Benefits of RBC Mobile

Convenient

Deposit a cheque, pay a bill, send money and more—all from your mobile device. It doesn’t get easier than this.

Secure

All transactions made through the RBC Mobile app are covered by the RBC Digital Banking Security Guaranteego to disclaimer 2.

Real-Time

Check your balances, get alerts about your banking activity and RBC offers, or get some insights into your spending habits

Award Winning Mobile Banking App

The RBC Mobile app was awarded the 'Highest in Customer Satisfaction Among Canadian Mobile Banking Apps' in the J.D. Power 2017 Canadian Mobile Banking App studygo to disclaimer 3.

RBC Mobile app Features & Permissions

Highlights

  • Check your account balances
  • Transfer money easily between accounts
  • Pay your bills or send money
  • Deposit a cheque by taking a picture
  • Get insights into your spending

Banking Features

Stay on Top of Your Banking Wherever You Are

View your account details and transaction history plus learn about your spending habits with NOMI Insights. You can also set up and receive Alerts about your banking activity, credit card activity or RBC offers, or check your balances without signing in with the iOS or Android widgets.

Pay Current and Future Bills

It’s simple to manage all your bill payments—edit your payee list, pay a current bill and set up upcoming payments. Plus, you can also pay a bill using voice commands with Siri for RBC Mobile on an iPhone.

Send Money By Email, Text Message or Voice Command

Send an Interac e-Transfer or pay another RBC client for freego to disclaimer 4 by email or text message. If you have an iPhone, you can also send money using voice commands with Siri for RBC Mobile or through an iMessage.

Deposit a Cheque Without Going to an ATM or Branch

Simply take a picture of your cheque using your mobile device and it will be deposited directly into your account.

Transfer Funds Between RBC Accounts

Whether you want to move money to your savings account or pay down your visa or a loan, you can do it easily through the RBC Mobile app.

Send Money to Just About Anywhere in the World

Using International Money Transfergo to disclaimer 5, you can send money to family or friends to almost any country in the world, in most currenciesgo to disclaimer 6.

Get Help Finding Money to Save

NOMI Find & Save learns your transaction patterns, finds those extra dollars that it thinks you won’t miss, and then sets them aside for you automatically. NOMI finds and you save—it’s that simple!

Chat With a Live Agent

Get instant assistance from an RBC representative when you click to chat while logged into your RBC Mobile app. Because you’re signed into the app, the connection is private and secure, so you can get personalized help about your financial picture.

Find RBC Branches and ATMs

Search for a nearby branch or ATM using your location.

RBC Direct Investing

  • Buy and sell stocks, mutual funds, ETFs and options
  • Access your account balances, holding details and order status
  • Get real-timego to disclaimer 7 quotes for equities, options and option chains
  • Transfer funds between your RBC Royal Bank and RBC Direct Investing accounts

Learn More about Mobile Trading

RBC Dominion Securities

  • View investment account information, including holdings, account values and order status
  • Make real-time transfers from your Royal Bank accounts to your RBC Dominion Securities accounts
  • Access real-time quotesgo to disclaimer 8 and exclusive market information

Learn More about RBC Dominion Securities

Business Banking

  • Instantly access and view current and past business transactions
  • Simplify your recurring payments to employees and other vendors, or make a one-time Interac e-Transfer
  • Deposit a cheque from anywhere, anytime
  • Simplify your business accounting processes
  • Maximize cash flow and submit government payments efficiently

Learn More about Business Banking

Compatibility and Permissions

Android
  • Compatible with all Android devices operating on OS 5.0 or later

View Permissions and Uninstall Instructions

iPhone, iPad and iPod Touch
  • Compatible with iPhone, and iPod touch. Requires iOS 9.0 or later.
  • Siri for RBC Mobile requires iOS 10+.
  • Widget for Account Preview requires iOS 9+.
  • 3D Touch is only available for iPhone 6s+ (iOS 9+) and iPad Pro (iOS 10+).

View Permissions and Uninstall Instructions

Your Money is Always Safe

RBC Digital Banking Security Guarantee

Should anything ever happen, we’ve got you covered. We’ll fully reimburse you for any unauthorized transactionsgo to disclaimer 2 made through the RBC Mobile app or RBC Online Banking.

Find Out More about RBC Digital Banking Security Guarantee

24/7 Security

We’re at the forefront of cyber-security and use the latest and most advanced technology to keep your information secure—no matter when or how you bank.

Learn About Security at RBC

Top Questions About RBC Mobile

The RBC Mobile app works on the following devices:

  • Android smartphones (Android 5.0 or greater)
  • iPhone or iPod Touch devices with iOS versions 9.0 and greater

Yes, you can use RBC Mobile on your Apple Watch. It’s as easy as installing the app on your iPhone or Apple Watch, then syncing your devices.

Here’s what it can do for you:

  • Account Preview shows you the balances of your debit and credit card accounts
  • RBC Alerts gives you status updates about your accounts
  • Find Us guides you to the nearest RBC Royal BankGo to disclaimer ® branch or ATM

What are you waiting for? Download the app now!

An Interac e-Transfer or Email Money Transfer (EMT) will expire after 30 days if the funds are not accepted. The sender receives an expiration notification with instructions to reclaim the funds. If RBC has to manually cancel an expired Interac e-transfer, a $5 fee will apply.

The RBC Mobile app does not save your password on your device. However, client card numbers/usernames that you save using the Remember Me function (for quicker and easier login), are saved on the device. We take the precaution of encrypting all such data for your security. In addition, “remembered” client card numbers are displayed with some digits masked to further protect your information.

Apple PayGo to disclaimer  is a payment feature that is integrated into our RBCGo to disclaimer ® Wallet application and the (Apple) Wallet app on Apple devices. This feature lets you add your RBC debit or credit cards to make purchases at participating retailers using a retailer’s contactless payment terminal.

Click here to learn more about RBC and Apple Pay.

Yes, you can use Payback with Points the same way as you would in Online Banking. Just choose the credit card you want to redeem your points towards and the amount of points you wish to redeem. 

Payback with Points is available through the RBC Mobile app for iPhone, AndroidGo to disclaimer  and Blackberry 10Go to disclaimer , platforms.

More Help - please see customer service page for more questions

RBC Mobile App

Take care of your banking whenever it's convenient for you. Discover the RBC Mobile app today

What's New

Select your device below to view the latest updates and enhancements for the RBC Mobile app:

  • Android
  • iOS

 
Siri and iMessage are trademarks of Apple Inc., registered in the U.S. and other countries.
1)
RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc. RBC Online Banking is operated by Royal Bank of Canada.
2)
For a definition of an unauthorized transaction and for full details regarding the protections and limitations of the RBC Digital Banking Security Guarantee, please see your Electronic Access Agreement for personal banking clients, and the Client Card Agreement and the Master Client Agreement for business clients. This guarantee is given by Royal Bank of Canada in connection with its Online and Mobile Banking services. Cardholders are not liable for losses resulting from circumstances beyond their control provided they have taken reasonable precautions to protect their Client Card and PIN (if applicable) as set out in the Client Card Agreement. Formerly known as the RBC Online Banking Security Guarantee
3)
Canadian Mobile Banking: RBC Royal Bank received the highest numerical score among Mobile Banking Apps in the J.D. Power 2017 Canadian Mobile Banking App Study, based on 1,602 total responses from 5 companies in the segment measuring experiences and perceptions of customers, surveyed April-May 2017. Your experiences may vary.  Visit jdpower.com
4)
Interac e-Transfer transactions are free for all personal chequing accounts. An Interac e-Transfer fee of $1.00 for RBC personal savings accounts or $1.50 for RBC business deposit accounts may apply. Service not applicable for US personal chequing accounts.
5)
International Money Transfers are available for a $13.50 per transaction fee. Excess debit transaction fee may also apply depending on the account. Additional service fees by any intermediary and receiving bank may apply. Currency conversion fees may also apply. The financial institution on the receiving end of the transaction may have other requirements.
6)
Not available to recipients in Canada and restricted countries. If your Recipient lives in Canada, you can send them an Interac e-Transfer. Send unlimited free transfers from your RBC personal chequing account.
7)
Available Only Where Permitted by Law. The products, services and securities referred to on this web site are only available in Canada and other jurisdictions where they may be legally offered for sale. The information on this web site should not be construed as an offer by RBC Dominion Securities to sell specific securities in any jurisdiction outside of Canada.
8)
Real-time quotes are available upon accepting the terms and conditions of each exchange agreement, on the RBC Direct Investing online investing site.