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Get a Low Introductory Interest Rate of 1.9% for 10 months on Balance Transfers and Cash AdvancesΔ

The RBC Cash Back Mastercard is the easy way to earn cash back rewards on almost everything you buy. Use it for groceries and everyday items—big or small.

  • No annual fee
  • Earn unlimited cash back on all purchases1

Interest Rates & Fees

Annual Fee: $0
Additional Card: $0
Purchase Rate: 19.99%
Cash Advance Rate: 22.99%

Cash Back is Easy

There's no complex point system to remember. Cash Back rewards are unlimited, easy to understand and easy to earn – simply spend with your card and they'll automatically accumulate.

2%

Earn up to 2% cash back on grocery store purchases2

1%

Earn up to 1% cash back on all your other everyday purchases including pre-authorized payments2; your cash back credits will accumulate quickly and effortlessly!

Download AppBuilt-in Insurances

Shop with confidence when you use your card which includes Purchase Security and Extended Warranty Protection. Eligible purchases with your card are covered up to 90 days against loss, theft or damage and the manufacturer’s warranty is automatically doubled up to one year.*

RBC Cash Back Mastercard

RBC Cash Back Mastercard

Get a Low Introductory Interest Rate of 1.9% for 10 months on Balance Transfers and Cash AdvancesΔ

Apply Now

ADDITIONAL FEES:

Cash Advance: $3.50 in Canada and $5.00 outside of Canada

Dishonoured Payment Fee: $45.00

Overlimit Fee: $29.00 (Effective August 1, 2019 if you reside in Quebec, fee does not apply.)

Additional Copies: $5 Monthly Statement, $1.50 for Statement updates at the ATM, $2 for Transaction Receipts