Airways and/or Royal Bank of Canada reserve(s) the right to refuse to issue or to honour any Companion Voucher in the event that the Eligible Member is in breach of either these RBC British Airways Visa Infinite Companion Voucher Terms and Conditions, their RBC Royal Bank Credit Card Agreement or The British Airways Club Terms and Conditions.
A maximum of two Companion Vouchers can be redeemed at any one time on the same booking e.g. [2] Avios reward fares plus [2] Companion Voucher tickets.
The Companion Voucher is not extendable, refundable, transferable, and has no cash or mileage value. At no time may the Companion Voucher be purchased, sold, or bartered but if it is, any such Companion Voucher will become void. Companion Vouchers are applicable to new and future bookings only; they cannot be used to amend or pay for existing bookings.
The Companion Ticket is subject to The British Airways Club Terms and Conditions relating to Companion Vouchers. If the Eligible Member cancels the Companion Ticket booking more than twenty-four (24) hours prior to the scheduled departure of the outbound flight from Canada, British Airways will redeposit the Companion Voucher which will only be valid for the remainder of its original twenty-four (24) month expiry period based on the original date of issue. Reward Flight bookings and Companion Tickets cancelled within twenty-four (24) hours of departure will result in the Companion Voucher and Avios being cancelled without any possibility of being reissued or credited to the Eligible Member. Please visit the full British Airways Club Terms and Conditions found online here
10% off British Airways flights round-trip flights originating in and returning to Canada when you book on ba.com/RBC10 and pay with your RBC BA Visa Infinite card. In order to take part in the 10% promotion, RBC British Airways Visa Infinite cardholders must log in at ba.com/RBC10 using their British Airways Club username and PIN and make a roundtrip booking now through December 31, 2026 and enter the promotion code CARDOFFERC in the marked box on the Price Quote page of the booking process. A 10% discount is valid on the total roundtrip price, including taxes, fees and carrier charges, on mainline flights operated by British Airways purchased now through December 31, 2026 only. Travel must be fully completed by December 15, 2027 (departure and return). A 10% discount will appear during the final payment page. Fares not purchased through ba.com/RBC10 do not qualify for the discount. Discount is not valid for flights on code share or franchise carriers. All rules of roundtrip fare purchased apply, including advance purchase, minimum stay, weekend add-ons, and cancellation/refund rules. Offer is non-transferable and cannot be combined with any other offer. Valid for new bookings only made by Canadian residents paying in CAD using a valid British Airways Visa‡ card issued by Royal Bank of Canada for roundtrip travel commencing from Canada to London and beyond. Discount is taken off the total roundtrip price of every ticket including taxes and fees on the same booking. 10% discount applies for up to eight passengers booked on the same British Airways booking for the same flights. Cardholder must travel to qualify for the 10% discount. Refunds from previously purchased fare types not permitted. The 10% discount not combinable with any other offer and is taken off valid, published fares only and is subject to availability. Offer is subject to British Airways fare rules and conditions of contract available on ba.com and may be limited or withdrawn at any time without advance notice. Other significant restrictions may apply. Newly enrolled British Airways Club members, please allow 24 hours to use the promotion code. British Airways, not Royal Bank of Canada, is responsible for the terms and conditions of this offer and The British Airways Club programme.
Terms and conditions apply, visit www.ba.com for details.
Coverage underwritten by RBC General Insurance Company.
Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a Retail Petro-Canada Location, you will save three cents ($0.03) per litre at the time of the transaction. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases.
Each time you use your linked Eligible RBC Card to pay for qualifying purchases at a Retail Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points Terms and Conditions. Petro-Points are not awarded on tobacco products, vaping products, gift cards, transit tickets and taxes on non-petroleum purchases.
To participate in this offer, you must have an eligible RBC Debit Card, Personal Credit Card or Business Credit Card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC Business Owners will only be able to link up to two (2) Business Credit Cards and one RBC Debit Card to a Be Well Card.
Eligible RBC Debit Cards are debit cards tied to a personal banking or savings account or a business banking or savings account in good standing that is set up to pay for goods and services at a store or merchant that has point of sale or other designated debit card terminals that accept debit card payments.
You must be enrolled in RBC Online Banking or the RBC Mobile app in order to link your RBC Card to your Be Well Card. Card linking may take up to 2 business days to process before Be Well points can be applied to purchases. Each time you scan your Be Well Card and pay with your Linked RBC Card, you will earn 50 Be Well points for every $1 spent on eligible purchases at Rexall Locations, in accordance with the Be Well Terms and Conditions available at https://www.letsbewell.ca/terms-conditions.
Be Well points are not awarded on taxes; tobacco products; products containing codeine; lottery tickets; alcohol; bottle deposits; gift cards; prepaid cards and wireless or long distance phone cards; event tickets; transit tickets and passes; post office transactions; stamps; passport photos; cash back; gifts with purchases; delivery charges; environmental levies; Home Health Care services/rentals and any other products or services that we may specify from time to time or where prohibited by law.
