The fast and secure way to receive money from the CRA

Many Canadians are applying for financial relief through the Canada Emergency Response Benefit (CERB). To access your money faster, we encourage you to sign up for direct deposit from the Canada Revenue Agency.

Setting up CRA Direct Deposit has never been easier — simply register directly through RBC Online Banking1 or the RBC Mobile1 app.

Tool Tip

Please note that registering for CRA Direct Deposit does not register you for the CERB. You’ll need to apply for the CERB directly through the CRA website.

Canada Emergency Response Benefit Eligibility
Answer a few quick questions to see if you are eligible for the CERB

Enrol once, receive CRA payments directly to your bank account

If you’ve already registered for CRA Direct Deposit, you don’t need to enrol again. If you haven’t enroled yet, you only need to set it up once to receive CRA payments, such as:

  • Canada Emergency Response Benefit
  • Income tax refunds
  • GST/HST credit, and any similar provincial and territorial
  • Canada child benefit payments, and any similar provincial and territorial

For a complete list of applicable payments, please visit the CRA website.

Why should I opt for direct deposit?

  • Set up is easy: Sign in to your RBC Online Banking or the RBC Mobile app, and register in just a few simple steps.
  • Receiving money is fast: Your money will be deposited directly to your bank account — no waiting for cheques to be delivered in the mail.
  • Avoid delays: As the events surrounding COVID-19 may impact the postal service and because many RBC branches have temporarily reduced their hours or closed, choosing CRA Direct Deposit ensures that you’ll receive your money faster.

  • Transactions are secure: Safeguarding your privacy is our top priority.

What you’ll need to register

You can register for CRA Direct Deposit as long as you have already filed at least one tax return in the past with the CRA.

To get started, you’ll need:
  • An RBC personal chequing account or savings account
  • Your Social Insurance Number

Setting up your CRA Direct Deposit with RBC is simple:

To register for CRA Direct Deposit, choose one of the following options:

Sign in to RBC Online Banking.

Click on the account you’d like the funds to be deposited to, to see your account details.

Click Set Up Direct Deposit with Canada Revenue Agency located under the account name at the top of the page.

Follow the on-screen instructions.

Sign In

Make sure you’ve downloaded the latest version of the RBC Mobile app and sign in.

Tap More.

Tap Settings.

Under Banking, tap CRA Direct Deposit

Follow the on-screen instructions.

Enrolling is easy and you’ll get immediate access to your banking details.

To get started, you’ll need one of the following:

  • RBC Royal Bank Client Card
  • RBC Royal Bank Credit Card
  • RBC Royal Bank Account Number
Enrol Now
How to reset your password

If you’ve forgotten your password for RBC Online Banking or the RBC Mobile app, it’s easy to reset.

Reset your password now
Have more questions?
Visit our FAQs for additional help