Benefits of RBC Online Banking
Stay Up to Date
Check your balances, transaction history, schedule bill payments and track your spending 24/7. Plus so much more!
Pay bills, transfer funds, send money and apply for products—whenever it’s convenient for you.
Get the Full Picture
Link your other RBC U.S., Business or Investment accounts and access them all with a single sign-in.
RBC Online Banking1 Features
- Check your account balances
- Transfer money between accounts
- Pay your bills
- Send money fast
Stay On Top Of Your Banking
View your account details and transaction history for the last seven years. You can also set up and receive RBC Alerts about your banking activity and available RBC Offers.
Transfer Funds Between RBC Accounts
It’s a breeze to move money to your savings account, pay down your credit card, loan or credit line, or make a payment on your mortgage2. You can also transfer money between your RBC Royal Bank Canadian and RBC Bank (U.S.) accounts, instantly and for free3.
Pay Bills At Any Time
Pay one or multiple bills at once (it will only count as one transaction2), and set up future payments for regular bills.
It’s simple and FREE4 to send money to anyone with an email address or cell phone number using the Interac e-Transfer service. Or use our International Money Transfer service and send money to almost any country in the world (including the U.S.) for a fee ranging from $6 or $10 per transfer5.
Manage Your Credit
Easily access your RBC Royal Bank credit cards and credit lines. View your balance and available credit, make payments, apply for a new credit line or request a limit increase.
Keep Track Of Your Mortgage And Loans
Stay on top of your mortgage and loan details including your outstanding balance, interest rate and payment details. You can also skip a payment or make a double-up or lump sum payments on your mortgage.6
Manage Your Investments
Track your RBC Royal Bank investments, RBC Direct Investing and RBC Dominion Securities accounts in one convenient place. Plus, contribute to your RRSP, renew GICs, buy RBC Mutual Funds and get personalized investment advice with MyAdvisor.
Order Foreign Cash Online
Purchase foreign cash 24/7 through RBC Online Banking and pick it up at any of the 1,200+ RBC branches in Canada.7
Secure Message Centre
Have a question about your accounts or a recent transaction? Send us a message through our Secure Message Centre and we’ll get back to you within 48 hours. It’s a secure and convenient way to reach a helpful RBC representative.
Apply For Insurance
Purchase insurance coverage for your RBC loans, mortgages or credit cards or get travel insurance coverage for your next trip.
- Check your RBC Rewards points balance
- Shop for merchandise, book travel, buy gift cards and more
- Bookmark searches or favourites and come back later to redeem
- Easily toggle between your personal and business bank accounts
- Simplify your recurring payments to employees and other vendors, or make a one-time Interac e-Transfer
- Simplify your business accounting processes
- Maximize cash flow and submit government payments efficiently
- Sign into RBC Online Banking only once and access your U.S. Bank accounts
- Keep up with your RBC Bank U.S. bank account and credit card balances
- Pay U.S. bills and review your transaction history
- Transfer money between your RBC U.S. and Canadian accounts instantly – for free8.
Order the foreign currency you need online, and have it delivered to a branch of your choice.
Save a tree and cut down on clutter. You can view, print or save electronic statements to your computer and access up to seven years of archived statements.
Your Money is Always Safe
RBC Digital Banking Security Guarantee
Should anything ever happen, we’ve got you covered. We’ll fully reimburse you for any unauthorized transactions11 made through the RBC Mobile app or RBC Online Banking.
We’re at the forefront of cyber-security and use the latest and most advanced technology to keep your information secure—no matter when or how you bank.
Top Questions about RBC Online Banking
To sign in to Online Banking:
- Go to the Online Banking sign in page.
- Enter your Client Card number (or username) and password. If you’ve created a username before, you need to use it to sign in.
- Click Sign In.
When you bank online - or even with your mobile phone - you can easily check your balances, view your transactions or statements, pay bills and transfer funds at any time – wherever and whenever it’s convenient for you. And when you use RBC Online Banking, you also have access to myFinanceTracker – an online money management tool that automatically categorizes your expenses, letting you track your spending, set savings targets and create a budget in minutes.
Online Banking is also an extremely safe and secure way to bank, so you can be confident your money is protected at all times.
No matter what kind of RBC account you have, enrolling in RBC Online Banking is easy! Go to RBCRoyalBank.com. On the right side of the page in the Sign In box, select Enrol Now.
As a personal banking client you'll need your RBC Royal Bank Client Card or credit card to enrol.
If you are an automotive finance, mortgage, credit line, Homeline, loan or investment client, you’ll need your account number and transit number.
If you’d like to enrol your business account for Online Banking, you’ll need your RBC Royal Bank Business Client Card.
Enrol in person or on the phone
Alternatively, you can visit a local branch.
Business clients can call us at 1-800-769-25201-800-769-2520.
Your banking password is the same for both online and mobile, so you can reset it either way.
Go to the Online Banking Sign-In page and select Reset Your Password, just below the Password field. Then follow the instructions on the screen.
RBC Mobile Users:
If your account is temporarily disabled, you can tap the Reset Password link anytime directly from the Sign In page. Then follow the instructions on the screen.
You will be sent a temporary authentication code via text (SMS), email or voice mail, which ever you prefer.
Remember: You’ll need your RBC Royal Bank Client Card number or an RBC Royal Bank Credit Card number associated with Online Banking.
The next time you’re going to sign in:
- Enter your Client Card number/username and password
- Check the box Remember Me.
- Click Sign In.
You can make a bill payment in Online Banking.
Before you can make bill payments in Online Banking, you'll need to set up a list of payees. Sign in to Online Banking and select the "Manage Payees" option from the Accounts Summary page. You can then choose “Add Payee” in the left side menu and follow the instructions.
To make a payment online:
- From the Accounts Summary page go to Quick Payments & Transfers on the right side of the page. You can also click on "Pay Bills" from the information box at the top of the page when viewing your chequing or savings account.
- Select the Amount, the "From" Account and the recipient in the "To" field.
- Follow the on-screen instructions and select “Submit.”
Whether you're at home or away you can arrange to have payments and transfers made at a predetermined frequency or specified dates. Simply specify the amount and how often you want the transfers to occur (such as once a week, every 2 weeks or once a month).