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Insurance Coverage for Your Credit Card Balance

BalanceProtector Premiere Plus coverage helps to ensure your credit card balance does not become a burden to you or your family, should the unexpected happen.

Coverage is affordable, so enrol today. Enrolment is easy for eligible cardholders2 and you can cancel any time.

This optional insurance protects you in the event of:

Health
Health

Loss of Life / Critical Illness Accidental Dismemberment3

Coverage Summary

  • A lump-sum benefit payment of up to $25,000 can be made towards your account balance
  • Coverage for spouse is included (except for residents of Quebec4)
 
Employment
Employment

Total Disability / Involuntary Unemployment5 /Loss of Self-Employment Income

Coverage Summary

  • A monthly benefit of up to 10% of your outstanding balance can be made for up to 10 months (to a maximum of $25,000)
 
Accidental
Accidental

Disability Requiring Hospitalization for Accidental Injury

Coverage Summary

  • A single payment of up to 10% of your outstanding statement balance can be made for each 24-hour period of hospitalization (to a maximum of $25,000)

How Pricing Works

Please see a sample Certificate of Insurance containing all the terms and conditions of the Plan (and Summary and Fact Sheet for residents of Quebec).

We Celebrate Your Lifetime Milestones!

A single payment of up to 10% of your outstanding statement balance can be made (to a maximum account balance of $25,000) when you reach a Lifetime Milestone, such as the purchase of a new home.

Enrol Today... It’s Quick and Easy!

Enrolment is easy for eligible cardholders1 and you can cancel at any time.

Call 1-888-896-2766

Call 1-888-896-2766

(Mon-Fri: 8am-8pm, EST)

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