To receive a complimentary DashPass subscription for $0 delivery fees on orders of $15 or more at eligible restaurants when you pay with your Eligible RBC Credit Card, you must subscribe to DashPass by adding an Eligible RBC Credit Card, accept the DoorDash terms and conditions, and activate your benefit by clicking “Activate Free DashPass” before {{doordash_expiry_date}} (“Offer Period”). If you are an existing DashPass subscriber and have already added an Eligible RBC Credit Card to your account you must activate your benefit by clicking “Activate Free DashPass” during the Offer Period. If you have been charged for DashPass you will receive a refund to the method of original payment, in the amount of the monthly subscription fee for the month you activate your complimentary subscription. For all clients, by clicking on “Activate Free DashPass” you agree to the DoorDash terms and conditions which can be found at https://help.doordash.com/consumers/s/terms-and-conditions-ca?language=en_US.
Eligible RBC Credit cardholders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on an Eligible RBC Credit Card account.
The DashPass monthly subscription fee will be waived (“Complimentary DashPass Subscription”) and you will receive either a 6 months or 12 months Complimentary DashPass Subscription based on the Eligible RBC Credit Card you use to subscribe to DashPass.
DashPass subscriptions purchased through third parties, including third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay) are not eligible for the Complimentary DashPass Subscription.
Eligible RBC Credit Cards: Your Eligible RBC Credit Card may only be used with one DoorDash account to receive a Complimentary DashPass Subscription. Once you have received a Complimentary DashPass Subscription you cannot use the same eligible RBC Credit Card to obtain a Complimentary DashPass Subscription with another DoorDash account.
You are only eligible for one 12 month Complimentary DashPass Subscription and one 6 months Complimentary DashPass Subscription during the Offer Period. The Complimentary DashPass Subscription commences on the date you subscribe to receive the Complimentary DashPass Subscription. For example, if you subscribe to a 12 month Complimentary DashPass Subscription in on the last day of your second month of a 6 months Complimentary DashPass Subscription you will receive a total of 14 months of Complimentary DashPass Subscription. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0.50 charge to validate your card enrollment. This charge will be reversed in 3 to 5 days once your account has been validated.
12 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:
As an RBC Avion Visa Platinum, RBC Avion Visa Infinite , RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Privilege for Private Banking, WestJet RBC World Elite Mastercard, RBC Rewards Visa Preferred, RBC Cash Back Preferred World Elite Mastercard, More Rewards RBC Visa Infinite, RBC British Airways Visa Infinite, RBC Avion Visa Business, RBC Avion Visa Infinite Business, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards) cardholder.
You are eligible for a Complimentary DashPass Subscription for 12 months from the date you subscribe to receive the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 12 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.
6 Months Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:
As an Rewards+TM Visa‡, Signature® RBC Rewards® Visa‡, RBC® Visa‡ Platinum, RBC® Visa‡ Cash Back, RBC® Cash Back Mastercard‡, RBC® Visa‡ Classic Low Rate Option, RBC® Visa‡ Classic, RBC® Student Visa‡ Classic, RBC® Visa‡ Classic II Student, RBC® Visa‡ Gold, RBC® U.S. Dollar Visa‡ Gold, RBC Rewards Visa‡ Gold, RBC RateAdvantage® Visa‡, WestJet RBC® Mastercard‡, RBC ION Visa, RBC ION+ Visa, More Rewards RBC Visa, RBC Staff VISA Classic Expense, RBC Staff VISA Gold Expense, RBC® Visa‡ Business, RBC® Visa‡ Business Gold, RBC® Visa‡ CreditLine for Small BusinessTM, or RBC® Business Cash Back Mastercard‡, WestJet RBC® World Elite Mastercard‡ (Premium Benefit Cards).
You are eligible for a Complimentary DashPass Subscription for 6 months from the date you subscribed to the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 6 months Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.
DoorDash not Royal Bank of Canada, is responsible for (i) services and products provided through DoorDash; (ii) DashPass, including the DashPass Benefits, the administration of DashPass and (iii) the DoorDash terms and conditions. The Complimentary DashPass Subscription offer may be amended or withdrawn at any time. To learn more about DashPass, visit www.doordash.com/dashpass. For full DashPass for RBC Program Terms and Conditions, visit rbcroyalbank.com/credit-cards/documentation/pdf/full-doordash-tcs-en.pdf.
DashPass is a DoorDash subscription service that offers unlimited deliveries for $0 delivery fee on eligible restaurant purchases (minimum order amount of $15.00 CAD before taxes and fees) at a monthly subscription fee of $9.99 CAD plus tax. To learn more about DashPass visit www.doordash.com/dashpass (opens to external site).
Offered by Visa Infinite. Offers are subject to availability and other restrictions may apply.
RBC British Airways Visa Infinite

Additional Fees:
- Cash Advance Fee: $5.00
- Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount
- Dishonoured Payment Fee: $45.00
- Overlimit Fee: $29.00 (If you reside in Quebec, fee does not apply.)
- Additional Copies: $5.00 for Monthly Statement, $1.50 for Statement Updates at the ATM, $2.00 for Transaction Receipts
- Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec)