First-time Home Buyers
Help Me Find a Home
Learn about the real estate process, what to look for in a neighbourhood and setting a budget before house hunting.Learn More about how we can help you find a home.
Understanding the Home Buying Process
Get help with making an offer, paying for closing costs and choosing a mortgage that suits your unique needs.Learn More about Understanding the Home Buying Process
Welcome to Home Ownership
Transition into home ownership comfortably with helpful advice for living comfortably in your home.Learn More about Welcome to Home Ownership
Learn more about the Government of Canada’s new First-Time Home Buyer Incentive
How Much Home Can You Afford?
We've completed your calculations using a % down payment ()
How much can I comfortably spend on my home purchase?
Your mortgage amount would be $, and includes default insurance of
TIP: Don't forget to set aside approximately 3%, or for closing costs.
My monthly RBC mortgage payment will be...
† The mortgage amount is based on the qualifying rate of % and the payment amount is calculated based on an interest rate of %.
The calculation is based on the accuracy and completeness of the data you have entered, is for illustrative and general information purposes only, and is not intended to provide specific financial or other advice, and should not be relied upon in that regard.
RBC Homebuyer Advantage
Tips, tools, and perks from RBC partners
Thinking about home ownership but don't know where to start? RBC makes it easy with this step-by-step guide to home buying. Inside you will find tips, tools and perks from RBC partners.
Home by RBC
Personalize your homeownership journey
Home by RBC provides you valuable home buying information to help you take the next steps. From what you could afford, to where you could live, and much more. Everything is available and saved in one convenient location.
New to Canada?
Learn about common myths and other essential mortgage information for newcomers to Canada.
RBC Homeline Plan®
A Mortgage & Line of Credit in One.
Requires 20% Equity or 20% Down.
View our Rates
2 year fixed closed
5 year fixed closed
Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. Some conditions apply.
Help Us Find Your Rate
Please tell us about your mortgage plans