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Annual Fee:

$0

Additional Card Fee:

$0

Purchase Interest Rate:

20.99%

Cash Advance Interest Rate:

22.99% (21.99% if you reside in Quebec)

Annual Fee:

Additional Card Fee:

Purchase Interest Rate:

Cash Advance Interest Rate:

Interest Rates and Fees opens a modal window

Earn Moi points everywhere, on all your purchasesDisclaimer2

Your moi RBC Visa credit card rewards you with Moi points every time you use it to pay for purchases. Whether you’re in-person or online, you’ll collect Moi points wherever you shop.

Earn even more points in your favorite banners

metro jeancoutu superc brunet premiere

Earn more Moi points

Points

2X Points on Grocery, Beauty and Wellness

Earn 2 Moi points when you pay with your moi RBC Visa credit card and swipe your Moi program card at participating Metro, Jean Coutu, Brunet and Première Moisson stores.Disclaimer2

Points

2X Points on Gas and EV Charging

Earn 2 Moi points for every $1 spent on gas and EV charging purchases when paying with your moi RBC Visa credit card.Disclaimer3

Points

2X Points on Restaurants and Dining

Earn 2 Moi points for every $1 spent on dining purchases when paying with your moi RBC Visa credit card.Disclaimer3

Points

1X Points on All Other Purchases

Earn 1 Moi point for every $1 spent on all your purchases, everywhere else you shop, including at participating Super C stores.Disclaimer4

Get More Perks and Benefits

Petro Canada

Petro-Canada

Link your moi RBC Visa credit card to your Petro-Points™ card to save 3¢/L instantly on gas and earn 20% more Petro-Points™ at Petro-Canada™.Disclaimer6

RONA, Réno-Dépôt and Lowe's

Pay with your moi RBC Visa credit card at RONA, Réno-Dépot or Lowe’s and get up to 10% back in statement credits on your first $250 of qualifying purchases and 5% back on the next $1,250.Disclaimer7

RBC Offers

RBC Offers

Get exclusive savings, perks, and more with brands you love with your moi RBC Visa credit card!

Additional Features

Mobile Device Insurance Included

Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.Disclaimer8

Purchase Security and Extended Warranty Insurance

Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchaseDisclaimer8, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.Disclaimer8

For full insurance details view the certificate of insurance.

Apply for the moi RBC Visa

moi RBC Visa
moi RBC Visa

Interest Rates and Fees

Annual Fee:

Additional Card Fee:

Purchase Interest Rate:

Cash Advance Interest Rate:

(21.99% if you reside in Quebec)

Annual Fee:

Additional Card Fee:

Purchase Interest Rate:

Cash Advance Interest Rate:

Apply Now

Frequently Asked Questions

You can earn and redeem points at all participating Metro, Super C, Jean Coutu, Brunet, and Première Moisson stores in Quebec.Disclaimer5

In Ontario and New Brunswick, the Moi program is offered at Jean Coutu stores.

  • You can use your moi RBC Visa credit card anywhere Visa is accepted, including internationally. No matter where you make your purchase, you’ll earn Moi points for every dollar you spend on purchases.

  • Everywhere Visa is accepted, including international locations. As long as you pay with your moi RBC Visa credit card, you’ll earn Moi points for every dollar you spend on purchases.

  • You earn 2X points when use your moi RBC Visa credit card to pay for dining, gas, or EV charging purchases.

    You also earn 2X points when you pay for eligible purchases with your moi RBC Visa credit card and swipe your Moi card at participating stores.

  • No. You only need to swipe your Moi program card when you shop at Moi program banners, including participating Metro, Première Moisson and Brunet stores in Quebec, and Jean Coutu stores in Quebec, Ontario and New Brunswick. You will then earn 2X points on qualifying purchases when you pay with your moi RBC Visa credit card at these locations.

    You do not need to swipe your Moi program card to collect points anywhere else, including to earn 2X points on dining, gas, or EV charging purchases.

  • You can redeem points earned for purchases at the checkouts in participating Metro, Super C, Jean Coutu, Brunet and Première Moisson stores.Disclaimer5

    To view redemption options and how to redeem, please visit this site.

  • Your points are added to your Moi account monthly. For more information, you can refer to your Moi program membership information at this link.

  • You can redeem your points at checkouts in participating Metro, Super C, Jean Coutu, Brunet and Première Moisson stores.Disclaimer5

  • No. Your moi RBC Visa credit card has no annual fees. Please refer to the RBC Royal Bank Cardholder Agreement for all terms and conditions applicable to your credit card and additional fees.

  • No. You cannot add a co-applicant, but you can add up to 9 authorized users.

  • Metro Inc. and RBC will share information including, but not limited to, details on your Moi program activity for the purpose of administering the program. For example, they will share information about redemptions, or your current Moi points balance. For more information, visit the Information Sharing Page.

  • Your welcome points will appear on your monthly credit card statement and on your Moi account up to six (6) weeks after your first purchase with your moi RBC Visa credit card.

  • Instructions on how to link your cards can be found at this page.

Where did you learn about the moi RBC Visa?