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Your Step-By-Step Guide to Buying a Home

Step 1

How much can I afford?

Before you even start looking for a home, you need to know exactly how much home you can afford.

Step 2

Planning ahead

Owning a home is a big decision and getting off to a good start can make all the difference.

Step 3

Searching for a home

The process of searching for the perfect home can be both exciting and challenging. Creating a list of items and separating them into two buckets - “must-have” and “nice-to-have”- is a good place to start.

Step 4

Buying a home

Get help with making an offer, paying for closing costs and choosing a mortgage that suits your unique needs.

Step 5

Moving in and Living

Transition into home ownership comfortably with helpful advice on mortgage management and home maintenance.

First-time Home Buyers

Help Me Find a Home

Learn about the real estate process, what to look for in a neighbourhood and setting a budget before house hunting.

Learn More about how we can help you find a home.

Understanding the Home Buying Process

Get help with making an offer, paying for closing costs and choosing a mortgage that suits your unique needs.

Learn More about Understanding the Home Buying Process

Welcome to Home Ownership

Transition into home ownership comfortably with helpful advice for living comfortably in your home.

Learn More about Welcome to Home Ownership

Learn more about the Government of Canada’s new First-Time Home Buyer Incentive

New to Canada?

Learn about common myths and other essential mortgage information for newcomers to Canada.

Home buying questions

Get answers to the top questions every first time home buyer should ask.

View our Rates

2 year fixed closed

2.990%

3.050% APR

5 year fixed closed

3.340%

3.370% APR

Personal lending products and residential mortgages are offered by Royal Bank of Canada and are subject to its standard lending criteria. Some conditions apply.